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Does my Insurance Cover an Accident Outside of Michigan?

If you’re going to be taking a road trip outside of Michigan, it is important to know what your legal rights are in the event that you are involved in an out-of-state auto accident. Can you sue the at-fault driver who...more

Car Accident Repair in Michigan: Here Is What To Know

Getting your car repaired after suffering vehicle damage in a crash can be extremely frustrating. On the one hand, another person’s carelessness is causing you to be inconvenienced and potentially face higher insurance...more

Pizza delivery driver accident with pedestrian case dismissed

Pizza delivery driver’s bad brakes don’t slow down court from blaming pedestrian injured while trying to cross the street - A pedestrian doesn’t stand a chance of getting justice in Michigan – even when the delivery...more

Should I cancel No Fault insurance if I move out of Michigan?

Michigan auto No Fault insurance is expensive. If you’re planning on moving out of Michigan and becoming a resident of another state, you’re probably looking forward to insuring your car in your new state and cancelling your...more

Changes to Michigan No Fault Insurance Fraud Rules

A recent Michigan Court of Appeals ruling – which applied a landmark decision by the Michigan Supreme Court from 2020 – has put an end to insurance companies exploiting overly broad anti-fraud provisions in policies to deny...more

Insurance Coverage For Michigan Food Delivery Drivers

Insurance for food delivery drivers in Michigan is complicated. Many people who deliver food for a living do not realize there are differences in coverage between their personal auto No-Fault insurance policies and a...more

Insurance Agent Negligence and the New Michigan Auto Insurance Law

Now is not the time to be placing new limits on insurance agent liability. Think of insurance agents as the foot soldiers for the new Michigan auto insurance law. Insurance agents are now – more than ever before – tasked...more

Let’s stop the widow penalty by insurance companies

Under the widow penalty, insurance companies charge women as much as 200% more; HB 5111 will stop women from being discriminated against by auto insurers - The widow penalty is one of the cruelest and most shameful things...more

The “Game” of 7 Day Car Insurance Policies continues with 6 Month Policies with Installment Payments

“Michigan stops LA Insurance’s sale of 7 day car insurance policies, but will the uninsured driver problem in Detroit improve now that 7 day policies are being replaced with 6 month car insurance with installment...more

Gursten tells Fox 2 Detroit why Duggan lawsuit is flawed

Duggan ignores redlining and credit scoring, two issues that hammer Detroiters and drive up car insurance rates in Motown; time to enact HB 5111 - Detroit Mayor Mike Duggan has recently filed a lawsuit in federal court...more

Detroit Mayor Duggan’s No-Fault lawsuit

Here’s the easy fix to Mayor Duggan’s lawsuit to find Michigan’s auto No Fault law unconstitutional and repeal No Fault law - There’s an easy fix staring us in the face to Mayor Duggan’s lawsuit that was filed last...more

Michigan Senate Passes No-Fault Changes for Senior Drivers

The full Michigan Senate has passed two No-Fault bills – Senate Bill 787 and Senate Bill 1014 – which, if passed by the House and enacted into law, will substantially alter the rights and benefits guaranteed to car, truck and...more

Why are Michigan Catastrophic Claims Costs Going Up Again?

We deserve to know why MCCA catastrophic coverage costs are again going up; political opportunism suspected behind latest hikes - The cost of catastrophic coverage from the Michigan Catastrophic Claims Association (MCCA)...more

Rep. Lucido’s Macomb Solution to get rid of Michigan’s Mandatory Car Insurance is Ludicrous

So-called “Macomb Solution” to get rid of mandatory car insurance in Michigan and allowing drivers to elect to be uninsured is epically bad idea; financial ruin if a car crash occurs - Macomb County Rep. Pete Lucido’s...more

Harm caused by temporary car insurance is far from temporary

Temporary car insurance, such as 7 day policies, hurts uninsured drivers in cities like Detroit & Flint – who will face severe consequences after a car accident...more

Ambulance chasing insurance claims adjusters

Laws protecting injured car accident victims in Michigan from ambulance chasing personal injury lawyers should also protect people from the claims adjusters who prey on the unsophisticated after a crash; settling cases for...more

Mistake #1 about Michigan No Fault replacement services

Be warned — submitting false replacement services forms will forfeit a car crash victim from receiving Michigan auto No Fault benefits. I’ve represented several hundred Michigan car crash victims in my 22 years as an auto...more

Michigan House defeats Duggan-Leonard No Fault insurance plan on 63-45 vote

In wake of demise of Duggan-Leonard-Theis No Fault insurance plan, lawmakers must make realistic, conscientious strides to lower premiums, preserve benefits - Michigan needs a No Fault insurance plan that will lower car...more

Politicians pushing Michigan No Fault reform got $250K from insurance industry

Campaign contribution data shows House Insurance Committee Republicans who favor No Fault car insurance reform have received $253,075 from insurance industry...more

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