CFPB Issues Interpretive Rule Preempting State Medical Debt Reporting Bans. On October 28, the CFPB issued an interpretive rule expressing that the Fair Credit Reporting Act (FCRA) generally preempts state laws that touch on...more
11/5/2025
/ California Consumer Privacy Act (CCPA) ,
Consumer Financial Protection Bureau (CFPB) ,
Consumer Reporting Agencies ,
Cryptocurrency ,
Enforcement Actions ,
Fair Credit Reporting Act (FCRA) ,
Medical Debt ,
New Regulations ,
Notice of Proposed Rulemaking (NOPR) ,
Online Safety for Children ,
Preemption ,
Regulatory Requirements ,
State Attorneys General ,
Subscription Services
On October 28, 2025, the Federal Communications Commission (FCC) voted 3-0 to adopt a Ninth Further Notice of Proposed Rulemaking (FNPRM) in its Advanced Methods to Target and Eliminate Unlawful Robocalls and Call...more
11/5/2025
/ Authentication ,
Caller ID Services ,
Country of Origin ,
FCC ,
Foreign Entities ,
Notice of Proposed Rulemaking (NOPR) ,
Proposed Rules ,
Regulatory Requirements ,
Robocalling ,
Rulemaking Process ,
Spoofing ,
Telecommunications
In this second installment of Wiley’s series on fraud and scam prevention, we focus on the Federal Communications Commission’s (FCC) continued regulatory and enforcement efforts on illegal and unwanted robocalls. Since...more
11/3/2025
/ Attestation Requirements ,
Authentication ,
Enforcement Actions ,
FCC ,
Final Rules ,
Know Your Customers ,
New Regulations ,
Popular ,
Proposed Rules ,
Regulatory Oversight ,
Regulatory Requirements ,
Robocalling ,
Telecommunications ,
Telephone Service Providers ,
TRACED Act ,
Voice Service Providers
FTC and Nevada AG Obtain Temporary Restraining Order and Asset Freeze Against Tax Debt Relief Company, Its Affiliates, and Its Operators for Allegedly Deceptive Practices. On October 6, the FTC and Nevada Attorney General...more
10/22/2025
/ Asset Freeze ,
California Consumer Privacy Act (CCPA) ,
Consumer Protection Laws ,
Data Breach ,
Debt Relief ,
Debt-Relief Industry ,
Department of Financial Protection and Innovation (DFPI) ,
Enforcement Actions ,
Federal Trade Commission (FTC) ,
FTC Act ,
Non-Compete Agreements ,
Request For Information ,
State Attorneys General ,
Telemarketing ,
Telemarketing Sales Rule ,
Unfair or Deceptive Trade Practices
On Tuesday, October 14, CTIA hosted ConnectMobile as part of this year’s Mobile World Congress in Las Vegas. The event brought together stakeholders from across the messaging and voice ecosystem to discuss how providers can...more
10/17/2025
/ Artificial Intelligence ,
Caller ID Services ,
Customer Identification Program (CIP) ,
Cybersecurity ,
Digital Communications ,
Fraud Prevention ,
Innovation ,
Innovative Technology ,
Instant Messaging Apps ,
Machine Learning ,
Mobile Apps ,
Regulatory Requirements ,
Risk Management ,
Scams ,
Telecommunications ,
Text Messages ,
Wireless Industry
FTC Seeks Comment on Proposed Strategic Plan. On September 26, the FTC announced that it is seeking public comment on the agency’s Draft Strategic Plan for Fiscal Years 2026-2030. The FTC’s strategic plan is updated every...more
10/9/2025
/ Comment Period ,
Consumer Financial Protection Bureau (CFPB) ,
Consumer Protection Act ,
Consumer Protection Laws ,
COPPA ,
Department of Justice (DOJ) ,
Enforcement Actions ,
Federal Trade Commission (FTC) ,
Final Rules ,
Non-Compete Agreements ,
Online Safety for Children ,
Proposed Rules ,
Reporting Requirements ,
Request For Information ,
ROSCA ,
State Attorneys General
Welcome to Wiley’s new series on fraud and scam prevention. Bad actors increasingly exploit America’s communications, banking, and digital systems to achieve astounding levels of fraud. With American households estimated to...more
10/7/2025
/ Consumer Protection Laws ,
Cybersecurity ,
Data Privacy ,
Data-Sharing ,
Enforcement Actions ,
Financial Crimes ,
Fraud ,
Fraud Prevention ,
Know Your Customers ,
National Security ,
Regulatory Agencies ,
Regulatory Reform ,
Regulatory Requirements ,
Robocalling ,
Scams ,
Technology ,
Telecommunications
On September 30, the Federal Communications Commission (FCC or Commission) voted 3-0 to approve a Notice of Proposed Rulemaking (NPRM), starting the next phase of the FCC’s 2022 Quadrennial Review to examine whether certain...more
