The Debanking Debate: Regulators, Risk, and Reality for Payments — The Consumer Finance Podcast
Nationwide Shifts in Background Checks: New York’s Credit Ban, Virginia's Sealed Records Law, and Federal FCRA Reform — FCRA Focus Podcast
No Password Required: Former Navy Cyber Targeteer Fueled by Metal Music
The Debanking Debate: Regulators, Risk, and Reality for Payments — Payments Pros – The Payments Law Podcast
Colorado's New ADMT Act: Repeal of the 2024 AI Law, Expanded Coverage, and What It Means for Financial Services — The Consumer Finance Podcast
Kicking the Tires on Kentucky: SB 158 and the Add-On Product Revolution — Moving the Metal: The Auto Finance Podcast
Fraud on the Front Line: How Dealers Are Fighting Emerging Auto Finance Scams — Moving the Metal: The Auto Finance Podcast
CFPB's Reg B Final Rule: Disparate Impact Liability Out, Discouragement Standard Narrowed, and SPCPs in the Crosshairs — The Consumer Finance Podcast
Why the Consumer Reporting System Is So Important — The Consumer Finance Podcast
JONES DAY TALKS®: Why Clients Need a Global Class Actions Defence Team
Point-of-Sale Finance Series: Evolving Collection Rules Impacting Creditors — Payments Pros – The Payments Law Podcast
Point-of-Sale Finance Series: Getting E-SIGN and UETA Right in Electronic Contracting — The Consumer Finance Podcast
Charting a Course for Collections: Diagnosing Compliance and Privacy Risks in Medical Debt — The Consumer Finance Podcast
Price Tags and Pitfalls: Inside the FTC–Maryland Dealer Smackdown — Moving the Metal: The Auto Finance Podcast
Bankruptcy 101 for Consumer Creditors: Automatic Stays, Discharge Injunctions, and Common Pitfalls — The Consumer Finance Podcast
Point-of-Sale Finance Series: Fair Lending Risks at the Checkout Counter — Payments Pros – The Payments Law Podcast
Point-of-Sale Finance Series: Evolving Collection Rules Impacting Creditors — The Consumer Finance Podcast
Auto Finance Year in Review, Part 2: Security Clearances, Supervisory Lines, and Connected Cars — Moving the Metal: The Auto Finance Podcast
Point-of-Sale Finance Series: Fair Lending Risks at the Checkout Counter — The Consumer Finance Podcast
Podcast - The FTC and Consumer Online Transactions
As artificial intelligence (AI) becomes embedded across clinical and administrative workflows, health care organizations face growing pressure to establish governance frameworks that address compliance, legal, accreditation,...more
New York has enacted a new law requiring disclosures when certain advertisements include digitally created “synthetic performers,” including performers generated using artificial intelligence (AI) or other software...more
When it comes to the TCPA’s express consent rules you DEFINITELY don’t want to be trusting GenAi. These rules are fast evolving and failure to comply could cost you your business– literally....more
On June 9, a New York law that requires companies to “conspicuously disclose” when their ads include any “synthetic performer” will take effect. Many advertisers who have attempted to get ahead of the law’s requirements...more
Compliance with App Store Accountability Act (ASAA) laws has returned to the forefront, with new legislative developments and a Fifth Circuit decision allowing the Texas law to take effect. As detailed in our October 2025...more
When the CFPB and Department of Justice withdrew a joint statement on the consideration of immigration status under the Equal Credit Opportunity Act in January 2026, we pointed out that “the agencies could have, but did not,...more
The common argument made by plaintiffs that differences in alleged misrepresentations are transcended by the center of the gravity of the alleged fraud should not be addressed through the typical approach of just comparing...more
The Southern District of New York recently dismissed a putative class action challenging the marketing of Grüns Nutrition’s “Superfood Greens Gummies.” In a detailed opinion, Judge Liman found that the company’s core...more
A new report by Wired states that customer data from “more than 350 hotels around the world may have been accessed as part of realistic reservation-hijacking scams.” According to the report, travelers’ information and booking...more
A set of nonprofit and for-profit organizations filed suit against the Consumer Financial Protection Bureau (“CFPB”) and its Acting Director Russell Vought, asking the court to vacate the CFPB’s final rule amending the...more
As laws and market expectations regarding AI continue to evolve, so do contracting considerations associated with AI-enabled products and services. While contract language permitting vendors to use customer data for...more
As states continue to debate and pass AI regulation, Connecticut has adopted a targeted approach—imposing requirements for certain high-risk uses rather than establishing a comprehensive governance regime. Connecticut...more
On May 19, the FTC announced that the U.S. District Court for the District of Nevada held a payment processor and two of its executives in civil contempt for allegedly violating a 2015 order governing the company’s payment...more
Here are curated AG and federal regulatory news stories highlighting key areas in which state and federal regulators’ decisions are having an impact across the US: • Florida AG Sues OpenAI Over ChatGPT Safety Claims •...more
During the recent oral arguments in Chatrie v. United States, the Supreme Court Justices sounded almost as fractured as the Fourth Circuit's en banc panel over how the Fourth Amendment applies to law enforcement's use of...more
The ringless voicemail nightmare continues for TCPA defendants. For years the purveyors of Ringless Voicemail solutions came to market arguing voicemails were not subject to the TCPA. They even had white papers from less...more
The North American Securities Administrators Association (NASAA) adopted its Model Franchise Broker Registration Act (the “Model Act”) last month. This warrants close attention from any franchisor that relies on third-party...more
On May 20, Vermont Governor Phil Scott signed H.385 into law, establishing protections and remedies for victims of “coerced debt” and authorizing banks and credit unions to take protective action against suspected financial...more
Competition and consumer enforcers across Asia-Pacific are increasing their focus on "dark patterns," online design techniques that lead users to make unintended decisions. The trend is moving beyond privacy and misleading...more
Have you ever talked to your friends about something only to see an ad for it appear on your phone a moment later? Like maybe you were talking about Kelley Drye and a moment later saw this post announcing that more than 25 of...more
This update provides information about party filings with the district court and parallel rulemaking efforts by the U.S. Department of Agriculture’s (USDA) Agricultural Marketing Service (AMS), which provide potential insight...more
UK Payments Initiative Ltd (UKPI) has announced the launch of a new industry-led payment scheme designed to support scalable account‑to‑account payments using open banking. The scheme supports the ambitions set out in the UK...more
On May 19, 2026, the Superior Court of California, County of Los Angeles, granted summary judgment in favor of Opportunity Financial, LLC ("OppFi") in its dispute with Clothilde Hewlett, in her official capacity as...more
When the Pennsylvania Supreme Court vacated the Superior Court’s en banc decision in Chilutti v. Uber Technologies, Inc., businesses may have hoped that Pennsylvania’s unusually strict approach to online arbitration...more
California has long been one of the most influential consumer protection jurisdictions in the country. Governor Gavin Newsom's appointment of former Consumer Financial Protection Bureau (CFPB) Director and Federal Trade...more
