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Borrower Defense Rule

Thompson Coburn LLP

Higher Education Litigation Summary: December 3, 2025

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Thompson Coburn’s Higher Education Litigation Summary is your resource for legal updates on key rulings and ongoing cases shaping the higher education sector. This installment covers updates related to Gainful Employment, the...more

Thompson Coburn LLP

Higher Education Litigation Summary: November 11, 2025

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Thompson Coburn’s Higher Education Litigation Summary is your resource for legal updates on key rulings and ongoing cases shaping the higher education sector. This installment covers updates related to Gainful Employment, the...more

Thompson Coburn LLP

Did the One Big Beautiful Bill Act Reinstate the Trump-Era BDR Rule That Allowed Pre-Dispute Arbitration Agreements and Class...

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As the higher education community and regular REGucation readers know, the One Big Beautiful Bill Act (or “OB3”) introduced several significant provisions affecting colleges, universities, and the broader higher education...more

Thompson Coburn LLP

Higher Education Litigation Summary: October 2025

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Thompson Coburn’s Higher Education Litigation Summary is your resource for legal updates on key rulings and ongoing cases shaping the higher education sector. This installment covers updates related to Gainful Employment, the...more

Hogan Lovells

Fifth Circuit upholds injunction against borrower defense and closed school loan discharge rules

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On April 4, 2024, the U.S. Court of Appeals for the Fifth Circuit ordered a federal district court to enter a nationwide preliminary injunction to enjoin the Department of Education (ED) from implementing the Biden...more

Bond Schoeneck & King PLLC

The Fifth Circuit Extends Injunction of the Biden Administration’s Borrower Defense to Repayment Rules

In a decision affecting the ever-shifting legal and regulatory dynamics of Borrower Defense to Repayment (BDR) claims, the Fifth Circuit postponed the effective date of a Biden administration plan to expand student debt...more

McGuireWoods LLP

Fifth Circuit Continues Nationwide Preliminary Injunction Against “Almost Certainly Unlawful” Borrower Defense Rule

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On April 4, 2024, the U.S. Court of Appeals for the Fifth Circuit issued its opinion in CCST v. U.S. Dept. of Education, reversing the order of the U.S. District Court for the Western District of Texas, and granting a...more

Ballard Spahr LLP

Appellate court upholds $21 million judgment against for-profit college regarding unfair competition and false advertising claims

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On February 20, 2024, the California Court of Appeal largely affirmed an eight-figure judgment against Ashford University (“Ashford”), an on-line, for-profit college, and its parent company, Zovio, Inc. (formerly Bridgepoint...more

Bond Schoeneck & King PLLC

Second Circuit Litigation Threatens to Further Confuse Regulatory Standards Applied to Borrower Defense Applications

The Second Circuit Court of Appeals released a new decision in the NYLAG v. Cardona et al. case that may have implications for the everchanging legal and regulatory environment of Borrower Defense to Repayment (BDR) claims....more

Bond Schoeneck & King PLLC

Second Circuit Litigation Threatens to Further Confuse Regulatory Standards Applied to Borrower Defense Applications

The Second Circuit Court of Appeals released a new decision in the NYLAG v. Cardona et al. case that may have implications for the everchanging legal and regulatory environment of Borrower Defense to Repayment (BDR) claims....more

Thompson Coburn LLP

ED's latest BDR guidance, and why institutions should always respond to claims

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The U.S. Department of Education published an electronic announcement on November 8, 2023, offering guidance on the notification process for Borrower Defense to Repayment (“BDR") claims received by the agency between June 23,...more

Bond Schoeneck & King PLLC

ED Statement Clarifies Cause of Recent Borrower Defense Activity

The U.S. Department of Education (ED) released a statement on Nov. 8, 2023, saying that the scores of borrower defense to repayment (BDR) application notifications that institutions of higher education (IHE) have received in...more

