News & Analysis as of

Health Insurance Exchanges Department of Labor (DOL) Healthcare

Health Insurance Exchanges are government-regulated private health insurance markets where individuals can purchase standardized health insurance plans.
Franczek P.C.

Monthly Benefits Update - July 2014

Franczek P.C. on

Two federal appeals courts issued contradictory rulings on the validity of subsidies for the purchase of health insurance under the federal marketplace established pursuant to the Affordable Care Act (ACA). On July 22, a...more

Snell & Wilmer

Rethinking COBRA After Health Care Reform

Snell & Wilmer on

The Health Care Reform Act made many changes to health plans, but one thing it did not do was expressly eliminate or change the COBRA rules. Although health care reform does not expressly change COBRA, it does, in many ways,...more

Poyner Spruill LLP

COBRA Meets ACA – Time to Update COBRA Notices

Poyner Spruill LLP on

The Affordable Care Act created a new option to obtain health insurance for employees who are losing job-based coverage—the Health Insurance Marketplace (commonly referred to as the “Exchange”). Because this new coverage...more

Parker Poe Adams & Bernstein LLP

DOL Issues Updated Model COBRA Notices

On May 2, 2014, the Department of Labor (the “DOL”) issued proposed regulations amending the notice requirements under the Consolidated Omnibus Budget Reconciliation Act of 1985, as amended (“COBRA”). The proposed regulations...more

Williams Mullen

New COBRA and CHIP Notices Highlight Affordable Care Act Marketplaces

Williams Mullen on

The Department of Labor recently issued updated model COBRA continuation coverage and Childrens’ Health Insurance Program (“CHIP”) notices. Plan administrators should begin using the new notices immediately. ...more

Epstein Becker & Green

HEAL Advisory: New COBRA Model Notices and Coordination with Marketplace Enrollment

Epstein Becker & Green on

On May 2, 2014, the U.S. Departments of Labor and Health and Human Services published a series of guidance and model notices clarifying the provision of health insurance to recently terminated employees. The Department of...more

Ogletree, Deakins, Nash, Smoak & Stewart,...

A Snake in the Grass No More? DOL Proposes New COBRA Forms

As part of its continuing efforts to update the sleepier corners of the employee benefits world to conform to the Patient Protection and Affordable Care Act (ACA), the U.S. Department of Labor (DOL) recently proposed new...more

Baker Donelson

New Model COBRA Notices

Baker Donelson on

To coordinate information about the new marketplace/exchange coverage that may be available under the Affordable Care Act, today the U.S. Department of Labor, in conjunction with the IRS and U.S. Department of Health and...more

Proskauer - Employee Benefits & Executive...

New Guidance on COBRA and ACA Marketplace Coverage: The Gap in Coverage is (Not Quite) Filled

There has been much confusion and concern about the interplay between the COBRA continuation coverage rules and the new Health Insurance Marketplace established under the Affordable Care Act (the “Marketplace”). One important...more

Fisher Phillips

Benefits Update, No. 4, November 2013: Healthcare Reform Update

Fisher Phillips on

Despite glitches and long wait times, the Health Insurance Marketplace created by the Patient Protection and Affordable Care Act (ACA) came online October 1, 2013, and along with it arrived a new notice obligation for...more

Stinson - Benefits Notes Blog

More About HRAs And Some About EAPs

I blogged recently about IRS and Department of Labor (DOL) guidance restricting the ability of employers to subsidize individual health insurance premiums for their employees after December 31, 2013. That IRS and DOL guidance...more

Franczek P.C.

Monthly Benefits Update - September 2013

Franczek P.C. on

Health & Welfare Plans - Health Care Reform: FAQ Part XVI Addresses Insurance Exchange Notice and 90-Day Waiting Period Requirement. The Treasury, the Department of Labor and the Department of Health and Human...more

McDermott Will & Emery

Additional Affordable Care Act Guidance Clarifies Exchange Notices and 90-Day Waiting Period

McDermott Will & Emery on

Recent guidance clarifies the exchange notice requirement and the 90-day waiting period limitation under the Affordable Care Act. The U.S. Departments of Labor (DOL), Health and Human Services, and the Treasury (the...more

Winthrop & Weinstine, P.A.

