Year in Review and Look Ahead: Fair Lending and UDAAP in the Trump 2.0 Era — Federal Pullback, State Pushback, and What Comes Next — The Consumer Finance Podcast
Year in Review and Look Ahead Announcement — The Consumer Finance Podcast
Bridging the Gap between Cautious Buyers and Eager Sellers
Signs of Life at the CFPB — The Consumer Finance Podcast
California DFPI's Next Target: Credit Reporting Industry — Regulatory Oversight Podcast
Podcast - Where the FTC Stands on AI: Evidence Over Speculation
California DFPI's Next Target: Credit Reporting Industry — FCRA Focus
No Password Required: Social Media Security and Governance Leader and Lover of All Beagles
Point-of-Sale Finance Series: Privacy, Breaches, and Data Monetization — The Consumer Finance Podcast
Podcast - FTC Consumer Review Rule Warning Letters Target a Digital Marketplace Cornerstone
Soaring Repos and Senate Requests: Warren Targets Auto Finance — Moving the Metal: The Auto Finance Podcast
Point-of-Sale Finance Series: The New Regulatory Reality for Small Business Financing and Trade Credit — The Consumer Finance Podcast
Payments Year in Review 2025: Federal and State Developments – Part 2 – Payments Pros – The Payments Law Podcast
Point-of-Sale Finance Series: Federal Shake-Ups and the Rise of Income Share Agreements in Student Loan Financing — The Consumer Finance Podcast
The Compliance 911 Show
5 Key Takeaways | Navigating False Advertising Litigation Challenges, Strategies, & Risk Mitigation
New Jersey's Big Bet on Disparate Impact: What the AG's New Rules Mean for Lenders and AI — Regulatory Oversight Podcast
New Jersey's Big Bet on Disparate Impact: What the AG's New Rules Mean for Lenders and AI — The Consumer Finance Podcast
Payments Year in Review 2025: Federal and State Developments – Part 1 — Payments Pros – The Payments Law Podcast
State AGs in the Driver’s Seat: Auto Finance Enforcement in the Trump 2.0 Era — Moving the Metal: The Auto Finance Podcast
New York has enacted potentially the most significant update to its consumer protection regime in nearly 50 years. ...more
Under the revised NYDFS Cybersecurity Regulation, covered entities must implement and enforce MFA for all access to all information systems — not just adopt MFA tools — and carefully document any CISO-approved compensating...more
Companies can sue for false advertising in various circumstances. If your company is facing revenue losses due to a competitor’s false or misleading statements or omissions in its advertisements, it will be worth ensuring...more
The European Commission and the United Kingdom have signed a landmark EU-UK Competition Cooperation Agreement ("Agreement"), establishing the first formal post-Brexit framework for structured cooperation between EU...more
On March 2, 2026, the U.S. Court of Appeals for the Ninth Circuit issued a significant decision, in Freeman v. 3Commas Technologies OÜ, reversing a district court’s dismissal of a class action against an Estonian software...more
On February 25, 2026, the US Court of Appeals for the Fifth Circuit issued a significant decision in Bradford v. Sovereign Pest Control of TX, Inc., holding that the Telephone Consumer Protection Act (TCPA) does not require...more
The Cybersecurity and Infrastructure Security Agency (“CISA”) will be hosting a series of upcoming virtual town hall meetings related to its rulemaking under the Cyber Incident Reporting for Critical Infrastructure Act...more
Repeat after me: you cannot raise a consent defense at the pleadings stage unless the complaint specifically alleges the fact consent was provided. It always makes me cringe when I see TCPA defendants lobbing purported...more
District of Columbia AG Brian Schwalb reached a settlement with the Washington Commanders, former owner Daniel Snyder, the National Football League, and Commissioner Roger Goodell to resolve allegations that they violated the...more
The OCC issued a notice of proposed rulemaking (NPRM) last week to implement the GENIUS Act, enacted on July 18, 2025. The NPRM is significant, as it creates a new Part 15 to the OCC’s regulations addressing payment...more
The FTC and 11 states have reached a settlement with Walmart to resolve allegations that the company deceived delivery drivers and consumers in violation of the FTC Act, Gramm-Leach-Bliley Act, and state consumer protection...more
Following the Supreme Court’s decision in McLaughlin Chiropractic Associates v. McKesson Corp., which we discussed last year in depth, federal courts have gained the ability to deviate from the Federal Communications...more
The New York City Department of Consumer and Worker Protection (NYC DCWP) has adopted a comprehensive set of amendments to its debt collection rules, effective September 1, 2026. The final rule clarifies that New York City’s...more
The UK Financial Conduct Authority (FCA) has published consultation paper CP26/7 outlining its proposed approach to implementing the FCA led remedies arising from the credit information market study. The study introduced a...more
Texas AG Ken Paxton reached a settlement with Samsung to resolve allegations that the company violated the Texas Deceptive Trade Practices Act by collecting user viewing data without their informed consent....more
Iowa AG Brenna Bird filed a lawsuit against General Motors LLC and its subsidiary OnStar LLC for allegedly violating the Iowa Consumer Fraud Act by collecting and selling drivers’ vehicle data without adequate disclosure or...more
California AG Rob Bonta led a bipartisan coalition of AGs and state charity regulators in sending a letter to GoFundMe seeking information about reports that the platform allegedly created donation web pages for charities...more
As 2026 gets under way, the payments ecosystem continues to innovate and evolve. Payments companies face business pressure from numerous directions. Consumers expect fast, low-cost, and borderless payments, while merchants...more
In a significant win for businesses fighting CIPA claims, a California federal court just held that searching sensitive health terms and distributing that information to third parties is not a legally protectable privacy...more
Colorado is about to become the national test case for comprehensive artificial intelligence (AI) consumer protection, and the countdown to implementation is already ticking....more
The Usual Suspects: Purity, Protein, and Performance - If 2026 feels familiar, that's because it largely is. Investigations and filings in the food, beverage, and dietary supplement space continue to target long-running...more
In this episode of The Consumer Finance Podcast, Chris Willis and Lori Sommerfield unpack the rapid reshaping of the fair lending and UDAAP regulatory enforcement landscape as part of the Year in Review and Look Ahead series....more
According to a recent report by WebRecon, court filings under the Fair Credit Reporting Act (FCRA), Fair Debt Collection Practices Act (FDCPA), and Telephone Consumer Protection Act (TCPA), as well as complaints filed with...more
The UK Financial Conduct Authority (FCA) has published a new webpage introducing its regulatory priorities reports, introducing nine annual, sector‑specific reports to replace its previous portfolio letters. The FCA explains...more
The Feature - Mapping Potential Antitrust Issues in AI Distribution and Deployment - Competition authorities in the EU are beginning to explore potential theories of harm across the AI value chain, from upstream AI...more