In this month's article, we share some of our top "bites" for the prior and current month covered during the July 2024 webinar....more
7/30/2024
/ Compliance ,
Consumer Financial Products ,
Consumer Financial Protection Bureau (CFPB) ,
Consumer Lenders ,
Dodd-Frank ,
ECOA ,
Enforcement Actions ,
Fair Lending ,
Financial Services Industry ,
HMDA ,
Information Reports ,
Mortgage Lenders ,
Mortgage Servicers ,
Mortgage Servicing Rules ,
Mortgages ,
Proposed Rules ,
Redlining ,
Regulatory Agenda ,
RESPA ,
Reverse Mortgages ,
Small Business
In this month's article, we share some of our top "bites" covered during the June 2024 webinar....more
7/12/2024
/ Buy Now Pay Later (BNPL) ,
Compliance ,
Constitutional Challenges ,
Consumer Financial Protection Bureau (CFPB) ,
Credit Cards ,
Credit Reports ,
Debt-Relief Industry ,
Enforcement Actions ,
Federal Funding ,
Financial Services Industry ,
Late Fees ,
Loan Servicer ,
Medical Bills ,
Military Lending Act ,
Misrepresentation ,
Open Banking ,
Peer-to-Peer ,
Pending Legislation ,
SCOTUS ,
Student Loans ,
Telemarketing ,
UDAAP ,
Unfair or Deceptive Trade Practices
One of the largest recovery associations in the country recently proposed implementation of a COVID-19 surcharge and a new set of post-pandemic policies and also issued a white paper setting forth uniform standards for...more
7/15/2020
/ American Recovery Association ,
Civil Liability ,
Compliance ,
Compliance Costs ,
Coronavirus/COVID-19 ,
Creditors ,
Infectious Diseases ,
Personal Property ,
Personal Protective Equipment ,
Repossess ,
Surcharges ,
White Papers ,
Workers' Compensation Claim ,
Workplace Injury ,
Workplace Safety
The Federal Trade Commission's Cooling-Off Rule has been around since 1972 (it became effective in 1974), but generally has been a non-issue for dealers until the Coronavirus pandemic when dealers were forced to conduct...more
6/24/2020
/ Automotive Industry ,
Automotive Loans ,
Best Practices ,
Car Dealerships ,
Compliance ,
Contract Negotiations ,
Contract Termination ,
Cooling-Off Rule ,
Coronavirus/COVID-19 ,
Disclosure Requirements ,
Federal Trade Commission (FTC) ,
Lenders ,
Remote Sales Transactions ,
Salespersons
I just finished up a very active conference season. I’ve been on the “conference circuit” as some would say, since early January. Being on the conference circuit has enabled me to re-connect with friends, colleagues, clients...more
10/7/2019
/ Automotive Industry ,
Automotive Loans ,
Car Dealerships ,
Compliance ,
Consumer Financial Protection Bureau (CFPB) ,
Consumer Protection Laws ,
Enforcement Actions ,
False Advertising ,
Federal Trade Commission (FTC) ,
Repossess ,
Risk Assessment ,
Risk Mitigation ,
Trump Administration ,
Unfair or Deceptive Trade Practices