Michigan’s law for car insurance cancellation for non-payment provides important protection for drivers who may be at risk of being denied No-Fault insurance coverage due to nonpayment.
...more
9/17/2019
/ Auto Insurance ,
Cancellation Rights ,
Car Accident ,
Contract Terms ,
Insurance Claims ,
Insurance Regulations ,
Non-Payment Clauses ,
Notice Requirements ,
Policy Terms ,
State and Local Government ,
Written Notice
Should I buy rental car insurance?
That’s the question that haunts so many of us as we stand at the rental car counter.
We’re standing at the rental counter and the rental agent asks us if we would like to purchase rental...more
Catastrophically injured car crash victims are concerned about how the new, rushed, and poorly drafted No-Fault law could affect the vital medical benefits coverage they receive through the Michigan Catastrophic Claims...more
Michigan’s new No-Fault auto insurance law, which took effect on June 11, 2019, affects car accidents with pedestrians in a very specific way.
Even if you own a car, at one time or another we’re all walking around on foot....more
7/23/2019
/ Auto Insurance ,
Car Accident ,
Lost Wages ,
Medical Expenses ,
Negligence ,
New Rules ,
No-Fault Insurance ,
Pain and Suffering ,
Pedestrian Accidents ,
PIP Coverage ,
Private Right of Action
There are big changes coming to what is required for motorcycle insurance in Michigan under the new No-Fault law. These changes take place July 1, 2020, and involve the following four important areas...more
Now that we have a new Michigan No-Fault insurance law, most people will be disappointed that Auto No-Fault reform will fail to deliver any meaningful, long-term savings. Politicians – the Republicans in the Legislature,...more
More than any other question, the one I’ve been now asked the most since the Legislature passed No-Fault reform last Friday is how the new Michigan No-Fault law will affect attendant care. ...more
The new Michigan No-Fault law was passed by the Michigan Legislature today.
Lawmakers in the House of Representatives voted 94 to 15 in favor the No-Fault reform plan in Senate Bill 1 and the Senate concurred by a vote of 34...more
5/28/2019
/ Anti-Discrimination Policies ,
Auto Insurance ,
Catastrophic Impairment ,
Damage Caps ,
Governor Whitmer ,
Insurance Rates ,
New Rules ,
No-Fault Insurance ,
Opt-Outs ,
Physician Fee Schedule ,
PIP Coverage ,
Popular ,
State Legislatures
Gov. Gretchen Whitmer and Republican leadership have been in talks through the weekend. The two sides are now attempting to reach enough common ground for Gov. Whitmer to sign No-Fault Reform legislation after the No-Fault...more
The whole point behind Michigan No-Fault auto insurance reform is to provide meaningful rate relief to drivers who pay too much. The point of real reform is to make auto No-Fault more affordable. ...more
After being forced by the Insurance Commissioner to take its 7-day auto insurance policies off the market, the agency offers short term car insurance policies that cancel after 13 days...more
For years, doctors’ and hospitals’ medical bills have been slashed by No-Fault insurers using the insurers’ own de facto medical-provider fee schedules -
How do doctors get paid by insurance companies under Michigan...more
4/5/2019
/ Auto Insurance ,
Car Accident ,
Damages ,
Explanation of Benefits (EOBs) ,
Health Care Providers ,
Insurance Claims ,
Medical Expenses ,
No-Fault Insurance ,
Physician Fee Schedule ,
Physician Payments ,
Physicians
House Bill 4397 to replace No-Fault with fault based system in tort, where crash victims would sue for medical expenses, lost wages due to injury...more
4/2/2019
/ Auto Insurance ,
Car Accident ,
Catastrophic Impairment ,
Common Law Torts ,
Lost Wages ,
Medical Expenses ,
No-Fault Insurance ,
Pain and Suffering ,
Proposed Legislation ,
Repeal ,
State Legislatures
Drivers’ auto insurance costs to go up after MCCA fee increased to $220, prompting governor to order MCCA audit by Insurance Commissioner because drivers deserve ‘transparency’ -
Why did the MCCA fee jump 15%? To find out,...more
Attorneys file carbon monoxide poisoning lawsuit for tenant injured by broken down boilers and inadequate ventilation -
A lawsuit was filed this week to protect a tenant of an apartment complex in Michigan who suffered...more
2/12/2019
/ Apartments ,
Carbon Monoxide Exposure ,
Failure to Inspect ,
Failure To Maintain ,
Landlords ,
Negligence ,
Property Managers ,
Tenants ,
Toxic Exposure ,
Traumatic Brain Injuries ,
Wrongful Death
Instead of providing specifics, Senate Republicans use Senate Bill 1 to grandstand on auto No-Fault reform -
Senate Bill 1 was introduced by Sen. Aric Nesbitt (R-Lawton) on Tuesday.
