Point-of-Sale Finance Series: Evolving Collection Rules Impacting Creditors — The Consumer Finance Podcast
Auto Finance Year in Review, Part 2: Security Clearances, Supervisory Lines, and Connected Cars — Moving the Metal: The Auto Finance Podcast
Point-of-Sale Finance Series: Fair Lending Risks at the Checkout Counter — The Consumer Finance Podcast
Podcast - The FTC and Consumer Online Transactions
No Password Required: Project Manager at Rapid7 and Queen of Cyber Media
Before You Front the Funds: Benefits and Pitfalls of Earned Wage Access Tools — Payments Pros – The Payments Law Podcast
Taking It to the Bank: Why Fintechs Are Racing for Bank Charters — The Consumer Finance Podcast
Warning Letters and Warren Letters: What the Auto Finance Industry Needs to Know — Moving the Metal: The Auto Finance Podcast
Before You Front the Funds: Benefits and Pitfalls of Earned Wage Access Tools — Hiring to Firing Podcast
TCPA Risk Reloaded: Why DNC and Consent Issues Are Fueling the Next Wave of Litigation — The Consumer Finance Podcast
Important CRA Lesson from OCC proposal for all Intermediate-Small and Large Banks
Year in Review and Look Ahead: Servicing and Collections in Flux – How States, Reg F, and Coerced Debt Laws Are Rewriting the Playbook — The Consumer Finance Podcast
Beyond the Buzzwords: Building Bank-Fintech Partnerships That Survive Exams — Payments Pros – The Payments Law Podcast
Auto Finance Year in Review, Part 1: From FTC CARS Rule Collapse to a State-Led Patchwork — Moving the Metal: The Auto Finance Podcast
Lions, Tigers, and Sovereign Citizens, Oh My! UCC and Banking Litigation Trends and a 2026 Forecast — The Consumer Finance Podcast
[Video] New Regulatory Priorities Under Mayor Mamdani’s NYC Department of Consumer and Worker Protection
Turning Point for Digital Assets: 2025 Year in Review and What Comes Next — The Crypto Exchange Podcast
Year in Review and Look Ahead: Fair Lending and UDAAP in the Trump 2.0 Era — Federal Pullback, State Pushback, and What Comes Next — The Consumer Finance Podcast
Year in Review and Look Ahead Announcement — The Consumer Finance Podcast
Bridging the Gap between Cautious Buyers and Eager Sellers
Artificial intelligence (“AI”) is no longer theoretical in employment decisions—it is actively shaping the hiring process in 2026. Recent estimates suggest that 99% of Fortune 500 companies now use AI to filter job applicants...more
In Panelli v. Target Corp., No. 24-6640, (9th Cir. Apr. 17, 2026), the Ninth Circuit reversed and remanded a district court’s dismissal of a putative class action alleging that the sale of 100% cotton bedsheets with claimed...more
DOJ and State of Wisconsin Win Summary Judgment in Action Against Operator of Timeshare Exit Company. On April 20, the FTC announced that the U.S. District Court for the Eastern District of Missouri granted the U.S....more
The threat of "junk fee" class action suits – those targeting pricing practices deemed deceptive – is real and growing. These claims have become a high-volume practice area, with class-wide exposure that can reach $10 million...more
On April 14, Iowa Attorney General (AG) Brenna Bird, leading a coalition of 13 state AGs, sent a pointed letter to Visa, Mastercard, American Express, and Discover. Their message was clear: payment networks are expected to...more
On April 22, 1970, the very first Earth Day was celebrated. In its honor, the Container Corporation of America — then one of the nation’s largest producers of recycled paperboard — sponsored a design contest to symbolize...more
On April 22, the Consumer Financial Protection Bureau (CFPB or Bureau) issued its final rewrite of Subpart A of Regulation B (Reg B) under the Equal Credit Opportunity Act (ECOA), which eliminates disparate impact from...more
New York State has amended its Fair Credit Reporting Act to prohibit most employers from using credit history information in employment decisions, with the new restrictions taking effect April 18. Employers should take the...more
On March 13, the Consumer Financial Protection Bureau (CFPB or Bureau) released its draft Strategic Plan for FY 2026–2030 and accepted public comment through April 17. The plan, required under the Government Performance and...more
The pace of enforcement action in the UK’s revamped consumer regime is picking up. On 15 April 2026, the Competition and Markets Authority (CMA) announced that it had concluded the first of a number of investigations into...more
Effective April 18, 2026, the New York State Fair Credit Reporting Act makes it an unlawful discriminatory practice for employers, labor organizations, or employment agencies to request or use consumer credit history for...more
On April 9, 2026, X.AI LLC ("xAI") filed a complaint for declaratory and injunctive relief in the U.S. District Court for the District of Colorado (X.AI LLC v. Weiser, No. 1:26-cv-01515) against Colorado Attorney General...more
The Federal Deposit Insurance Corporation (FDIC) has rescinded its Biden-era supervisory guidance that cautioned banks against charging multiple non-sufficient funds (NSF) fees on a declined transaction....more
Texas Attorney General (AG) Ken Paxton announced on April 13, 2026, that he issued a Civil Investigative Demand (CID) to Lululemon USA Inc. (Lululemon) as part of an investigation into whether the Company “has misled...more
Many companies spent the first quarter of 2026 preparing to comply with two separate but equally broad PFAS reporting requirements. The first is EPA’s long-awaited TSCA §8(a)(7) PFAS reporting requirement, currently on its...more
On April 20, 2026, California Insurance Commissioner Ricardo Lara submitted the final rulemaking package for the Intervenor and Administrative Hearing Bureau (AHB) Fairness and Accountability regulations (REG-2025-00006) to...more
What Happened? On April 7, 2026, Oregon Governor Tina Kotek signed into law Oregon HB 4116 which prohibits out-of-state FDIC insured, state-chartered banks from making consumer finance loans of $50,000 or less to Oregon...more
Alabama has joined the expanding patchwork of states enacting consumer privacy laws, with a new statute that will require many businesses to reassess how they collect, use and sell personal data. On April 16, 2026, Governor...more
If you were hoping the courts would offer clarity to the wave of California privacy litigation targeting website tracking technology, four decisions issued in just 10 days this April suggest you may be waiting a while. Four...more
On 30 March 2026, the FCA published its policy statement (PS26/3) on the Motor Finance Consumer Redress Scheme (the "Scheme"). The Scheme is intended to address historic failings in motor finance agreements which, in the...more
Building on the Trump administration’s efforts to crack down on deceptive direct-to-consumer (DTC) prescription drug advertising, the Food and Drug Administration (FDA) has recently requested new authority from Congress to...more
Our readers know that making unsolicited telephone calls to consumers whose telephone numbers are on the National Do Not Call registry (“DNC List”) is a big no-no. The latest evidence of this is a class action lawsuit against...more
Among US states, California is the only one that treats employees as full “consumers,” providing them the right to an employee notice and an applicant notice and employee rights. While California enforcement has not yet...more
The UK government has announced a significant package of new consumer protection measures to tackle so-called "subscription traps" — subscription arrangements that are difficult to cancel, involve opaque auto-renewals, or...more
In Brown v. Brita Prods. Co., No. 24-6678 (9th Cir. Apr. 16, 2026), the Ninth Circuit recently affirmed the dismissal of a putative class action against The Brita Products Company, alleging violations of California’s consumer...more