Deadline Approaches: Notify Employees Now Regarding Health Insurance Marketplaces

The Affordable Care Act requires all U.S. citizens and legal residents to have or to obtain qualifying health insurance coverage, effective January 1, 2014, or pay a tax penalty unless they meet certain criteria and receive...more

Foley & Lardner LLP

Notice Regarding Marketplace Coverage Options Due October 1

Foley & Lardner LLP on

The October 1, 2013 deadline for providing employees with a notice of their coverage options through the newly established public health insurance exchanges (referred to as the “Marketplace”) is quickly approaching. This news...more

Davis Wright Tremaine LLP

REMINDER: Oct. 1 Deadline for ACA Marketplace Notice Approaching

All employers, except for the relative few that are not subject to the Fair Labor Standards Act (FLSA), are required to provide a written Notice to their employees regarding the coverage options available under the federal...more

Laner Muchin, Ltd.

DOL Issues Marketplace Notice Guidance But Will Not Subject Employers To Fines or Penalties If They Fail To Issue The Required...

Laner Muchin, Ltd. on

The Patient Protection and Affordable Care Act (PPACA) amended the Fair Labor Standards Act (FLSA) to require employers to provide a notice to employees informing them of the public health insurance marketplaces (aka...more

Pullman & Comley, LLC

Notice to Employees About Health Insurance Exchanges Due October 1, 2013

Pullman & Comley, LLC on

The Affordable Care Act provides individuals with the option of purchasing health coverage through new health insurance exchanges, or “Marketplaces” that will operate in every state effective January 1, 2014 (e.g.,...more

Littler

What Do Employers Need to Know About the ACA Marketplace Notices?

Littler on

Although the Affordable Care Act's (ACA) "employer mandate" has been delayed until 2015, health insurance exchanges are still scheduled to start offering health coverage to individuals and employees of small businesses...more

Smith Anderson

Affordable Care Act Confusion: Health Care Exchange Notice Due but No Penalty for Noncompliance

Smith Anderson on

The Affordable Care Act and subsequent guidance require all employers subject to the Fair Labor Standards Act to provide notice of health care coverage options available through a health care exchange to all current employees...more

Eversheds Sutherland (US) LLP

Guidance on Applying PPACA Market Reforms to HRAs, Health FSAs, and Other Health Care Arrangements

On September 13, the U.S. Department of Labor (DOL) and the Internal Revenue Service (IRS) issued new guidance1 relating to the applicability of the Patient Protection and Affordable Care Act (PPACA) to certain kinds of...more

Burr & Forman

Health Reform Update September 2013: Health Insurance Marketplace/Exchange Notices

Burr & Forman on

All employers who are subject to the Fair Labor Standards Act are supposed to provide a Notice by October 1, 2013 to all employees informing them about health insurance available through the Marketplace/Exchange. The DOL...more

McAfee & Taft

EmployerLINC Employee Benefits Alert - No employer penalties for lack of exchange notice

McAfee & Taft on

Under the Affordable Care Act (ACA), an employer subject to the Fair Labor Standards Act must provide a written notice to current employees about the Health Insurance Marketplace (the “Exchange Notice”) by October 1, 2013,...more

Mintz - Employment, Labor & Benefits...

Complying with the Affordable Care Act’s Exchange Notice Requirement

The Patient Protection and Affordable Care Act (the “Act”) amends the Fair Labor Standards Act (“FLSA”) to require employers of all sizes to provide their employees a notice of the availability of coverage through public...more

Baker Donelson

The Clock is Ticking -- October 1 Deadline Approaches for Employers to Issue Health Care Exchange Notice

Baker Donelson on

U.S. Department of Labor (DOL) guidance issued under the Affordable Care Act (ACA) requires employers to provide employees with a notice regarding health care exchanges (now called "marketplaces"). ...more

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