On February 23, 2026, the New York State Department of Financial Services (DFS) proposed new regulations to implement the Buy-Now-Pay-Later Act enacted in May of last year. If adopted, the proposed rule would regulate the...more
3/6/2026
/ Buy Now Pay Later (BNPL) ,
Consumer Financial Products ,
Consumer Protection Laws ,
Data Privacy ,
Disclosure Requirements ,
Fees ,
FinTech ,
Licensing Rules ,
Loans ,
New Regulations ,
New York ,
NYDFS ,
Proposed Rules ,
Regulatory Oversight ,
Rulemaking Process
Nadim Homsany, Head of AI Strategy and Innovation at Boeing Employees Credit Union, joins RegFi co-hosts Jerry Buckley and Sasha Leonhardt to discuss how BECU is developing agentic AI tools designed to help members optimize...more
2/11/2026
/ Algorithms ,
Artificial Intelligence ,
Banking Sector ,
Consumer Financial Products ,
Financial Institutions ,
Financial Services Industry ,
FinTech ,
Innovative Technology ,
Investment ,
Loans ,
Machine Learning
Doyle Bartlett, founder of Eris Group, joins RegFi co-hosts Jerry Buckley and Sasha Leonhardt to discuss the packed financial services policy agenda for 2026. The conversation examines what lies ahead as stablecoin...more
Orrick partner Walt Zalenski joins RegFi co-hosts Jerry Buckley and Caroline Stapleton for a conversation that explores how bank-fintech partnerships work, the legal and regulatory challenges they face, and how the proposed...more
On December 30, 2025, the CFPB published its seventh biennial Credit CARD Act report. As required by the CARD Act, the report discusses the state of the credit card market through 2024, with a particular focus on credit card...more
1/7/2026
/ CARD Act ,
Consumer Financial Products ,
Consumer Financial Protection Bureau (CFPB) ,
Credit Cards ,
Debit and Credit Card Transactions ,
Debt Collection ,
Fees ,
Financial Services Industry ,
FinTech ,
Innovative Technology ,
Interest Rates ,
Rewards Programs
In this year-end episode of RegFi, co-hosts Jerry Buckley, Sasha Leonhardt, Sherry Safchuk and Caroline Stapleton take stock of how momentous changes in financial regulation and technology in 2025 set the stage for more of...more
In this follow-up conversation, RegFi co-hosts Jerry Buckley and Sasha Leonhardt welcome back Dan Ullman, Orrick partner and former CFTC Chief Trial Attorney, to unpack Congress’s most consequential digital-asset proposal to...more
In this episode, Jerry Buckley and Sasha Leonhardt sit down with Orrick partner Dan Ullman, former Associate Director and Chief Trial Attorney at the CFTC, for an insider’s look at what’s shaping the agency’s agenda. Dan...more
The Consumer Financial Protection Bureau (CFPB) is once again at the center of a heated debate as it reconsiders its Personal Financial Data Rights (PFDR) Rule under Section 1033 of the Dodd-Frank Act. The Bureau’s Advance...more
10/31/2025
/ Advanced Notice of Proposed Rulemaking (ANPRM) ,
APIs ,
Banks ,
Consumer Data Requests ,
Consumer Financial Protection Bureau (CFPB) ,
Data Privacy ,
Data Security ,
Data-Sharing ,
Dodd-Frank ,
FinTech ,
Personal Data ,
Regulatory Requirements ,
Rulemaking Process
The EU’s landmark Data Act took effect on Sept. 12, 2025, reshaping how customer data can be accessed, shared and monetized across the European digital economy. Orrick partners Christian Schröder and Julia Apostle join RegFi...more
A Sept. 17 summary judgment decision in Federal Trade Commission v. Amazon.com Inc. from the U.S. District Court for the Western District of Washington, in finding that two Amazon executives could be personally liable for...more
10/21/2025
/ Amazon Marketplace ,
Antitrust Provisions ,
Antitrust Violations ,
Corporate Officers ,
Enforcement Actions ,
Federal Trade Commission (FTC) ,
FTC Act ,
Liability ,
Personal Liability ,
