In this month's article, we share some of our top "bites" covered during the March 2025 webinar....more
3/31/2025
/ Comment Period ,
Consumer Financial Protection Bureau (CFPB) ,
Data Brokers ,
Debt Collection ,
Medical Debt ,
Pending Litigation ,
Presidential Nominations ,
Proposed Rules ,
Regulatory Reform ,
Rulemaking Process ,
State Attorneys General ,
Stop Work Orders ,
Trump Administration
In this month's article, we share some of our top "bites" for the prior months covered during the December 2024 webinar....more
2/20/2025
/ Bank Secrecy Act ,
Consumer Financial Protection Bureau (CFPB) ,
Credit Reports ,
Data Brokers ,
Data Privacy ,
Debt Collection ,
Elder Issues ,
Enforcement Actions ,
Fair Credit Reporting Act (FCRA) ,
Financial Abuse ,
FinCEN ,
Indian Health Service (IHS) ,
Overdraft Fees ,
Payday Loans ,
Regulatory Agenda ,
Student Loans
In this article, we share a timeline of our monthly "bites" for 2024 applicable to debt collection practices. Like 2023, the theme of 2024 was medical debt collection....more
2/10/2025
/ Automotive Loans ,
Consumer Financial Protection Bureau (CFPB) ,
Consumer Reporting Agencies ,
Credit Reports ,
Debt Collection ,
Fair Credit Reporting Act (FCRA) ,
FDCPA ,
Final Rules ,
Medical Debt ,
Medicare ,
Proposed Rules ,
Unfair or Deceptive Trade Practices
In this article, we share a timeline of our monthly "bites" for 2024 applicable to consumers protected by nondiscrimination and military protection laws. 2025 will likely bring more of the same, particularly in the area of...more
1/22/2025
/ Anti-Discrimination Policies ,
Consumer Financial Protection Bureau (CFPB) ,
Debt Collection ,
Discrimination ,
ECOA ,
Enforcement ,
Enforcement Actions ,
Enforcement Statistics ,
Fair Lending ,
Military Service Members ,
Servicemembers Civil Relief Act (SCRA) ,
Small Business ,
Student Loans ,
UDAAP
In this month's article, we share some of our top "bites" for the prior and current month covered during the September 2024 webinar....more
In this article, we share a timeline of our monthly "bites" for 2023 applicable to debt collection. If debt collection in 2023 had a theme it would be medical debt....more
2/1/2024
/ Consumer Financial Protection Bureau (CFPB) ,
Credit Reports ,
Debt Collection ,
Debt Collectors ,
Enforcement ,
Enforcement Actions ,
FDCPA ,
Financial Services Industry ,
Loan Servicing ,
Medical Debt ,
Mortgages ,
Payday Loans ,
Rulemaking Process ,
Student Loans ,
UDAAP
In this month's article, we share some of our top "bites" for the prior and current month covered during the January 2024 webinar....more
1/19/2024
/ Colleges ,
Consumer Financial Products ,
Consumer Financial Protection Bureau (CFPB) ,
Consumer Lenders ,
Credit Reporting Agencies ,
Credit Reports ,
Debt Collection ,
Enforcement Actions ,
Excessive Fees ,
FDIC ,
Fees ,
Financial Institutions ,
Financial Services Industry ,
HMDA ,
Loan Servicing ,
Logos ,
Mortgage Lenders ,
Mortgages ,
Nonbank Firms ,
Overdraft Fees ,
Proposed Rules ,
Relief Measures ,
Student Loans ,
Veterans
In this month's article, we share some of our top "bites" for the prior month covered during the December 2023 webinar....more
1/10/2024
/ Automotive Loans ,
Banks ,
Car Dealerships ,
Civil Monetary Penalty ,
Consumer Financial Products ,
Consumer Financial Protection Bureau (CFPB) ,
Consumer Lenders ,
Debt Collection ,
Department of Financial Protection and Innovation (DFPI) ,
Enforcement Actions ,
FDCPA ,
Information Reports ,
Lenders ,
Misrepresentation ,
Motor Vehicles ,
OCC ,
Regulation Z ,
Truth in Lending Act (TILA) ,
Wages
In this month's article, we share some of our top "bites" for the prior month covered during the April 2023 webinar....more
4/24/2023
/ Abusive Acts ,
Consumer Financial Protection Bureau (CFPB) ,
Credit Repair Services ,
Credit Reporting Agencies ,
Data Brokers ,
Debt Collection ,
Debt-Relief Industry ,
Enforcement Actions ,
Financial Services Industry ,
For Profit Education ,
Mortgage Loan Originators ,
Mortgages ,
Settlement ,
Small Business Loans ,
Student Loans ,
Telemarketing Sales Rule
In this month's article, we share some of our top "bites" for the prior month covered during the February webinar....more
2/17/2023
/ Consumer Financial Products ,
Consumer Financial Protection Bureau (CFPB) ,
Coronavirus/COVID-19 ,
Credit Cards ,
Credit Reports ,
Credit Scores ,
Debt Collection ,
Fees ,
Financial Services Industry ,
Funding ,
Mortgage Servicers ,
New Guidance ,
Online Platforms ,
Overdraft Fees ,
RESPA
In this month's article, we share some of our top "bites" for the prior month covered during the January 18, 2023, webinar.