10/3/2025
/ Broadcasting ,
Comment Period ,
Competition ,
FCC ,
Mergers ,
Notice of Proposed Rulemaking (NOPR) ,
NPRM ,
Proposed Rules ,
Public Comment ,
Public Interest ,
Radio Broadcasting ,
Regulatory Oversight ,
Rulemaking Process ,
Statutory Interpretation ,
Telecommunications ,
Television Broadcast Stations
CFPB Publishes Semiannual Regulatory Agenda. On September 22, the CFPB published its Semiannual Regulatory Agenda as part of the Spring 2025 Unified Agenda of Federal Regulatory and Deregulatory Actions, which is coordinated...more
9/24/2025
/ Artificial Intelligence ,
Bots ,
Consumer Financial Protection Bureau (CFPB) ,
Consumer Privacy Rights ,
Consumer Protection Laws ,
Data Privacy ,
Enforcement Actions ,
Federal Trade Commission (FTC) ,
FTC Act ,
Non-Compete Agreements ,
Online Safety for Children ,
Proposed Rules ,
Regulation V ,
Regulatory Agenda ,
Scams ,
State Attorneys General ,
State Privacy Laws ,
Unfair or Deceptive Trade Practices
On September 9, the Federal Communications Commission (FCC) released a draft Notice of Proposed Rulemaking (draft NPRM) that, if adopted at the September 2025 Open Commission Meeting, would commence the next phase of the...more
9/11/2025
/ Broadcasting ,
Comment Period ,
Competition ,
FCC ,
Notice of Proposed Rulemaking (NOPR) ,
NPRM ,
Proposed Rules ,
Public Interest ,
Radio Broadcasting ,
Rulemaking Process ,
Telecommunications ,
Television Broadcast Stations
Welcome to Wiley’s update on recent developments and what’s next in consumer protection at the Federal Trade Commission (FTC), Consumer Financial Protection Bureau (CFPB), and the state level. Check out our new FTC Consumer...more
9/10/2025
/ Artificial Intelligence ,
Automatic Renewals ,
California ,
Cease and Desist Orders ,
Consumer Financial Protection Bureau (CFPB) ,
Consumer Protection Laws ,
COPPA ,
Data Privacy ,
Department of Justice (DOJ) ,
Enforcement Actions ,
Federal Trade Commission (FTC) ,
Fraudulent Marketing ,
FTC Act ,
Misleading Impressions ,
Non-Compete Agreements ,
Online Marketplace ,
Popular ,
State Attorneys General ,
Unfair or Deceptive Trade Practices
On August 25, 2025, the Federal Communications Commission’s (FCC) Enforcement Bureau took a significant step in its campaign against illegal robocalls, removing over 1,200 voice service providers’ certifications from its...more
FTC Chairman Sends Warning Letters to Technology Companies Regarding Data Security and Censorship. On August 21, FTC Chairman Andrew Ferguson sent warning letters to thirteen technology companies that provide cloud computing,...more
8/27/2025
/ Censorship ,
Cloud Computing ,
Consumer Financial Protection Bureau (CFPB) ,
Consumer Privacy Rights ,
Consumer Protection Laws ,
Data Privacy ,
Data Security ,
Enforcement Actions ,
Federal Trade Commission (FTC) ,
Regulatory Requirements ,
Scams ,
State Attorneys General ,
Technology Sector ,
Unfair or Deceptive Trade Practices
Federal and State Regulatory Announcements-
CFPB Seeks Comment on New Thresholds for Larger Participants in the Automobile Financing, Consumer Reporting, International Money Transfer, and Debt Collection Markets. On August...more
8/13/2025
/ Advanced Notice of Proposed Rulemaking (ANPRM) ,
Automotive Industry ,
Comment Period ,
Consumer Financial Protection Bureau (CFPB) ,
Consumer Reporting Agencies ,
Coronavirus/COVID-19 ,
Debt Collection ,
Enforcement Actions ,
Federal Trade Commission (FTC) ,
FTC Act ,
Money Transfer ,
Paycheck Protection Program (PPP) ,
Robocalling ,
Scams ,
State Attorneys General ,
Unfair or Deceptive Trade Practices
FTC Obtains Temporary Restraining Order and Asset Freeze Against Seven Debt Relief Companies and Their Owners for Allegedly Deceptive Practices. On July 14, the FTC filed a complaint and motion for temporary restraining order...more
7/30/2025
/ Asset Freeze ,
Consumer Protection Laws ,
Debt Relief ,
Disclosure Requirements ,
Employee Training ,
Enforcement Actions ,
Fair Credit Reporting Act (FCRA) ,
Federal Trade Commission (FTC) ,
Financial Institutions ,
Financial Services Industry ,
Fraud ,
FTC Act ,
Reimbursements ,
State Attorneys General ,
Telemarketing ,
Unfair or Deceptive Trade Practices
