To keep you informed of recent activities, below are several of the most significant federal events that have influenced the Consumer Financial Services industry over the past week.
Federal Activities:
On June 5, the...more
6/10/2026
/ AML/CFT ,
Anti-Money Laundering ,
Bank Secrecy Act ,
Consumer Financial Protection Bureau (CFPB) ,
Digital Assets ,
Economic Sanctions ,
FDIC ,
FinCEN ,
Notice of Proposed Rulemaking (NOPR) ,
Office of Foreign Assets Control (OFAC) ,
Regulation Z ,
Securities and Exchange Commission (SEC) ,
Stablecoins ,
Taxation ,
Truth in Lending Act (TILA)
On May 29, the Commodity Futures Trading Commission (CFTC or Commission) took a set of actions that together open a path for digital asset perpetual contracts to trade on registered U.S. platforms by classifying them as...more
6/8/2026
/ CFTC ,
Commodity Exchange Act (CEA) ,
Commodity Futures Contracts ,
Cryptoassets ,
Cryptocurrency ,
Derivatives Clearing Organizations ,
Designated Contract Markets (DCMs) ,
Digital Assets ,
Foreign Boards of Trade (FBOT) ,
Futures ,
Futures Commission Merchants (FCMs) ,
New Guidance ,
No-Action Letters ,
Policy Statement ,
Regulatory Authority ,
Regulatory Oversight ,
Regulatory Reform ,
Stablecoins ,
Swaps ,
Trading Platforms
To keep you informed of recent activities, below are several of the most significant federal events that have influenced the Consumer Financial Services industry over the past week.
Federal Activities:
On May 31,...more
6/3/2026
/ APIs ,
Central Bank Digital Currency (CBDCs) ,
CFTC ,
Committee on Payments and Market Infrastructure (CPMI) ,
Consumer Financial Protection Bureau (CFPB) ,
Cross-Border Transactions ,
Derivatives ,
Digital Assets ,
Dispute Resolution ,
ECOA ,
EU ,
European Central Bank ,
Federal Trade Commission (FTC) ,
Final Rules ,
Financial Services Industry ,
FinTech ,
No Surprises Act (NSA) ,
Open Banking ,
Payment Systems ,
Section 1071 ,
Stablecoins
On May 22, the Federal Deposit Insurance Corporation (FDIC) Board of Directors approved a notice of proposed rulemaking to extend Bank Secrecy Act (BSA) and sanctions compliance standards to the permitted payment stablecoin...more
6/2/2026
/ AML/CFT ,
Bank Secrecy Act ,
Comment Period ,
Economic Sanctions ,
FDIC ,
FinCEN ,
Notice of Proposed Rulemaking (NOPR) ,
Office of Foreign Assets Control (OFAC) ,
Payment Systems ,
Proposed Rules ,
Regulatory Oversight ,
Sanctions ,
Stablecoins ,
The GENIUS Act
To keep you informed of recent activities, below are several of the most significant federal events that have influenced the Consumer Financial Services industry over the past week....more
5/28/2026
/ AML/CFT ,
Artificial Intelligence ,
Bank Secrecy Act ,
BSA/AML ,
Cryptocurrency ,
Digital Assets ,
FDIC ,
Federal Reserve ,
FinCEN ,
FinTech ,
Memorandum of Understanding ,
New Legislation ,
Notice of Proposed Rulemaking (NOPR) ,
Office of Foreign Assets Control (OFAC) ,
Proposed Legislation ,
Proposed Rules ,
Regulatory Oversight ,
Sanctions ,
Securities and Exchange Commission (SEC) ,
Stablecoins ,
The GENIUS Act
President Trump signed an Executive Order titled “Integrating Financial Technology Innovation into Regulatory Frameworks.” The Order directs federal financial regulators to review and streamline regulations, guidance,...more
5/21/2026
/ Banking Sector ,
Digital Assets ,
Executive Orders ,
Federal Reserve ,
Financial Institutions ,
Financial Regulatory Reform ,
Financial Services Industry ,
FinTech ,
Non-Depository Institutions ,
Payment Systems ,
Regulatory Oversight ,
Regulatory Reform ,
Trump Administration
On April 7, the Federal Deposit Insurance Corporation (FDIC) Board approved its second notice of proposed rulemaking (NPRM) implementing the Guiding and Establishing National Innovation for U.S. Stablecoins Act (GENIUS Act)....more
5/20/2026
/ Anti-Money Laundering ,
Banking Sector ,
Banks ,
Blockchain ,
Capital Requirements ,
Deposit Insurance ,
Digital Assets ,
FDIC ,
FinTech ,
New Regulations ,
Notice of Proposed Rulemaking (NOPR) ,
Payment Systems ,
Proposed Rules ,
Regulatory Oversight ,
Regulatory Requirements ,
Risk Management ,
Stablecoins