But in reality Senate Bill 1 is...more
1/21/2019
/ Auto Insurance ,
Bodily Injury ,
Car Accident ,
Catastrophic Impairment ,
Elder Issues ,
Insurance Rates ,
Insurance Reform ,
Legislative Agendas ,
No-Fault Insurance ,
PIP Coverage ,
Political Parties
Michigan House Republicans are planning a vote, perhaps as early as today – but I’ve just heard it is more likely to take place tomorrow – on new No-Fault reform legislation in lame duck. It is anticipated that lawmakers in...more
12/19/2018
/ Car Accident ,
Catastrophic Impairment ,
Damage Caps ,
Insurance Reform ,
Lame Duck Session ,
Legislative Agendas ,
Medical Expenses ,
Motorcycle Accidents ,
No-Fault Insurance ,
Political Parties ,
Private Right of Action ,
Remedies ,
Trucking Accident
Knowing how to fire a lawyer may be one of the most important things that a car accident or personal injury victim can learn. People go to lawyers for help. But sometimes people go to the wrong lawyer....more
Marijuana and driving rules prohibit driving under the influence, as with alcohol, consuming and driving, smoking in passenger compartment; still unknown is if exception to ‘any amount’ law...more
Under the widow penalty, insurance companies charge women as much as 200% more; HB 5111 will stop women from being discriminated against by auto insurers -
The widow penalty is one of the cruelest and most shameful things...more
“Michigan stops LA Insurance’s sale of 7 day car insurance policies, but will the uninsured driver problem in Detroit improve now that 7 day policies are being replaced with 6 month car insurance with installment...more
Created by Gov. Snyder, Insurance Commissioner’s Anti Fraud Unit doesn’t address fraud by auto insurers, fraud penalties or gender discrimination in pricing -
Will Gov. Snyder’s recently created Anti Fraud Unit, which is...more
Duggan ignores redlining and credit scoring, two issues that hammer Detroiters and drive up car insurance rates in Motown; time to enact HB 5111 -
Detroit Mayor Mike Duggan has recently filed a lawsuit in federal court...more
Here’s the easy fix to Mayor Duggan’s lawsuit to find Michigan’s auto No Fault law unconstitutional and repeal No Fault law -
There’s an easy fix staring us in the face to Mayor Duggan’s lawsuit that was filed last...more
8/29/2018
/ Auto Insurance ,
Car Accident ,
Constitutional Challenges ,
Due Process ,
Insurance Industry ,
Insurance Rates ,
MI Supreme Court ,
No-Fault Insurance ,
Redlining ,
Repeal ,
State Constitutions ,
State Legislatures
How the Michigan governor candidates can both slash car insurance costs and save and preserve No-Fault benefits for car accident injury victims -
It is good that the Michigan governor candidates are talking about auto...more
8/13/2018
/ Anti-Solicitation Statute ,
Auto Insurance ,
Bad Faith ,
Consumer Protection Laws ,
Federal Agency Taskforce ,
Fraud ,
General Elections ,
Governors ,
Insurance Commissioners ,
No-Fault Insurance ,
Physician Fee Schedule ,
Punitive Damages ,
Repeal ,
State and Local Government ,
Tort Reform ,
Transparency