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Finance & Banking Civil Remedies Consumer Protection

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Weiner Brodsky Kider PC

Debt Collector Agrees to Pay over $236,000 to Settle FDCPA and UDAAP Claims with CFPB

by Weiner Brodsky Kider PC on

The CFPB and a debt collection company have entered into a consent order to settle claims that the company violated the Fair Debt Collection Practices Act (FDCPA) and the UDAAP provisions of the Consumer Financial Protection...more

Weiner Brodsky Kider PC

CFPB Settles with Andrew Gamber for Sale of Contracts Offering High Interest Credit

by Weiner Brodsky Kider PC on

On August 14, 2019, the Bureau filed a complaint and a proposed stipulated final judgment and order with Andrew Gamber and three financial institutions owned by Mr. Gamber.  According to the Bureau’s complaint, Mr. Gamber,...more

Ballard Spahr LLP

FTC’s Section 13(b) Powers Undermined by Two Circuit Courts

by Ballard Spahr LLP on

Two recent Circuit Court opinions have significantly undermined the FTC’s powers under Section 13(b) of the Federal Trade Commission Act (FTCA).  These pivotal decisions may ultimately require the U.S. Supreme Court to...more

Weiner Brodsky Kider PC

NY Settles with Private Investment Fund over Claims of Financing Impermissible Mortgage Lending

by Weiner Brodsky Kider PC on

The New York Attorney General and NYDFS agreed to a nearly $2.8 million settlement with a private investment fund over claims that the fund allegedly financed unlicensed and predatory mortgage lending activities of a real...more

Weiner Brodsky Kider PC

7th Circuit Overturns Precedent, Holds FTC Can’t Get Restitution Under FTCA Section 13(b)

by Weiner Brodsky Kider PC on

A three-judge panel of the U.S. Court of Appeals for the Seventh Circuit recently struck down a 30-year-old precedent, ruling that the FTC does not have implied authority under Section 13(b) of the FTC Act to seek restitution...more

Bradley Arant Boult Cummings LLP

CFPB Settles with Freedom Debt Relief

by Bradley Arant Boult Cummings LLP on

On July 9, 2019, the United States District Court for the Northern District of California entered a stipulated final judgment and order in case number 17-cv-06484, Consumer Financial Protection Bureau v. Freedom Debt Relief,...more

Weiner Brodsky Kider PC

For-Profit Educational Company Agrees to $60 Million Judgment to Settle UDAAP Claims with CFPB

by Weiner Brodsky Kider PC on

The CFPB and a for-profit educational company have agreed to the entry of a stipulated final order imposing a judgment of $60 million to settle claims that the company engaged in unfair and abusive practices in connection...more

Ballard Spahr LLP

Court continues stay of litigation and compliance date in trade group lawsuit challenging CFPB payday loan rule

by Ballard Spahr LLP on

The Texas federal district court hearing the lawsuit filed by two trade groups challenging the CFPB’s final payday/auto title/high-rate installment loan rule (Payday Rule) entered an order on August 6 that once again...more

Ballard Spahr LLP

HUD Announces Suspension of Effective Date for New Down Payment Assistance Requirements

by Ballard Spahr LLP on

As previously reported, recently a US District Court granted a preliminary injunction preventing the US Department of Housing and Urban Development (HUD) from implementing new requirements for government-provided down payment...more

Thomas Fox

The Use of Monitors by State Attorneys General Part II:  Reaction to the Big Tobacco Settlement and Criticisms of State Attorneys...

by Thomas Fox on

In this five-part podcast series, I consider the use of monitors by state Attorneys General. I am joined in this podcast series by Jerry Coyne, the Managing Director of State Monitoring Services at Affiliated Monitors, Inc....more

Weiner Brodsky Kider PC

CFPB Settles with Debt-Settlement Company for $25 Million

by Weiner Brodsky Kider PC on

On July 9, 2019, the CFPB and a debt-settlement company settled a case in which the CFPB alleged violations of the Telemarketing and Consumer Fraud and Abuse Prevention Act, the Telemarketing Sales Rule, and the Consumer...more

Carlton Fields

Real Property, Financial Services, & Title Insurance Update: Week Ending June 28, 2019

by Carlton Fields on

Real Property Update - Foreclosure / Res Judicata: res judicata did not apply where later foreclosure action was based on different period of default than the prior action on same loan - Bullock v. Bayview Loan Servicing,...more

Carlton Fields

Real Property, Financial Services, & Title Insurance Update: Week Ending June 21, 2019

by Carlton Fields on

Real Property Update - Mortgagee Liability: because section 701.04(1)(a), Florida Statutes, requires that the holder of a mortgage deliver to the mortgagor a written estoppel letter setting forth the unpaid balance of the...more