To keep you informed of recent activities, below are several of the most significant federal events that have influenced the Consumer Financial Services industry over the past week....more
5/20/2026
/ Artificial Intelligence ,
CFTC ,
Cross-Border Transactions ,
Cybersecurity ,
Digital Assets ,
Enforcement Actions ,
European Central Bank ,
Federal Reserve ,
Federal Trade Commission (FTC) ,
Final Rules ,
Financial Conduct Authority (FCA) ,
NCUA ,
New Legislation ,
Notice of Proposed Rulemaking (NOPR) ,
OCC ,
Preemption ,
Proposed Rules ,
Real Estate Transactions ,
Senate Confirmation Hearings ,
Stablecoins ,
The GENIUS Act ,
UK
The Senate Banking, Housing, and Urban Affairs Committee held a hearing and voted 15–9 to advance H.R. 3633, the Digital Asset Market Clarity Act of 2025 (the CLARITY Act), sending the first comprehensive Senate crypto market...more
5/18/2026
/ Anti-Money Laundering ,
CFTC ,
Cryptocurrency ,
Decentralized Finance (DeFi) ,
Digital Assets ,
National Security ,
Proposed Legislation ,
Regulatory Reform ,
Securities and Exchange Commission (SEC) ,
Senate Banking Committee ,
Stablecoins ,
The GENIUS Act ,
U.S. Treasury
On Thursday, May 14, at 10:30 a.m., the Senate Banking, Housing, and Urban Affairs Committee will meet in executive session to mark up H.R. 3633, the Digital Asset Market Clarity Act of 2025 (the CLARITY Act). The session is...more
5/14/2026
/ Anti-Money Laundering ,
Banking Sector ,
Blockchain ,
CFTC ,
Cryptocurrency ,
Decentralized Finance (DeFi) ,
Digital Assets ,
Fraud ,
National Security ,
New Legislation ,
Proposed Legislation ,
Securities and Exchange Commission (SEC) ,
Stablecoins
To keep you informed of recent activities, below are several of the most significant federal events that have influenced the Consumer Financial Services industry over the past week....more
5/13/2026
/ Artificial Intelligence ,
Blockchain ,
Cryptoassets ,
Digital Assets ,
Federal Reserve ,
Financial Institutions ,
Financial Services Industry ,
New Legislation ,
Non-Bank Lenders ,
Risk Management ,
Securities and Exchange Commission (SEC) ,
Stablecoins ,
Tokenization
On May 6, several Senate Democrats sent letters to three nationwide consumer reporting agencies (CRAs) requesting detailed information about how Buy Now, Pay Later (BNPL) loans are being handled in consumer reporting. The...more
On May 6, the American Bankers Association (ABA), joined by nearly every state bankers association, sent the U.S. Department of the Treasury (Treasury), a follow‑on request for more time to comment on Treasury’s GENIUS Act...more
5/8/2026
/ American Bankers Association ,
Banks ,
Comment Period ,
Digital Assets ,
Financial Services Industry ,
Notice of Proposed Rulemaking (NOPR) ,
OCC ,
Proposed Rules ,
Stablecoins ,
State Legislatures ,
State Regulators ,
The GENIUS Act ,
U.S. Treasury
To keep you informed of recent activities, below are several of the most significant federal events that have influenced the Consumer Financial Services industry over the past week.
Federal Activities:
On May 1, the...more
5/7/2026
/ Artificial Intelligence ,
CFTC ,
Consumer Financial Protection Bureau (CFPB) ,
Data Collection ,
Department of Education ,
Digital Assets ,
Dodd-Frank ,
FCC ,
Final Rules ,
Financial Services Industry ,
Know Your Customers ,
No-Action Letters ,
Popular ,
Reporting Requirements ,
Section 1071 ,
Small Business Loans ,
Stablecoins
On April 10, the Treasury Department’s Financial Crimes Enforcement Network (FinCEN) and Office of Foreign Assets Control (OFAC) jointly issued a notice of proposed rulemaking (NPRM) setting out their view of how sanctions,...more
5/6/2026
/ AML/CFT ,
Anti-Money Laundering ,
Bank Secrecy Act ,
Blockchain ,
BSA/AML ,
Cryptoassets ,
Cryptocurrency ,
Customer Due Diligence (CDD) ,
Digital Assets ,
FinCEN ,
Notice of Proposed Rulemaking (NOPR) ,
Office of Foreign Assets Control (OFAC) ,
Popular ,
Proposed Rules ,
Regulatory Requirements ,
Sanctions ,
Stablecoins ,
The GENIUS Act
To keep you informed of recent activities, below are several of the most significant federal events that have influenced the Consumer Financial Services industry over the past week.
