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Rules Creating Exemptions to the ATR Rule Finalized

The Consumer Financial Protection Bureau (CFPB) recently finalized rules that modified and created specific exemptions to the CFPB’s Ability-to-Repay Rule. The rules have three main effects....more

Credit Counseling: Obstacles to Innovation and Path to Consumer Empowerment

In this presentation: - Tax-Exemption Challenges - Bankruptcy Counseling Challenges - Consumer Protection Statutes - Excerpt from Presentation: How did we get here? - Federal and...more

CFPB Issues Affinity Credit Card Report to Congress: How Nonprofits Can Minimize Their Legal and Tax Risk

Affinity credit cards continue to be significant revenue generators for colleges and universities (and their affiliated organizations), associations and many other types of nonprofit organizations. The federal Consumer...more

Exploring Consumer Arbitration Provisions after CompuCredit v. Greenwood

In this presentation; - Introduction - How we got here… - Credit Repair Organizations Act - CompuCredit v. Greenwood and AT&T Mobility v. Concepcion - Looking to the Horizon – What’s next? -...more

Legal and Regulatory Myths Debunked for Credit Counseling Agencies

Introduction -- Federal and state laws governing consumer credit counseling agencies continue to evolve and create potential pitfalls and new compliance requirements. -- In response, the industry has responded with...more

Business News Digest - August 2011

In This Issue: Companies Propose Self-Regulation for Food Advertising to Children; Connecticut AG Launches Groupon Investigation; Historic Change to Domain Name System Has Broad Implications for Brands; President Obama...more

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