Weiner Brodsky Kider PC

9th Circuit: FTC Can Get Injunction in Court Without Showing Irreparable Harm

by Weiner Brodsky Kider PC on

The U.S. Court of Appeals for the Ninth Circuit recently affirmed a preliminary injunction freezing assets and prohibiting defendants from engaging in certain business practices without a showing of irreparable harm...more

Weiner Brodsky Kider PC

CFPB Settles with CUSO for Providing Substantial Assistance to Unfair Acts and Practices

by Weiner Brodsky Kider PC on

On June 14, 2019, the CFPB settled with a credit union service organization (CUSO) over allegations that the CUSO provided substantial assistance to the operator of a for-profit technical college that allowed its students to...more

Weiner Brodsky Kider PC

Highlights from CFPB Director Kraninger’s First Six Months

by Weiner Brodsky Kider PC on

The CFPB published a press release listing their accomplishments and initiatives during the first six months of Director Kathleen L. Kraninger’s leadership.  Those initiatives and accomplishments are listed in three main...more

Weiner Brodsky Kider PC

Head of Student Debt Relief Operation Settles with FTC over Allegations of Deceptive Marketing

by Weiner Brodsky Kider PC on

The FTC filed a Stipulated Modified Final Order (Order) in California District Court against the president of a student debt relief services provider to settle matters stemming from allegations that the defendant violated...more

Weiner Brodsky Kider PC

CFPB and Mortgage Servicer Settle Alleged RESPA Violations for Less than $240,000

by Weiner Brodsky Kider PC on

The CFPB recently announced that it settled with a large mortgage servicer for the servicer’s alleged violations of the Consumer Financial Protection Act of 2010, RESPA, TILA, and their implementing regulations.  Under the...more

Weiner Brodsky Kider PC

CFPB Files Complaint Against Debt-Collection Law Firm for Alleged FDCPA and CFPA Violations

by Weiner Brodsky Kider PC on

On May 17, 2019, the CFPB filed a complaint against a law firm for alleged violations of the Fair Debt Collection Practices Act (FDCPA) and the Consumer Financial Protection Act (CFPA) when the firm engaged in mass litigation...more

Weiner Brodsky Kider PC

FTC Settles Complaint Against Payment Processor for Alleged Payment Processing on Behalf of Clients Engaged in Fraudulent Conduct

by Weiner Brodsky Kider PC on

The FTC filed a Complaint and Stipulated Final Order (Order) in California District Court against a Defendant payment processing company and its individual officers, to settle all matters stemming from allegations that the...more

Ballard Spahr LLP

Texas federal court again continues stay of CFPB payday loan rule and stay of compliance date

by Ballard Spahr LLP on

The Texas federal district court hearing the lawsuit filed by two trade groups challenging the CFPB’s final payday/auto title/high-rate installment loan rule (Payday Rule) entered an order yesterday that once again continues...more

Weiner Brodsky Kider PC

Utah Increases Civil Penalties for Violations of Certain Consumer Protection Acts

by Weiner Brodsky Kider PC on

The state of Utah recently amended provisions of the Utah Protection of Personal Information Act (PPIA) and the Utah Consumer Credit Protection Act (CCPA)....more

Womble Bond Dickinson

Delta Settles FCRA Class Action for $2.3 Million

by Womble Bond Dickinson on

We have another multi-million dollar FCRA class action settlement on the books. In Schofield v. Delta Air Lines, Inc., No. 18-cv-00382-EMC, 2019 U.S. Dist. LEXIS 31535, at *1 (N.D. Cal. Feb. 27, 2019), the district court for...more

Weiner Brodsky Kider PC

FTC Settles with Payment Processor and its Owner for over $1.8 Million and Orders Permanent Payment Processing Ban

by Weiner Brodsky Kider PC on

On April 10, 2019, the FTC and a payment processing company, along with its owner, entered into a final order to settle charges that they repeatedly violated a prior court order issued against them in 2009 for allegedly...more

Butler Snow LLP

Creditor’s failure to comply with a foreclosure settlement agreement leads to not one but two federal actions by debtors, and...

by Butler Snow LLP on

In a murderer’s row of what not to do as a mortgage creditor, the 11th Circuit recently reversed summary judgment in favor of a creditor for alleged violations of the Fair Credit Reporting Act (“FCRA”), Florida Consumer...more

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Information for EU and Swiss Residents

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Privacy Officer
JD Supra, LLC
10 Liberty Ship Way, Suite 300
Sausalito, California 94965

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Privacy Officer
JD Supra, LLC
10 Liberty Ship Way, Suite 300
Sausalito, California 94965

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Updates to This Policy

We may update this cookie policy and our Privacy Policy from time-to-time, particularly as technology changes. You can always check this page for the latest version. We may also notify you of changes to our privacy policy by email.

Contacting JD Supra

If you have any questions about how we use cookies and other tracking technologies, please contact us at: privacy@jdsupra.com.

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