Earlier this year Tennessee enacted the Debt Resolution Services Act (the “Act” or “DRSA”), a new statutory framework that will govern traditional debt settlement services effective January 1, 2026. For years, debt settlement...more
Consumer litigation activity remained mixed in October, reflecting continued volatility across key consumer protection statutes. WebRecon’s latest data shows that filings under the Fair Debt Collection Practices Act (FDCPA)...more
12/2/2025
/ Class Action ,
Consumer Financial Products ,
Consumer Financial Protection Bureau (CFPB) ,
Consumer Litigation ,
Consumer Protection Laws ,
Debt Collection ,
Enforcement Actions ,
Fair Credit Reporting Act (FCRA) ,
FDCPA ,
Popular ,
TCPA
Connecticut has enacted Public Act 25-66 (the “Act”), a substantial modernization of its Money Transmission Act (“MTA”) that brings digital wallets, virtual currency activity, and youth-oriented money-sharing applications...more
Following a brief decline in August, consumer litigation has regained momentum in September. WebRecon’s latest data shows that filings under the Telephone Consumer Protection Act (TCPA) and the Fair Debt Collection Practices...more
The Wisconsin Department of Financial Institutions, Division of Banking, has finalized new regulations governing adjustment service companies, effective October 1, 2025. Adjustment service companies, businesses that, for a...more
The California Department of Financial Protection and Innovation (DFPI) has released modifications to its proposed regulations under the Digital Financial Assets Law (DFAL), along with related amendments to the State’s Money...more
WebRecon’s August 2025 report reflects a rare month of declines across all major consumer protection categories. Filings under the Telephone Consumer Protection Act (TCPA), Fair Debt Collection Practices Act (FDCPA), and Fair...more
Effective September 1, 2025, Texas Senate Bill 140—often referred to as the state’s “Mini-TCPA”—became law. The change means that text messages are now treated the same way as telephone solicitations under Texas rules....more
WebRecon’s latest July 2025 report shows that, after a temporary slowdown in June, consumer litigation and complaint activity have bounced back significantly. Telephone Consumer Protection Act (TCPA), Fair Debt Collection...more
The California Legislature is moving forward with two bills that would meaningfully reshape the boundaries of consumer legal funding and legal advertising practices in the state. Assembly Bill 931 and Senate Bill 37, while...more
7/24/2025
/ Advertising ,
Attorney's Fees ,
California ,
Consumer Protection Laws ,
Fees ,
Legislative Agendas ,
New Legislation ,
Private Right of Action ,
Proposed Legislation ,
Regulatory Requirements ,
State Legislatures
In a recent enforcement action highlighting its ongoing scrutiny of deceptive debt relief schemes, the Federal Trade Commission (“FTC”) has shut down an operation accused of falsely representing affiliations with government...more
WebRecon’s latest June 2025 report continues to reveal a general rise in the consumer complaint and litigation landscape based on year-to-date (YTD) figures. Since May 2025, Telephone Consumer Protection Act (TCPA) litigation...more
After years of jurisdictional ambiguity, overlapping enforcement actions, and regulatory inertia, the US Congress has stepped decisively into the digital asset arena. With the passage of the Guardrails for Endogenously Native...more
On June 18, 2025, the New York Legislature passed the Fostering Affordability and Integrity through Reasonable (FAIR) Business Practices Act (the “FAIR Act”). This significant legislation marks the most substantial update to...more
On June 4, 2024, Connecticut Governor Ned Lamont signed Senate Bill 6990 into law, making significant changes to the state’s asset seizure and forfeiture statutes by expressly including virtual currency and digital wallets as...more
In one of its final decisions in 2025, the U.S. Supreme Court curtailed the authority of the Federal Communications Commission (FCC) in interpreting the Telephone Consumer Protection Act (TCPA), signaling a broader...more
6/30/2025
/ Appeals ,
Chevron Deference ,
Enforcement Actions ,
Government Agencies ,
Hobbs Act ,
Judicial Authority ,
McLaughlin Chiropractic Associates Inc v McKesson Corporation ,
Regulatory Agencies ,
SCOTUS ,
Statutory Interpretation ,
TCPA
WebRecon's April 2025 report presents an intriguing mix of data in the consumer complaints and litigation landscape. Despite a downturn in April's case filings compared to March of this year, the year-to-date (YTD) statistics...more
On June 2, 2025, the U.S. Court of Appeals for the Second Circuit issued a decisive ruling in a case involving allegations that certain debt-relief service providers illegally collected advance fees in violation of the...more
In the wake of reduced federal oversight following the Trump Administration’s rollback of the Consumer Financial Protection Bureau (“CFPB”), New York has emerged as a national leader in filling the regulatory void, with...more
In a recent decision, a New Jersey court reaffirmed the Judiciary Branch’s exclusive constitutional authority to regulate the practice of law within the state. The case involved a challenge to the “limited attorney exemption”...more
5/15/2025
/ Amicus Briefs ,
Constitutional Challenges ,
Consumer Protection Laws ,
Debt Collection ,
Judicial Authority ,
Legal Ethics ,
New Jersey ,
Regulatory Authority ,
Regulatory Oversight ,
Regulatory Requirements ,
Separation of Powers ,
Statutory Interpretation ,
Unconstitutional Condition
Federal district courts in Virginia, Texas, and Nevada have recently dismissed a series of lawsuits brought under the Telephone Consumer Protection Act (TCPA), finding that plaintiffs failed to show how the defendants were...more
5/12/2025
/ Class Action ,
Consumer Protection Laws ,
Do Not Call List ,
Insurance Industry ,
Liability ,
Litigation Strategies ,
Motion to Dismiss ,
Robocalling ,
TCPA ,
Telemarketing ,
Unsolicited Phone Calls
On April 8, 2025, the Connecticut Supreme Court, in Commonwealth Servicing Group, LLC v. Department of Banking, issued an opinion that only attorneys and law firms are permitted to claim the attorney exemption from the...more
4/24/2025
/ Administrative Procedure Act ,
Appeals ,
Banking Sector ,
Connecticut ,
CT Supreme Court ,
Debt Collection ,
Enforcement Actions ,
Government Agencies ,
Law Firm Partners ,
Licensing Rules ,
Statutory Interpretation
On April 16, 2025, Mark Paoletta, Chief Legal Officer of the Consumer Financial Protection Bureau (CFPB or the Bureau), issued an internal memorandum to CFPB staff outlining the agency’s supervision and enforcement priorities...more
On April 4, 2025, the California Department of Financial Protection and Innovation (“DFPI”) issued a notice of proposed rulemaking to implement portions of the State’s Digital Financial Assets Law (“DFAL”) related to...more
4/16/2025
/ California ,
Cryptocurrency ,
Department of Financial Protection and Innovation (DFPI) ,
Digital Assets ,
Financial Regulatory Reform ,
FinTech ,
Government Agencies ,
Licensing Rules ,
Money Transmitter ,
Proposed Rules ,
Regulatory Requirements
Just a week from North Carlina Senators proposing Senate Bill 491, which seeks to create an act to license, examine, and regulate debt settlement services, North Carolina House Representatives Howard (R), Setzer (R), B. Jones...more