In this month's article, we share some of our top "bites" covered during the April 2024 webinar....more
5/2/2024
/ Administrative Procedure ,
Amicus Briefs ,
Banking Sector ,
Consumer Financial Products ,
Consumer Financial Protection Bureau (CFPB) ,
Covered Person ,
Credit Reporting Agencies ,
Data Protection ,
Department of Justice (DOJ) ,
Fair Credit Reporting Act (FCRA) ,
Financial Services Industry ,
Military Service Members ,
Mortgages ,
Prepaid Payment Products ,
Sensitive Personal Information ,
Video Games
In this month's article, we share some of our top "bites" covered during the March 2024 webinar.
Bite 10: CFPB Issues Statement on Privacy and Personal Data -
On February 28, 2024, the CFPB issued a statement on...more
4/1/2024
/ Appraisal ,
Banking Regulators ,
Banking Sector ,
Banks ,
Closing Costs ,
Comment Period ,
Consumer Financial Products ,
Consumer Financial Protection Bureau (CFPB) ,
Consumer Lenders ,
Credit Cards ,
Dodd-Frank ,
Federal Trade Commission (FTC) ,
Fees ,
FFIEC ,
Financial Services Industry ,
Mortgages ,
New Guidance ,
Paycheck Protection Program (PPP) ,
Personal Data ,
Sensitive Personal Information ,
UDAAP
In this article, we share a timeline of our monthly "bites" for 2023 applicable to consumers protected by nondiscrimination and military protection laws....more
1/23/2024
/ Appraisal ,
Artificial Intelligence ,
Banking Sector ,
Banks ,
Consumer Contracts ,
Consumer Financial Products ,
Consumer Financial Protection Bureau (CFPB) ,
Consumer Lenders ,
DACA ,
Department of Justice (DOJ) ,
ECOA ,
Equal Employment Opportunity Commission (EEOC) ,
Ethics ,
Federal Trade Commission (FTC) ,
Financial Services Industry ,
Identity Theft ,
Immigrants ,
Military Service Members
In this month's article, we share some of our top "bites" for the prior month covered during the November 2023 webinar....more
In this month's article, we share some of our top "bites" for the prior month covered during the October 2023 webinar.
Bite 10: New Report on NSF Fees at Banks and Credit Unions On October 11, 2023, the CFPB issued a data...more
10/23/2023
/ Anti-Discrimination Policies ,
Banking Sector ,
Banks ,
Consumer Financial Products ,
Consumer Financial Protection Act (CFPA) ,
Consumer Financial Protection Bureau (CFPB) ,
Credit Repair Services ,
Credit Unions ,
DACA ,
Department of Justice (DOJ) ,
ECOA ,
Enforcement Actions ,
Fees ,
Immigrants ,
Medical Bills ,
New Guidance ,
Overdraft Fees ,
Popular ,
Rulemaking Process ,
Supervisory Highlights ,
Surprise Medical Bills
In this month's article, we share some of our top "bites" for the prior month covered during the August 2023 webinar.
Bite 1: CFPB Publishes Report on Employer-Driven Debt -
On July 20, 2023, the CFPB published a...more
8/18/2023
/ Automotive Loans ,
Banking Sector ,
Consumer Financial Products ,
Consumer Financial Protection Act (CFPA) ,
Consumer Financial Protection Bureau (CFPB) ,
Data Brokers ,
Fair Credit Reporting Act (FCRA) ,
Housing Market ,
Landlords ,
Loan Servicer ,
Payday Loans ,
Rent-to-Own Companies ,
Rental Property ,
Residential Leases ,
Small Business ,
Small Business Loans ,
Tenants ,
UDAAP ,
Unfair or Deceptive Trade Practices
In this month's article, we share some of our top "bites" for the prior month covered during the June 2023 webinar.
Bite 12: CFPB Focusing on Overdraft Issues -
On May 18, 2023, the CFPB announced that it had issued a...more
6/26/2023
/ Automation Systems ,
Banking Sector ,
Bots ,
Comment Period ,
Consumer Financial Protection Bureau (CFPB) ,
Data Brokers ,
Discovery ,
FDIC ,
Financial Institutions ,
Mobile Apps ,
Mortgage Servicers ,
Mortgages ,
Open Banking ,
Overdraft Fees ,
Property Valuation ,
Residential Real Estate Market ,
Sanctions ,
Valuation
In this month's Top 10 article, we share some of our top "bites" for the prior month covered during the September 21, 2022 webinar.
So, what happened last month?
Extra Bite: CFPB comments on loan cancellation...more
Eric Johnson, Patty Covington, and Nikki Munro located the old crystal ball, dusted it off, and looked intently at it to come up with auto sales, finance, and lease predictions for this year. Here's what they...more
So what happened at the CFPB in the past month?
Bite #10 - Trade groups submitted a letter to the House Subcommittee supporting HR 4773 -
Nearly 30 trade groups, led by the Consumer Bankers Association (CBA), submitted...more
9/16/2021
/ Banking Sector ,
Consumer Financial Products ,
Consumer Financial Protection Act (CFPA) ,
Consumer Financial Protection Bureau (CFPB) ,
Consumer Lenders ,
Coronavirus/COVID-19 ,
Creditors ,
Financial Institutions ,
Financial Services Industry ,
Mortgage Lenders ,
Mortgage Servicing Rules ,
Regulation B
So what happened at the CFPB in the past month?
Bite #10 - The CFPB celebrated 10 years.
On July 19, Americans for Financial Reform (AFR) invited CFPB Acting Director Dave Uejio to speak at a celebration of the...more
9/1/2021
/ Banking Sector ,
Consumer Financial Products ,
Consumer Financial Protection Bureau (CFPB) ,
Coronavirus/COVID-19 ,
Debt Collection ,
FFIEC ,
Financial Institutions ,
Financial Regulatory Reform ,
Financial Services Industry ,
Mortgage Servicing Rules ,
RESPA ,
Truth in Lending Act (TILA)
Each month, we host a 30-minute webinar outlining the month's key announcements and takeaways from the Consumer Financial Protection Bureau (CFPB) for financial services providers to consider.
With July 21, 2021 marking...more
If you're a baseball fan, you probably know that it's one of the most disputed stories in all of sports - did Babe Ruth call his home run off the Cubs' Charlie Root in the '32 World Series? The story goes that just before...more
Each month, we host a 30-minute webinar outlining the month's key announcements and takeaways from the Consumer Financial Protection Bureau (CFPB) for financial services providers to consider. In this month's article, we...more
1/28/2021
/ Administrative Resignation ,
Banking Sector ,
Biden Administration ,
Consumer Financial Products ,
Consumer Financial Protection Act (CFPA) ,
Consumer Financial Protection Bureau (CFPB) ,
Consumer Lenders ,
Debt-Relief Industry ,
Electronic Fund Transfer Act ,
Enforcement Actions ,
FDCPA ,
Final Rules ,
Financial Services Industry ,
Military Lending Act ,
Mortgage Lenders
Each month, we host a 30-minute webinar outlining the month's key announcements and takeaways from the CFPB to be considered by financial services providers. In this first article in the series, we share our top "bites"...more
11/2/2020
/ Administrative Consent Order (ACO) ,
Automotive Loans ,
Banking Sector ,
CARD Act ,
Consumer Financial Protection Act (CFPA) ,
Consumer Financial Protection Bureau (CFPB) ,
Debt Collection ,
Debt Collectors ,
FDCPA ,
Federal Trade Commission (FTC) ,
Marketing Services Agreements ,
RESPA ,
TILA-RESPA Integrated Disclosure Rule (TRID) ,
Truth in Lending Act (TILA)