Federal Activities:
On April 24, the U.S....more
4/29/2026
/ Capital Requirements ,
Central Bank Digital Currency (CBDCs) ,
CFTC ,
Consumer Financial Protection Bureau (CFPB) ,
Cryptoassets ,
Department of Justice (DOJ) ,
Federal Reserve ,
Final Rules ,
Form PF ,
OCC ,
Popular ,
Proposed Rules ,
Securities and Exchange Commission (SEC)
On February 25, the Office of the Comptroller of the Currency (OCC) released a 376‑page notice of proposed rulemaking (NPRM) to implement the Guiding and Establishing National Innovation for U.S. Stablecoins (GENIUS) Act for...more
4/29/2026
/ Anti-Money Laundering ,
Banking Sector ,
Digital Assets ,
Financial Services Industry ,
FinTech ,
Government Agencies ,
OCC ,
Payment Systems ,
Proposed Rules ,
Regulatory Oversight ,
Regulatory Reform ,
Regulatory Requirements ,
Stablecoins ,
The GENIUS Act
On April 21, four major banking trade associations — the American Bankers Association, Bank Policy Institute, Consumer Bankers Association, and Independent Community Bankers Association (collectively, the associations) — sent...more
4/29/2026
/ AML/CFT ,
Banking Sector ,
Comment Period ,
Digital Assets ,
FDIC ,
Financial Services Industry ,
FinCEN ,
OCC ,
Office of Foreign Assets Control (OFAC) ,
Popular ,
Proposed Rules ,
Regulatory Oversight ,
Rulemaking Process ,
Stablecoins ,
The GENIUS Act ,
U.S. Treasury
U.S. Representatives Young Kim (R-CA) and Sam Liccardo (D-CA) introduced the Payments Access and Consumer Efficiency Act of 2026 (PACE Act). The bill would create an optional federal framework for large state‑regulated...more
The Office of the Comptroller of the Currency (OCC), Federal Deposit Insurance Corporation (FDIC), and National Credit Union Administration (NCUA) jointly issued a notice of proposed rulemaking to modernize anti-money...more
4/23/2026
/ AML/CFT ,
Anti-Money Laundering ,
Bank Secrecy Act ,
BSA/AML ,
FDIC ,
Financial Crimes ,
Financial Institutions ,
Financial Regulatory Reform ,
FinCEN ,
Money Laundering ,
NCUA ,
NPRM ,
OCC ,
Proposed Rules ,
Regulatory Requirements ,
Risk Assessment ,
Terrorist Financing Regulations
To keep you informed of recent activities, below are several of the most significant federal events that have influenced the Consumer Financial Services industry over the past week....more
4/22/2026
/ Artificial Intelligence ,
CFTC ,
Consumer Financial Protection Bureau (CFPB) ,
Cryptoassets ,
Cryptocurrency ,
Department of Justice (DOJ) ,
Digital Assets ,
Enforcement Actions ,
Fannie Mae ,
FDIC ,
Interim Final Rules (IFR) ,
New Guidance ,
OCC ,
Risk Management ,
Section 1071 ,
Securities and Exchange Commission (SEC)
Delaware is positioning itself at the center of digital asset and stablecoin innovation with a coordinated package of legislation aimed at modernizing its banking code and creating a comprehensive framework for payment...more
4/21/2026
/ Banking Sector ,
Blockchain ,
Delaware ,
Digital Assets ,
Financial Institutions ,
FinTech ,
New Legislation ,
Payment Systems ,
Regulatory Reform ,
Stablecoins ,
State Legislatures
To keep you informed of recent activities, below are several of the most significant federal events that have influenced the Consumer Financial Services industry over the past week.
Federal Activities:
On April 10, the U.S....more
4/15/2026
/ Anti-Money Laundering ,
Blockchain ,
CFTC ,
Cybersecurity ,
Digital Assets ,
FCC ,
FDIC ,
Federal Reserve ,
Final Rules ,
FinCEN ,
IRS ,
One Big Beautiful Bill Act ,
Popular ,
Proposed Rules ,
Remittance Transfer Rule ,
Stablecoins ,
U.S. Treasury
To keep you informed of recent activities, below are several of the most significant federal events that have influenced the Consumer Financial Services industry over the past week....more
4/8/2026
/ CFTC ,
Consumer Financial Products ,
Consumer Financial Protection Bureau (CFPB) ,
DIDMCA ,
Digital Assets ,
En Banc Review ,
Financial Services Industry ,
Gambling ,
IMF ,
Investment ,
NPRM ,
Regulatory Oversight ,
Securities and Exchange Commission (SEC) ,
Stablecoins ,
Statutory Interpretation ,
The GENIUS Act ,
Tokenization ,
U.S. Treasury ,
Uniform Commercial Code (UCC)
The U.S. Department of the Treasury has issued a notice of proposed rulemaking (NPRM) to implement the broad-based principles set out in the Guiding and Establishing National Innovation for U.S. Stablecoins (GENIUS) Act for...more
4/8/2026
/ Anti-Money Laundering ,
BSA/AML ,
Digital Assets ,
Federal Reserve ,
Financial Services Industry ,
FinTech ,
Investment ,
Money Laundering ,
NPRM ,
OCC ,
Proposed Rules ,
Regulatory Oversight ,
Risk Management ,
Stablecoins ,
The GENIUS Act ,
U.S. Treasury