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McDermott+

Healthcare Preview for the Week of: December 15, 2025

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Republican leaders in the House released the text of their latest healthcare legislation, which would not extend the advanced premium tax credits (APTCs) that are set to expire on December 31, 2025....more

Fishman Haygood LLP

California Court Certifies Narrow Class for Damages Under ERISA and RICO Related to Inflated Balance-Billing Practices

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The U.S. District Court for the Northern District of California recently certified a narrow damages class under ERISA and RICO in L.D. v. United Behavioral Health, a case involving allegations of inflated balance-billing...more

Wiley Rein LLP

Court Upholds 100% Allocation Based on Insured’s “Best Efforts” and Insurer’s Failure to Meet “Relative Exposure” Burden

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The United States District Court for the Southern District of New York, applying New York law, upheld an arbitration award allocating 100% of amounts incurred jointly by insured individuals and non-insured entities to covered...more

Robinson+Cole Data Privacy + Security Insider

Cyber Insurer Offers Product for Deepfakes

Deepfakes continue to be problematic for organizations and individuals. They are hard to detect and hard to respond to when used in an attack against a company....more

Herbert Smith Freehills Kramer

NAIC Addresses Risk Transfer Criteria For Combination Life Reinsurance Contracts

In a closely followed development, the National Association of Insurance Commissioners (NAIC) has adopted rules governing when a life reinsurance contract combining both yearly renewable term (YRT) and coinsurance components...more

Wiley Rein LLP

Insurer Liable for Pollution Settlement After Denial of Defense Based on Extrinsic Evidence in Clean Water Act Suit

Wiley Rein LLP on

The United States District Court for the Western District of Washington, applying Washington state law, has held that an environmental liability insurer breached its duty to defend in bad faith by relying on extrinsic...more

Wiley Rein LLP

Payroll Overpayments Were Not “Necessarily Incurred” and Thus Not Extra Expense Under Cyber Policy

Wiley Rein LLP on

An Illinois Appellate Court, applying Illinois law, has held that an insured’s payroll overpayment following a ransomware attack on the insured’s payroll service provider was not “necessarily incurred,” such that coverage was...more

Shumaker, Loop & Kendrick, LLP

"Florida Targets AI Risks: Consumer Rights and Infrastructure Accountability"

Florida Governor Ron DeSantis has unveiled an ambitious proposal to establish an Artificial Intelligence Bill of Rights and to curb public subsidization of hyperscale AI data centers. Against the backdrop of a national debate...more

DLA Piper

How the insurance arbitrator is affecting product documentation – news from IVASS

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On 3 December 2025, the Italian Insurance Regulatory Authority (IVASS) published Order no. 163/2025. It introduces new information obligations for insurance companies and intermediaries regarding their precontractual...more

Conyers

Conyers Coverage Issue 14 – Winter Edition 2025

Conyers on

Welcome to the Winter edition of our Conyers Coverage newsletter. As always, we are pleased to bring you a jam-packed edition with timely legal and regulatory insights and details on industry developments from the Cayman...more

Bass, Berry & Sims PLC

CMS Announces Model for Technology-Assisted Chronic Condition Management

Bass, Berry & Sims PLC on

On December 1, the Centers for Medicare & Medicaid Services (CMS) announced the Advancing Chronic Care with Effective, Scalable Solutions Model (ACCESS), a 10-year voluntary alternative payment model (APM) that will pay...more

Goodell, DeVries, Leech & Dann, LLP

A Primer on the Tripartite Relationship

The tripartite relationship is a term of art which describes the complex relationship between (1) an insurance company, (2) it’s insured, and (3) defense counsel retained to represent the insured. Originally Published in...more

Jackson Lewis P.C.

2025 ERISA Litigation: Forfeitures, Investments, and Health Plans Take Center Stage

Jackson Lewis P.C. on

ERISA class action litigation did not let up in 2025. Retirement plan fee litigation – which has dominated for several years – remained steady, with new, or in some cases refined, theories targeting 401(k) forfeitures and...more

Ogletree, Deakins, Nash, Smoak & Stewart,...

Year-End Roundup: What Employers Need to Know About Legal Changes in Florida

In Florida, two recent court rulings and a number of laws enacted in 2025 will directly impact employers. This article summarizes the two cases and the new laws, which address open carry of guns, medical marijuana use by...more

JUSTICENTER

Secrets of Geico Accident Claims

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GEICO is one of the largest auto insurance companies in the United States, and many California accident victims find themselves dealing with GEICO adjusters after a crash. While GEICO promotes its friendly customer service...more

Bowditch & Dewey

Life Insurance, Buy-Sell Agreements, and the Connelly Problem: What Closely Held Business Owners Need to Know

Bowditch & Dewey on

Closely held businesses routinely use life insurance to fund buy-sell obligations when an owner dies. The logic is simple: the company or surviving owners need liquidity to effect redemptions or repurchases, and life...more

White and Williams LLP

Subrogation Insight: Expert Testimony Admissible Despite Post-Loss Repairs

White and Williams LLP on

In Ghaznavi v. Arby Constr., Inc., No. 14-24-00213-CV, 2025 Tex. App. LEXIS 839, the Court of Appeals of Texas (Court of Appeals) considered whether the trial court properly excluded the plaintiffs’, Kambiz Moavenzadeh...more

Brownstein Hyatt Farber Schreck

Taxation & Representation, Dec. 2025 #2

T-21 Days Until the Expiration of the ACA eAPTCs: On Thursday, the Senate is expected to vote on a proposal from Democrats that would extend the expiring Affordable Care Act enhanced premium tax credits (eAPTCs) for three...more

DLA Piper

Insurance: Supplement To The Global M&A Intelligence Report 2025

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Who has the golden compass? Six insurance M&A trends in 2024-2025 - Insurance M&A remained strong in 2024-2025, with global deal volume rising 10% year-on-year to 612, according to Mergermarket. Deal value saw an even...more

DLA Piper

Italian Supreme Court on double track theory

DLA Piper on

The Italian Supreme Court recently published Order no. 26079/2025, ruling on a unit-linked policy concluded 2011. The Supreme Judge indicated which regulations should apply to unit-linked policies executed at that time, in...more

Morgan Lewis

What’s on the Menu for 2026: Legal Trends in the Food & Beverage Industry

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Federal, state, and private actions are accelerating across color additives, labeling and packaging, heavy metals, ultraprocessed foods, and insurance preparedness. As the regulatory landscape continues to rapidly evolve,...more

DLA Piper

#DeRisk Newsletter - November 2025

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Insurance sector and cybersecurity: IVASS publishes initial instructions for implementing DORA - Regulation (EU) 2022/2554, known as the Digital Operational Resilience Act (DORA), came into force on 17 January 2025,...more

DLA Piper

IRAP Refund on EU Dividends: perspectives under the 2026 Budget Law

DLA Piper on

The 2026 Budget Bill aims to implement the Mediolanum ruling of the Court of Justice of the European Union (CJEU, 1 August 2025). The ruling looked at the IRAP regime applicable to banks, financial intermediaries and...more

Dentons

Ep. 90 – Three Simple Steps to Take Before the End of the Year

Dentons on

As 2025 comes to a close, now is the perfect time to take a few simple, proactive steps to ensure your compliance program starts 2026 on solid footing. In this episode of the podcast, we share three manageable action items...more

DLA Piper

Insurance Premium Tax The Italian Tax Authorities new interpretation in the motor sector

DLA Piper on

Over the past few weeks, several insurance companies operating in the Italian market have been facing a new wave of tax questionnaires and audits on how to apply the Insurance Premium Tax (IPT) to driver accident (infortuni...more

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