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A&O Shearman

Financial Services (Overseas Recognition Regime Designations) Regulations 2025 published

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The Financial Services (Overseas Recognition Regime Designations) Regulations 2025 (the ORR Regulations) have been laid before Parliament, accompanied by an explanatory memorandum. A draft was laid before Parliament in July....more

Paul Hastings LLP

Bank of England Consults on Systemic Stablecoins

Paul Hastings LLP on

As part of the UK’s rapid overhaul of its digital assets regulatory regime, the Bank of England this week issued a consultation paper on the bank’s “Proposed regulatory regime for sterling-denominated systemic stablecoins”....more

Ary Rosenbaum - The Rosenbaum Law Firm P.C.

Another Big Fish in the 401(k) Pond

So, Creative Planning just bought SageView Advisory. Another week, another acquisition in the retirement plan world. At this point, consolidation is like the weather forecast, inevitable and rarely surprising....more

Groom Law Group, Chartered

2026 Retirement Plan Limits Announced

The IRS has issued Notice 2025-67, announcing that many of the key retirement plan limits will increase next year. Most limits are subject to modest increases, with some remaining the same. For example, the compensation...more

Shipkevich PLLC

Connecticut Enacts Broad Amendments to Money Transmission Law Targeting Virtual Currency and Digital Assets

Shipkevich PLLC on

Connecticut has enacted Public Act 25-66 (the “Act”), a substantial modernization of its Money Transmission Act (“MTA”) that brings digital wallets, virtual currency activity, and youth-oriented money-sharing applications...more

Sheppard Mullin Richter & Hampton LLP

Tenth Circuit Allows Colorado to Enforce its Interest Rate Caps on Out-of-State Banks

In a significant decision for bank partnership arrangements, the United States Court of Appeals held that Colorado may apply its state interest rate caps to loans made by out-of-state banks under the Depository Institutions...more

A&O Shearman

UK FCA Handbook Notice 134

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The UK Financial Conduct Authority (FCA) has published Handbook Notice 134, outlining amendments to the FCA Handbook resulting from the following statutory instruments: • (i) Markets in Financial Instruments (Transfer of...more

Sheppard Mullin Richter & Hampton LLP

CFPB Terminates 2023 Consent Order Against a National Consumer Reporting Agency for Alleged Security Freeze Violations

On November 3, 2025, the Consumer Financial Protection Bureau terminated its 2023 consent order against a national consumer reporting agency. The original order, issued in October 2023, required more than three million...more

Ary Rosenbaum - The Rosenbaum Law Firm P.C.

2026: The Year That Will Test Every 401(k) Plan Sponsor

When I look ahead to 2026, I can’t help but think of Rocky Balboa. Not the invincible Rocky from Rocky III strutting around in silk robes, but the older one, in the later films, the guy who knows every punch is going to hurt...more

Blake, Cassels & Graydon LLP

Leçons du Royaume Uni : Réformes possibles des responsabilités des banques canadiennes en matière de prévention de la fraude

Les cas de fraude continuent d’augmenter au Canada : selon de récentes données de Statistique Canada, les affaires de fraude déclarées par la police ont augmenté de 12 % entre 2022 et 2023. Cette statistique se rapporte à la...more

Kilpatrick

2026 Retirement Plan Limits

Kilpatrick on

2026 Retirement Plan Limits - The IRS has announced inflation-adjusted limits for retirement plans in Notice 2025-67. The 2026 retirement plan limits are summarized below....more

A&O Shearman

Implementing Regulation amending ITS on prudential reporting framework under IFR published in OJ

A&O Shearman on

Commission Implementing Regulation (EU) 2025/2159 (the Regulation) has been published in the Official Journal of the European Union (OJ). The Regulation amends the implementing technical standards (ITS) laid down in...more

Sheppard Mullin Richter & Hampton LLP

DFPI Orders Mortgage Lender to Pay $100,000 for Alleged Per Diem Interest and Recordkeeping Violations

On October 30, the California DFPI entered a consent order with a residential mortgage lender and servicer following a regulatory examination and a directed self-audit. The DFPI alleged violations of the California...more

