State Law Roundup: A Focus on Connecticut and Oregon — Moving the Metal: The Auto Finance Podcast
Consumer Finance Monitor Podcast Episode: A Look at the FTC’s Click-to-Cancel Rule, with James Kohm, Associate Director of Enforcement Division of the FTC’s Bureau of Consumer Protection
Podcast - The FTC's Click to Cancel Proposal
Autorenewals Crossover Episode with The Crypto Exchange - The Consumer Finance Podcast
No company wants a lawsuit or civil investigative demand over their autorenewal practices. And settling a case for millions or billions of dollars is even worse. In 2025, negative options and subscription offers became one of...more
The Federal Trade Commission (FTC) is increasingly directing both its enforcement and rulemaking efforts toward auto-renewal programs, with a particular focus on burdensome or opaque cancellation procedures. ...more
Two weeks into the new year, the Federal Trade Commission (“FTC”) sued JustAnswer LLC and its CEO (together, “JustAnswer”), alleging they deceived consumers into enrolling in monthly recurring subscriptions without obtaining...more
Recently, the Federal Trade Commission (“FTC”) filed a Complaint against JustAnswer LLC and its CEO, alleging the company misled consumers into enrolling in monthly recurring subscriptions without obtaining consumers’...more
As California continues to strengthen its consumer protection framework around subscription services, businesses operating in the state – particularly those offering subscription goods, such as wine clubs – must remain...more
FTC Settles with Two Business Opportunity Companies and Their Officers for Allegedly Deceptive Business Practices. On January 23, the FTC filed two stipulated orders in the U.S District Court for the Central District of...more
The Federal Trade Commission (FTC) has sued JustAnswer LLC and its founder and CEO, Andrew Kurtzig, alleging that the online Q&A platform deceives consumers into costly recurring subscriptions without their informed consent,...more
State attorneys general (AGs) are among the most active and influential regulators in the U.S., using broad statutory authority, political visibility, and growing technical knowledge to shape policy and enforcement across...more
In Innovation Pharmaceuticals Inc. v. Cummings Properties, the question before the Appeals Court was whether the plaintiff, Innovation Pharmaceuticals Inc. (“IPI”), provided sufficient notice to its landlord, defendant...more
In this article, we share a timeline of monthly "bites" for 2025 applicable to automatic renewal, click to cancel, lease to own, and subscription transactions. The CFPB spent 2025 walking back much of the guidance and actions...more
Beginning in 2014, many of you probably read my blog regarding having a checkup for you and, if you have one, your business. This does not involve the doctor, but it does involve all the other professionals in your personal...more
The Federal Trade Commission (“FTC”), and a large grocery delivery service recently agreed to resolve allegations that the company, among other things, offered consumers free trials of its paid membership program but failed...more
The use of subscriptions models in the digital advertising marketplace has become ubiquitous. So have legal regulatory investigation and enforcement of such ecommerce practices....more
In keeping with its recent renewed interest in establishing robust protections for consumers within the province, the government of Québec tabled a new bill on December 2, 2025 amending the Québec Consumer Protection Act...more
The Federal Trade Commission and National Advertising Division of BBB National Programs set forth their enforcement priorities during the 2025 ANA Masters of Advertising Law Conference....more
Automatic renewals, more commonly referred to as subscription services, have become a household topic (or maybe just in ours?) of advertising law enforcement. Subscription services – from streaming platforms to meal kits –...more
In 2025, we’ve seen new and updated automatic renewal laws (ARLs) and regulations in many states, including Arkansas, California, Colorado, Connecticut, Maryland, Massachusetts, Minnesota, and Utah. These laws regulate...more
In November 2025, the Office of the Pennsylvania Attorney announced a $750,000 settlement with a collectibles company regarding its “negative option features” and other business practices....more
On October 30, the Pennsylvania Office of Attorney General announced a $750,000 settlement with a collectibles company resolving allegations that the business used deceptive “negative option” subscription features in...more
On the heels of the TFG Holdings multistate settlement last month, Pennsylvania Attorney General Dave Sunday announced a $750,000 settlement with collectibles company American Mint LLC regarding its subscription practices....more
FTC Alleges LA Fitness Employs Unfair Practices to Obstruct Membership Cancellations - The Federal Trade Commission (FTC) recently filed a lawsuit alleging LA Fitness that the nationwide chain of gyms violated the FTC Act...more
Last month, a group of 34 state attorneys general—led by D.C, Maryland, Pennsylvania, and Texas—settled with TFG Holdings, a company known for brands such as JustFab and Shoedazzle, concerning its subscription practices. The...more
Federal immigration officials just terminated the long-standing government practice of offering automatic extensions of Employment Authorization Documents (EADs) for most applicants. The Department of Homeland Security (DHS)...more
On October 23, a coalition of 33 state attorneys general announced a multistate settlement with an online retailer resolving claims of deceptive advertising and billing practices related to its “VIP Membership Program.” The...more
A bipartisan coalition of 33 AGs secured a $4.8 million multistate settlement with TFG Holding, Inc., (TFG) an online retailer that sells shoes, clothing, and accessories through brands that include JustFab, ShoeDazzle, and...more