The U.S. Supreme Court’s recent decision in McLaughlin Chiropractic Associates, Inc. v. McKesson Corp. marks a sea change for judicial review of Federal Communications Commission (FCC) orders, and creates both risks and...more
7/18/2025
/ Administrative Procedure Act ,
Appeals ,
Enforcement Actions ,
FCC ,
Hobbs Act ,
Judicial Review ,
Loper Bright Enterprises v Raimondo ,
McLaughlin Chiropractic Associates Inc v McKesson Corporation ,
Regulatory Requirements ,
SCOTUS ,
Statutory Interpretation ,
TCPA ,
Telecommunications
FTC Sends Warning Letters Regarding Potential Noncompliance With “Made in USA” Requirements. On July 8, the FTC sent letters to a flagpole retailer, footwear maker, football equipment company, and personal care products...more
7/16/2025
/ Advertising ,
California ,
California Consumer Privacy Act (CCPA) ,
Compliance ,
Consumer Financial Protection Bureau (CFPB) ,
Consumer Protection Laws ,
Data Privacy ,
Enforcement Actions ,
False Advertising ,
Federal Trade Commission (FTC) ,
Financial Institutions ,
Made in the USA ,
Manufacturers ,
Military Lending Act ,
Product Labels ,
Regulatory Requirements ,
Retailers ,
State Attorneys General ,
Telecommunications ,
Telemedicine ,
Unfair or Deceptive Trade Practices ,
Warning Letters
New York Legislature Passes FAIR Business Practices Act. On June 18, the New York state legislature passed the Fostering Affordability and Integrity through Reasonable Business Practices Act (FAIR Business Practices Act),...more
7/2/2025
/ Advertising ,
Algorithms ,
Artificial Intelligence ,
California ,
Consumer Protection Laws ,
Cryptocurrency ,
Department of Financial Protection and Innovation (DFPI) ,
Enforcement Actions ,
FTC Act ,
New Legislation ,
New York ,
State Attorneys General ,
Telecommunications ,
Texas ,
Unfair or Deceptive Trade Practices
Wiley also has launched a Trump Administration Resource Center and Resource Guide to track Executive branch priorities during the second Administration of President Trump. With Wiley’s deep-rooted understanding of Washington...more
6/18/2025
/ Consumer Financial Protection Bureau (CFPB) ,
Consumer Protection Laws ,
Debt Collection ,
Enforcement Actions ,
False Advertising ,
Federal Trade Commission (FTC) ,
New Legislation ,
Settlement ,
Social Media ,
State Attorneys General ,
Unfair or Deceptive Trade Practices
The Federal Communications Commission (FCC) has proposed adding certain connected vehicle technologies to its list of equipment and services covered By Section 2 of the Secure Networks Act – an unprecedented step that, if...more
6/16/2025
/ Automotive Industry ,
Bureau of Industry and Security (BIS) ,
China ,
Connected Cars ,
Executive Orders ,
FCC ,
National Security ,
Proposed Rules ,
Public Safety ,
Russia ,
Supply Chain ,
U.S. Commerce Department
Wiley also has launched a Trump Administration Resource Center and Resource Guide to track Executive branch priorities during the second Administration of President Trump. With Wiley’s deep-rooted understanding of Washington...more
Wiley also has launched a Trump Administration Resource Center and Resource Guide to track Executive branch priorities during the second Administration of President Trump. With Wiley’s deep-rooted understanding of Washington...more
5/22/2025
/ Consumer Financial Products ,
Consumer Financial Protection Bureau (CFPB) ,
Consumer Protection Laws ,
EFTA ,
Enforcement Actions ,
Fair Credit Reporting Act (FCRA) ,
Federal Trade Commission (FTC) ,
Filing Deadlines ,
Proposed Rules ,
Regulatory Agenda ,
Regulatory Requirements ,
State Attorneys General
Welcome to Wiley’s update on recent developments and what’s next in consumer protection at the Consumer Financial Protection Bureau (CFPB), Federal Trade Commission (FTC), and at the state level. CFPB activity continues to be...more
On April 29, 2025, the Federal Communications Commission (FCC) released a Notice of Proposed Rulemaking (NPRM) that proposes to codify a number of definitions and concepts underlying the foreign ownership rules and process in...more
On April 17, 2025, the Fifth Circuit issued an opinion (“Op.”) holding unconstitutional a Federal Communications Commission (FCC or Commission) enforcement order. In that order, the Commission imposed civil penalties against...more