A&O Shearman

House of Lords Committee challenges UK government response to report on growth and competitiveness

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The House of Lords Financial Services Regulation Committee (the Committee) has issued a formal response to HM Treasury's (HMT) reply to its report "Growing Pains: Clarity and Culture Change Required" which evaluated the...more

Thomas Fox - Compliance Evangelist

Fox on Podcasting: Navigating Podcasting and Digital Marketing in Healthcare with Eva Sheie

Join Tom Fox as he explores the world of podcasting, and get ready to be inspired to start your own podcast. In this episode, Tom Fox sits down with Eva Sheie, founder of The Axis, to discuss her dynamic career journey from a...more

Sheppard Mullin Richter & Hampton LLP

Colorado’s Medical Debt Reporting Law Challenged in Federal Court

On November 5, 2025, a national debt collection trade group and one of its members filed a lawsuit against the state of Colorado’s in an attempt to block its 2023 medical debt credit reporting law, HB 23-1126. The complaint...more

A&O Shearman

UK legislation to implement Berne Financial Services Agreement published

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The Financial Services and Markets Act 2023 (Mutual Recognition Agreement) (Switzerland) Regulations 2025 have been published, accompanied by an explanatory memorandum. The Regulations will make changes to UK legislation to...more

Jackson Lewis P.C.

2026 Cost of Living Adjustments for Retirement Plans

Jackson Lewis P.C. on

The Internal Revenue Service recently announced its cost-of-living adjustments applicable to dollar limitations on benefits and contributions for retirement plans generally effective for Tax Year 2026 (see IRS Notice...more

A&O Shearman

Implementing Decision on equivalence of New Zealand benchmark framework published in OJ

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Commission Implementing Decision (EU) 2025/2197 has been published in the Official Journal of the European Union (OJ), confirming the equivalence of New Zealand's legal and supervisory framework for financial benchmarks in...more

Ballard Spahr LLP

CFPB proposes changes to Section 1071 Rule

Ballard Spahr LLP on

The CFPB is proposing major changes to its final rule that would require financial institutions to report information contained in loan applications submitted by small businesses, including women-owned and minority-owned...more

Thomas Fox - Compliance Evangelist

Compliance Tip of the Day - Winnie the Pooh and Compliance Week - Winnie the Pooh as CECO (Think, Think, Think)

Welcome to “Compliance Tip of the Day,” the podcast that brings you daily insights and practical advice on navigating the ever-evolving landscape of compliance and regulatory requirements. Whether you’re a seasoned compliance...more

Lowenstein Sandler LLP

Crypto Brief - Lowenstein Crypto Newsletter - November 13, 2025

Lowenstein Sandler LLP on

Senate Agriculture Committee Releases Discussion Draft of Bipartisan Market Structure Bill - On Nov. 10, the U.S. Senate Committee on Agriculture, Nutrition & Forestry (Committee) released a discussion draft of legislation...more

Procopio, Cory, Hargreaves & Savitch LLP

Beyond the Shortcut: How to Make Reverse Mergers Work Under Nasdaq’s Modern Rules

For executives and in-house counsel, capital‑markets access can determine whether strategic plans accelerate or stall. Reverse mergers remain a viable path to the public markets, but only for companies that understand how...more

Sheppard Mullin Richter & Hampton LLP

Ohio DFI Withdraws Prior Interpretation, Suspends Licensing for Bank Loan Arrangers Under Small Loan Act

On October 31, the Ohio Division of Financial Institutions (DFI) issued updated Bank Partnership Guidance under the state’s Small Loan Act, reversing its earlier position from December 2024 and January 2025. The DFI had...more

Katten Muchin Rosenman LLP

New UK CRS Rules: Registration Now Required for UK Investment Managers by 31 December 2025

The International Tax Compliance (Amendment) Regulations 2025 (2025 Regulations) introduce a mandatory HM Revenue & Customs (HMRC) registration requirement for UK investment managers and other financial institutions under the...more

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