Cozen O'Connor

AGs Defend Borrower Defense Rule

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A group of 23 Democratic AGs, led by Massachusetts AG Andrea Joy Campbell, filed an amicus brief in the U.S. Court of Appeals for the Fifth Circuit case Career Colleges and Schools of Texas v. U.S. Department of Education, et...more

Bond Schoeneck & King PLLC

Colleges and Universities Experience a Surge of Borrower Defense to Repayment Claims

Over the past several months, institutions of higher education (IHE) have seen an influx of Borrower Defense to Repayment (BDR) applications from former students....more

Bowditch & Dewey

Department of Education Notification of Borrower Defense Claims

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Higher education clients who accept federal student loans may have recently received emails from the Department of Education (“Department”) notifying them of borrower defense claims seeking to avoid loan repayment obligations...more

Thompson Coburn LLP

[Webinar] Responding to Student Borrower Defense to Repayment (BDR) Claims: 2023 Edition - September 21st, 2:00 pm - 3:00 pm CDT

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Under the Higher Education Act, the U.S. Department of Education is directed to issue regulations governing when student borrowers may seek to discharge their federal student loans due to the misconduct of their institutions...more

Thompson Coburn LLP

Time to develop protocols for responding to borrower defense claims (despite Sweet and Fifth Circuit injunction)

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On August 7, 2023, the Fifth Circuit Court of Appeals issued a nationwide injunction in Career Colleges and Schools of Texas v. Cardona, preventing the U.S. Department of Education (ED) from enforcing the latest version of...more

Faegre Drinker Biddle & Reath LLP

ED Proposes Significant Revisions to Title IV Certification, Financial Responsibility and Administrative Capability Requirements

On May 19, 2023, the U.S. Department of Education (ED) published in the Federal Register a Notice of Proposed Rulemaking (the Proposed Rule) to substantially change or expand a host of regulatory requirements concerning...more

Faegre Drinker Biddle & Reath LLP

Revised ED Regulations on Borrower Defense, Other Student Loan Matters Take Effect July 1

On November 1, 2022, the U.S. Department of Education (the Department) published in the Federal Register a final rule (the Final Rule) revising its regulations that govern multiple student loan discharge standards and...more

Thompson Coburn LLP

[Webinar] The Higher Education Regulatory Outlook for 2023 - January 24th, 2:00 pm - 3:30 pm CST

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As 2023 begins to unfold, the U.S. Department of Education continues to pursue its ambitious and sweeping regulatory agenda for institutions of higher education. Please join us on January 24 for a live, 90-minute webinar...more

Cooley LLP

Borrower Defense to Repayment 4.0

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The US Department of Education published final regulations regarding the borrower defense to repayment rule in October 2022. In late October 2022, the US Department of Education (ED) published final regulations regarding...more

Faegre Drinker Biddle & Reath LLP

U.S. Department of Education Proposes Revised Regulations on Borrower Defense and Other Student Loan Discharge Matters

On July 13, 2022, the U.S. Department of Education (the Department) published in the Federal Register a Notice of Proposed Rulemaking (the Proposed Rule) to revise its regulations governing student loan discharge standards...more

Thompson Coburn LLP

[Webinar] ED’s Proposed Borrower Defense to Repayment Rule: A Detailed Examination - July 29th, 2:00 pm - 4:00 pm CDT

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On July 6, 2022, the U.S. Department of Education (the “Department”) released its much anticipated proposal for revising its Borrower Defense to Repayment (“BDR”) rule. We invite you to join us for a special, 2-hour webinar...more

Thompson Coburn LLP

Department of Education proposes sweeping revisions to Borrower Defense to Repayment rule

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On July 6, 2022, the U.S. Department of Education (the “Department”) released the unofficial version of its proposed rewrite of the borrower defense to repayment (“BDR”) rule. The BDR rule details the process by which former...more

Thompson Coburn LLP

Department of Education Agrees to Mass Granting of BDR Applications to Settle Lawsuit

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Since 2019, the U.S. Department of Education has been the defendant in a federal class action lawsuit in San Francisco, Sweet, et al. v. Cardona, in which the plaintiffs requested that the court order the Department to...more

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