Now that we have a new Michigan No-Fault insurance law, most people will be disappointed that Auto No-Fault reform will fail to deliver any meaningful, long-term savings. Politicians – the Republicans in the Legislature,...more
More than any other question, the one I’ve been now asked the most since the Legislature passed No-Fault reform last Friday is how the new Michigan No-Fault law will affect attendant care. ...more
The new Michigan No-Fault law was passed by the Michigan Legislature today.
Lawmakers in the House of Representatives voted 94 to 15 in favor the No-Fault reform plan in Senate Bill 1 and the Senate concurred by a vote of 34...more
5/28/2019
/ Anti-Discrimination Policies ,
Auto Insurance ,
Catastrophic Impairment ,
Damage Caps ,
Governor Whitmer ,
Insurance Rates ,
New Rules ,
No-Fault Insurance ,
Opt-Outs ,
Physician Fee Schedule ,
PIP Coverage ,
Popular ,
State Legislatures
Gov. Gretchen Whitmer and Republican leadership have been in talks through the weekend. The two sides are now attempting to reach enough common ground for Gov. Whitmer to sign No-Fault Reform legislation after the No-Fault...more
The whole point behind Michigan No-Fault auto insurance reform is to provide meaningful rate relief to drivers who pay too much. The point of real reform is to make auto No-Fault more affordable. ...more
After being forced by the Insurance Commissioner to take its 7-day auto insurance policies off the market, the agency offers short term car insurance policies that cancel after 13 days...more
For years, doctors’ and hospitals’ medical bills have been slashed by No-Fault insurers using the insurers’ own de facto medical-provider fee schedules -
How do doctors get paid by insurance companies under Michigan...more
4/5/2019
/ Auto Insurance ,
Car Accident ,
Damages ,
Explanation of Benefits (EOBs) ,
Health Care Providers ,
Insurance Claims ,
Medical Expenses ,
No-Fault Insurance ,
Physician Fee Schedule ,
Physician Payments ,
Physicians
House Bill 4397 to replace No-Fault with fault based system in tort, where crash victims would sue for medical expenses, lost wages due to injury...more
4/2/2019
/ Auto Insurance ,
Car Accident ,
Catastrophic Impairment ,
Common Law Torts ,
Lost Wages ,
Medical Expenses ,
No-Fault Insurance ,
Pain and Suffering ,
Proposed Legislation ,
Repeal ,
State Legislatures
Drivers’ auto insurance costs to go up after MCCA fee increased to $220, prompting governor to order MCCA audit by Insurance Commissioner because drivers deserve ‘transparency’ -
Why did the MCCA fee jump 15%? To find out,...more
Instead of providing specifics, Senate Republicans use Senate Bill 1 to grandstand on auto No-Fault reform -
Senate Bill 1 was introduced by Sen. Aric Nesbitt (R-Lawton) on Tuesday.
But in reality Senate Bill 1 is...more
1/21/2019
/ Auto Insurance ,
Bodily Injury ,
Car Accident ,
Catastrophic Impairment ,
Elder Issues ,
Insurance Rates ,
Insurance Reform ,
Legislative Agendas ,
No-Fault Insurance ,
PIP Coverage ,
Political Parties
Under the widow penalty, insurance companies charge women as much as 200% more; HB 5111 will stop women from being discriminated against by auto insurers -
The widow penalty is one of the cruelest and most shameful things...more
“Michigan stops LA Insurance’s sale of 7 day car insurance policies, but will the uninsured driver problem in Detroit improve now that 7 day policies are being replaced with 6 month car insurance with installment...more
Created by Gov. Snyder, Insurance Commissioner’s Anti Fraud Unit doesn’t address fraud by auto insurers, fraud penalties or gender discrimination in pricing -
Will Gov. Snyder’s recently created Anti Fraud Unit, which is...more
Here’s the easy fix to Mayor Duggan’s lawsuit to find Michigan’s auto No Fault law unconstitutional and repeal No Fault law -
There’s an easy fix staring us in the face to Mayor Duggan’s lawsuit that was filed last...more
8/29/2018
/ Auto Insurance ,
Car Accident ,
Constitutional Challenges ,
Due Process ,
Insurance Industry ,
Insurance Rates ,
MI Supreme Court ,
No-Fault Insurance ,
Redlining ,
Repeal ,
State Constitutions ,
State Legislatures
How the Michigan governor candidates can both slash car insurance costs and save and preserve No-Fault benefits for car accident injury victims -
It is good that the Michigan governor candidates are talking about auto...more
8/13/2018
/ Anti-Solicitation Statute ,
Auto Insurance ,
Bad Faith ,
Consumer Protection Laws ,
Federal Agency Taskforce ,
Fraud ,
General Elections ,
Governors ,
Insurance Commissioners ,
No-Fault Insurance ,
Physician Fee Schedule ,
Punitive Damages ,
Repeal ,
State and Local Government ,
Tort Reform ,
Transparency
Bazzi reversed.