Bite # 8: The CFPB Publishes Civil Penalty Inflation Adjustments Rule in Federal Register -...more
1/24/2023
/ Advertising ,
Automotive Loans ,
Civil Monetary Penalty ,
Consumer Financial Products ,
Consumer Financial Protection Bureau (CFPB) ,
Consumer Reporting Agencies ,
Debt Collection ,
Department of Justice (DOJ) ,
Enforcement Actions ,
Fair Housing Act (FHA) ,
Financial Institutions ,
Financial Services Industry ,
Housing Discrimination ,
Inflation Adjustments ,
International Remittance Transfers ,
Prepaid Payment Products ,
Standard Form Contracts ,
Terms and Conditions
In this month's Top 10 article, we share some of our top "bites" for the prior month covered during the September 21, 2022 webinar.
So, what happened last month?
Extra Bite: CFPB comments on loan cancellation...more
Eric Johnson, Patty Covington, and Nikki Munro located the old crystal ball, dusted it off, and looked intently at it to come up with auto sales, finance, and lease predictions for this year. Here's what they...more
Each month, we host a 30-minute webinar outlining the month's key announcements and takeaways from the Consumer Financial Protection Bureau (CFPB) for financial services providers to consider. In this month's article, we...more
1/26/2022
/ Consumer Financial Products ,
Consumer Financial Protection Bureau (CFPB) ,
Consumer Reports ,
Debt Collection ,
Financial Services Industry ,
Inflation Adjustments ,
Military Lending Act ,
Mortgage Servicers ,
Mortgages ,
Small Dollar Lenders ,
Telemarketing
So, what happened at the CFPB in the past month?
Bite #10 - An appeals court vacated the CFPB's award against two mortgage relief companies and their attorneys.
Back in 2014, the CFPB brought an action against two legal...more
10/21/2021
/ Consumer Financial Products ,
Consumer Financial Protection Act (CFPA) ,
Consumer Financial Protection Bureau (CFPB) ,
Consumer Reporting Agencies ,
Coronavirus/COVID-19 ,
Debt Collection ,
Debt Collectors ,
Debt-Relief Industry ,
Financial Services Industry ,
Payday Loans ,
Reverse Mortgages ,
Telemarketing Sales Rule
So what happened at the CFPB in the past month?
Bite #10 - The CFPB celebrated 10 years.
On July 19, Americans for Financial Reform (AFR) invited CFPB Acting Director Dave Uejio to speak at a celebration of the...more
9/1/2021
/ Banking Sector ,
Consumer Financial Products ,
Consumer Financial Protection Bureau (CFPB) ,
Coronavirus/COVID-19 ,
Debt Collection ,
FFIEC ,
Financial Institutions ,
Financial Regulatory Reform ,
Financial Services Industry ,
Mortgage Servicing Rules ,
RESPA ,
Truth in Lending Act (TILA)
As required by the Dodd-Frank Act, the Consumer Financial Protection Bureau recently provided to Congress its Consumer Response Annual Report for 2020. The report's introduction notes that, in 2020, the CFPB received more...more
Each month, we host a 30-minute webinar outlining the month's key announcements and takeaways from the Consumer Financial Protection Bureau (CFPB) for financial services providers to consider. In this month's article, we...more
4/27/2021
/ Consumer Financial Products ,
Consumer Financial Protection Bureau (CFPB) ,
Consumer Reporting Agencies ,
Debt Collection ,
Enforcement Actions ,
Eviction ,
Fair Credit Reporting Act (FCRA) ,
Fair Lending ,
FDCPA ,
Financial Institutions ,
Financial Services Industry ,
Moratorium ,
Mortgage Servicers ,
Telemarketing Sales Rule
Each month, we host a 30-minute webinar outlining the month's key announcements and takeaways from the CFPB to be considered by financial services providers. In this first article in the series, we share our top "bites"...more
11/2/2020
/ Administrative Consent Order (ACO) ,
Automotive Loans ,
Banking Sector ,
CARD Act ,
Consumer Financial Protection Act (CFPA) ,
Consumer Financial Protection Bureau (CFPB) ,
Debt Collection ,
Debt Collectors ,
FDCPA ,
Federal Trade Commission (FTC) ,
Marketing Services Agreements ,
RESPA ,
TILA-RESPA Integrated Disclosure Rule (TRID) ,
Truth in Lending Act (TILA)