ROSCA ,
Settlement ,
Subscription Services ,
Unfair or Deceptive Trade Practices
This article explores the rapidly evolving landscape of artificial intelligence in the financial services industry, and discusses emerging risks and regulatory challenges. It examines how financial institutions are leveraging...more
10/9/2025
/ Algorithms ,
Artificial Intelligence ,
Compliance Management Systems ,
Consumer Financial Products ,
Data Management ,
Data Privacy ,
Financial Institutions ,
Financial Services Industry ,
Machine Learning ,
Mortgages ,
Popular ,
Regulatory Requirements ,
Risk Management
The Mortgage Bankers Association’s Justin Wiseman, George Rogers and Rachel Kelley join RegFi co-hosts Jerry Buckley and Sasha Leonhardt to discuss the Homebuyers Privacy Protection Act (HPPA) — a targeted FCRA amendment...more
In May, Montana enacted Senate Bill 297, which amends the Montana Consumer Data Privacy Act (MCDPA) to eliminate the broad exemption for financial institutions subject to the Gramm-Leach-Bliley Act (GLBA). Connecticut...more
FS Vector’s Jackson Mueller sits down with RegFi co-hosts Jerry Buckley and Sasha Leonhardt to discuss the recently Senate-passed GENIUS Act. They explore the regulatory requirements that would be established under the...more
RegFi co-hosts Jerry Buckley and Sasha Leonhardt are joined by Orrick partner Ellen Ehrenpreis, head of the firm’s US Venture and Bay Area Technology Companies practice. Ellen shares insights on best practices for fintech...more
7/2/2025
/ Artificial Intelligence ,
Cryptocurrency ,
Financial Services Industry ,
FinTech ,
Investment ,
Investors ,
Popular ,
Regulatory Reform ,
Regulatory Requirements ,
Technology Sector ,
Venture Capital
RegFi co-hosts Jerry Buckley and Sasha Leonhardt welcome Orrick colleague James Wigginton and John Paller, Founder of Opolis and ETHDenver, to explore how blockchain technology can be used to enable decentralized autonomous...more
Jo Ann Barefoot, founder and CEO of the Alliance for Innovative Regulation (AIR), and Kabir Kumar, partner at Flourish Ventures, join co-hosts Jerry Buckley, Sasha Leonhardt and Sherry Safchuk for a special RegFi episode...more
RegFi Co-Hosts Jerry Buckley and Sasha Leonhardt welcome Orrick partner Behnam Dayanim to explore the applications of blockchain in financial services, including cryptocurrencies, stablecoins and decentralized finance. The...more
Jane Barratt, Financial Data Exchange (FDX) co-board chair, joins RegFi co-hosts Jerry Buckley and Sasha Leonhardt to share the role FDX will play as the first standard setting organization (SSO) approved by the CFPB pursuant...more
At no time in recent memory has consumer finance regulation faced more prospects for change. RegFi co-hosts Jerry Buckley, Sasha Leonhardt, Sherry Safchuk and Caroline Stapleton discuss what could be in play for consumer...more
Over the past four years, the Consumer Financial Protection Bureau has sought to strengthen state and local governments’ enforcement of consumer protection laws. The CFPB has engaged in numerous coordinated federal-state...more
The Consumer Financial Protection Bureau (CFPB) has cautioned companies against what it views as illegal or unlawful credit card rewards practices, sharing new research about retail credit card issues and unveiling a novel...more
RegFi Co-Hosts Jerry Buckley, Sherry Safchuk and Sasha Leonhardt explore the implications of the CFPB’s recently proposed amendments to Regulation V that would apply the Fair Credit Reporting Act to data brokers. The...more
Over the past several years, data brokers have been subject to increased scrutiny from regulatory and enforcement agencies at both federal and state levels. On Dec. 3, the Consumer Financial Protection Bureau took a...more