Innocent car accident victims protected.
Bazzi v. Sentinel ruling stops auto insurance companies from automatically denying No-Fault benefits to blameless car crash victims based on fraud by an insured....more
7/25/2018
/ Auto Insurance ,
Burden of Proof ,
Car Accident ,
Denial of Insurance Coverage ,
Equitable Relief ,
Fraud ,
Innocent Third Party Rule ,
MI Supreme Court ,
No-Fault Insurance ,
Rescission ,
Reversal ,
Third-Party
Auto insurers balk at Detroit Medical Center CEO Conrad Mallett’s offer for a dollar-for-dollar price cut with hospital charges and No-Fault insurance premiums -
Did Detroit Medical Center CEO Conrad Mallett just call-out...more
Study of 2.8 million people in Denmark confirms what doctors and auto accident attorneys have seen for years: Dementia risk skyrockets after TBI; dementia long-term effect for many brain injury survivors; defense IME doctors...more
We deserve to know why MCCA catastrophic coverage costs are again going up; political opportunism suspected behind latest hikes -
The cost of catastrophic coverage from the Michigan Catastrophic Claims Association (MCCA)...more
So-called “Macomb Solution” to get rid of mandatory car insurance in Michigan and allowing drivers to elect to be uninsured is epically bad idea; financial ruin if a car crash occurs -
Macomb County Rep. Pete Lucido’s...more
Here is what a pure tort liability system will mean for car accident victims and drivers in Michigan -
Yesterday House Republicans introduced legislation to repeal Michigan’s 45-year-old No Fault auto insurance law and...more
2/8/2018
/ Auto Insurance ,
Car Accident ,
Catastrophic Impairment ,
Damages ,
Insurance Reform ,
Medical Expenses ,
No-Fault Insurance ,
Pain and Suffering ,
Proposed Legislation ,
Repeal ,
State and Local Government ,
State Law Tort Claims
Republican plan to repeal No Fault and return Michigan to a pure tort liability insurance state expected as soon as tomorrow -
House Republicans will introduce – maybe as soon as this Tuesday – a controversial plan to...more
Temporary car insurance, such as 7 day policies, hurts uninsured drivers in cities like Detroit & Flint – who will face severe consequences after a car accident...more
1/17/2018
/ Auto Insurance ,
Bodily Injury ,
Car Accident ,
Insurance Fraud ,
Insurance Industry ,
No-Fault Insurance ,
Pain and Suffering ,
Right to a Jury ,
Seventh Amendment ,
UI/UIM ,
Wrongful Death
Laws protecting injured car accident victims in Michigan from ambulance chasing personal injury lawyers should also protect people from the claims adjusters who prey on the unsophisticated after a crash; settling cases for...more
Be warned — submitting false replacement services forms will forfeit a car crash victim from receiving Michigan auto No Fault benefits.
I’ve represented several hundred Michigan car crash victims in my 22 years as an auto...more