Family Law – May 23, 2012

by John Skiba on 1/2/2012

In the bankruptcy world (yes, there is such a place!) the term “fresh start“ is mentioned so often that it can become cliche. However, when you can get past the initial feelings you may have about bankruptcy, the end result...more

by John Skiba on 12/19/2011

Equity. It is usually your friend. If you are in bankruptcy, it can be an issue. Simply put, equity is what you actually “own” in your property. For instance, if you have a car that is worth $10,000 and you still owe $6,000...more

by John Skiba on 12/7/2011

Debt free. Can you even imagine it? I would dare say that when most people come in to inquire about filing for bankruptcy they aren’t really thinking about the end result of being debt free, but are more focused on stopping...more

by John Skiba on 12/2/2011

C is for Creditor By John Skiba, Arizona Bankruptcy Lawyer www.skibalaw.com This one is pretty basic but you may be surprised as to how many people aren’t quite sure what the difference between a creditor and a debtor is....more

by Turbervilles on 11/25/2011

Welcome to our Winter Newsletter. In this edition, we report on why people are starting to record their internet and computer passwords in their wills. A woman injured while having her hair coloured in a salon is...more

by John Skiba on 11/18/2011

If you have looked into filing for bankruptcy you have likely come across something known as the Means Test. Back in 2005 Congress amended the laws related to bankruptcy and put in place new laws that they thought would force...more

by John Skiba on 11/14/2011

Recently the court released information on the number of people who represent themselves in bankruptcy. Arizona ranked third overall in number of "pro se" bankruptcy filers. In fact, in Arizona, a full 20% of bankruptcy...more

by John Skiba on 11/2/2011

This is the second installment in a three part series of the bankruptcy process in Arizona. In the first article I discussed what to expect prior to your bankruptcy case being filed. In this article I will go over what you...more