In this month's article, we share some of our top "bites" for the prior month covered during the December 2023 webinar....more
1/10/2024
/ Automotive Loans ,
Banks ,
Car Dealerships ,
Civil Monetary Penalty ,
Consumer Financial Products ,
Consumer Financial Protection Bureau (CFPB) ,
Consumer Lenders ,
Debt Collection ,
Department of Financial Protection and Innovation (DFPI) ,
Enforcement Actions ,
FDCPA ,
Information Reports ,
Lenders ,
Misrepresentation ,
Motor Vehicles ,
OCC ,
Regulation Z ,
Truth in Lending Act (TILA) ,
Wages
In this month's article, we share some of our top "bites" for the prior month covered during the July 2023 webinar.
Bite 10: Public Inquiry Launched into Credit Card and Loan Products for Healthcare Costs -
On July 7,...more
7/24/2023
/ Amicus Briefs ,
Annual Reports ,
Banks ,
Constitutional Challenges ,
Consumer Financial Products ,
Consumer Financial Protection Bureau (CFPB) ,
Credit Cards ,
Enforcement Actions ,
Excessive Fees ,
Fair Lending ,
False Advertising ,
Federal Reserve ,
Financial Services Industry ,
For Profit Education ,
Loans ,
Medical Bills ,
Medical Debt ,
Mortgage Lenders ,
Mortgages ,
OCC ,
Overdraft Fees ,
Predatory Lending ,
Race Discrimination ,
Student Loans ,
Telemarketing Sales Rule ,
Truth in Lending Act (TILA) ,
Unauthorized Transactions
In this month's article, we share some of our top "bites" for the prior month covered during the May 2023 webinar....more
5/22/2023
/ Bank Accounts ,
Consumer Financial Products ,
Consumer Financial Protection Act (CFPA) ,
Consumer Financial Protection Bureau (CFPB) ,
Credit Repair Services ,
Debt-Relief Industry ,
Enforcement Actions ,
Financial Services Industry ,
Libor ,
Mortgage Servicers ,
New Guidance ,
Property Tax ,
Proposed Rules ,
Regulation Z ,
Restitution ,
Truth in Lending Act (TILA)
In this month's Top 10 article, we share some of our top "bites" for the prior month covered during the December 21, 2022, webinar.
So, what happened last month?...more
1/4/2023
/ CARES Act ,
Consent Order ,
Consumer Financial Products ,
Consumer Financial Protection Act (CFPA) ,
Consumer Financial Protection Bureau (CFPB) ,
Coronavirus/COVID-19 ,
Enforcement Actions ,
Financial Services Industry ,
HMDA ,
Truth in Lending Act (TILA) ,
Unfair or Deceptive Trade Practices
We thank you for reading our Top 10 and listening to our CFPB Bites of the Month webinars over the past two years. We are pleased to continue the series in 2022. In this month's article, we share some of our top "bites" for...more
3/2/2022
/ Consumer Financial Products ,
Consumer Financial Protection Bureau (CFPB) ,
Consumer Reporting Agencies ,
Credit Cards ,
Diversity ,
Diversity and Inclusion Standards (D&I) ,
Dodd-Frank ,
Financial Institutions ,
Financial Services Industry ,
OMWI ,
Truth in Lending Act (TILA)
So what happened at the CFPB in the past month?
Bite #10 - The CFPB celebrated 10 years.
On July 19, Americans for Financial Reform (AFR) invited CFPB Acting Director Dave Uejio to speak at a celebration of the...more
9/1/2021
/ Banking Sector ,
Consumer Financial Products ,
Consumer Financial Protection Bureau (CFPB) ,
Coronavirus/COVID-19 ,
Debt Collection ,
FFIEC ,
Financial Institutions ,
Financial Regulatory Reform ,
Financial Services Industry ,
Mortgage Servicing Rules ,
RESPA ,
Truth in Lending Act (TILA)
So what happened at the CFPB in the past month?
Bite #10 - The CFPB released its Spring 2021 rulemaking Agenda.
The CFPB published its Spring 2021 rulemaking Agenda, which outlines the current plans for the CFPB...more
7/27/2021
/ Consumer Financial Products ,
Consumer Financial Protection Act (CFPA) ,
Consumer Financial Protection Bureau (CFPB) ,
Consumer Lenders ,
Dodd-Frank ,
Financial Institutions ,
Financial Services Industry ,
FinTech ,
Foreclosure ,
Military Lending Act ,
Mortgage Lenders ,
Racial Bias ,
Rulemaking Process ,
Supervisory Highlights ,
Telemarketing Sales Rule ,
TILA-RESPA Integrated Disclosure Rule (TRID) ,
Truth in Lending Act (TILA)
Each month, we host a 30-minute webinar outlining the month's key announcements and takeaways from the CFPB to be considered by financial services providers. It was a particularly busy month at the CFPB, so as an extra...more
12/18/2020
/ Automotive Loans ,
Consumer Financial Protection Act (CFPA) ,
Consumer Financial Protection Bureau (CFPB) ,
Consumer Leasing Act (CLA) ,
Consumer Price Index ,
Debt Collectors ,
Dodd-Frank ,
FDCPA ,
Federal Reserve ,
Military Lending Act ,
Mortgage Lenders ,
Mortgage Servicers ,
Mortgages ,
OCC ,
RESPA ,
SBREFA ,
Telemarketing Sales Rule ,
Truth in Lending Act (TILA) ,
Unfair or Deceptive Trade Practices
Each month, we host a 30-minute webinar outlining the month's key announcements and takeaways from the CFPB to be considered by financial services providers. In this first article in the series, we share our top "bites"...more
11/2/2020
/ Administrative Consent Order (ACO) ,
Automotive Loans ,
Banking Sector ,
CARD Act ,
Consumer Financial Protection Act (CFPA) ,
Consumer Financial Protection Bureau (CFPB) ,
Debt Collection ,
Debt Collectors ,
FDCPA ,
Federal Trade Commission (FTC) ,
Marketing Services Agreements ,
RESPA ,
TILA-RESPA Integrated Disclosure Rule (TRID) ,
Truth in Lending Act (TILA)
A consumer saw a 2012 BMW 750i listed for sale for $15,900. After he visited the dealership, test-drove the BMW, and completed a credit application, the salesman told him that the car price was $16,500, explaining that the...more
I frequently hear creditors complain about issues they face when trying to confirm that one of their customers has and will maintain the property insurance required by the retail installment contract. For instance, some...more