MLA and SCRA 101: Servicemember Credit Protections and Compliance Risks — The Consumer Finance Podcast
The Debanking Debate: Regulators, Risk, and Reality for Payments — The Consumer Finance Podcast
Nationwide Shifts in Background Checks: New York’s Credit Ban, Virginia's Sealed Records Law, and Federal FCRA Reform — FCRA Focus Podcast
No Password Required: Former Navy Cyber Targeteer Fueled by Metal Music
The Debanking Debate: Regulators, Risk, and Reality for Payments — Payments Pros – The Payments Law Podcast
Colorado's New ADMT Act: Repeal of the 2024 AI Law, Expanded Coverage, and What It Means for Financial Services — The Consumer Finance Podcast
Kicking the Tires on Kentucky: SB 158 and the Add-On Product Revolution — Moving the Metal: The Auto Finance Podcast
Fraud on the Front Line: How Dealers Are Fighting Emerging Auto Finance Scams — Moving the Metal: The Auto Finance Podcast
CFPB's Reg B Final Rule: Disparate Impact Liability Out, Discouragement Standard Narrowed, and SPCPs in the Crosshairs — The Consumer Finance Podcast
Why the Consumer Reporting System Is So Important — The Consumer Finance Podcast
JONES DAY TALKS®: Why Clients Need a Global Class Actions Defence Team
Point-of-Sale Finance Series: Evolving Collection Rules Impacting Creditors — Payments Pros – The Payments Law Podcast
Point-of-Sale Finance Series: Getting E-SIGN and UETA Right in Electronic Contracting — The Consumer Finance Podcast
Charting a Course for Collections: Diagnosing Compliance and Privacy Risks in Medical Debt — The Consumer Finance Podcast
Price Tags and Pitfalls: Inside the FTC–Maryland Dealer Smackdown — Moving the Metal: The Auto Finance Podcast
Bankruptcy 101 for Consumer Creditors: Automatic Stays, Discharge Injunctions, and Common Pitfalls — The Consumer Finance Podcast
Point-of-Sale Finance Series: Fair Lending Risks at the Checkout Counter — Payments Pros – The Payments Law Podcast
Point-of-Sale Finance Series: Evolving Collection Rules Impacting Creditors — The Consumer Finance Podcast
Auto Finance Year in Review, Part 2: Security Clearances, Supervisory Lines, and Connected Cars — Moving the Metal: The Auto Finance Podcast
Point-of-Sale Finance Series: Fair Lending Risks at the Checkout Counter — The Consumer Finance Podcast
On May 14, 2026, Colorado Gov. Jared Polis signed into law SB26-189 (the Colorado ADMT Act), repealing and replacing the landmark 2024 Colorado AI Act, which, when passed, was billed as the first “comprehensive AI law” in the...more
One of the hottest new claims in TCPAWorld are suits challenging a marketer did not faithfully comply with the TCPA’s caller ID display rules. The rules are found at 47 CFR § 64.1601(e)(1) require a telemarketing call must...more
Starting January 1, 2027, many companies will be subject to a new comprehensive privacy law in Louisiana. The state just adopted SB386, which applies to companies that have more than $25 million in revenue or satisfy other...more
In The Usual Suspects, Verbal Kint explains the final reveal of the film, and I stress the world “film”: “The greatest trick the devil ever pulled was convincing the world he didn’t exist.”...more
As the New York State Legislature concluded its 2025–2026 session, lawmakers approved two significant measures: (1) the One Fair Price Act, which aims to ban surveillance-based pricing practices throughout the state; and (2)...more
On May 28, 2026, the European Commission sent a formal notice to 20 Member States, initiating an infringement procedure for failure to transpose Directive (EU) 2024/825 of February 2, 2024 in time. The Directive, which...more
On 28 May 2026, the Treasury published stage 1 of its long-awaited package of laws and consultations to designate, implement and operationalise the Scams Prevention Framework (SPF). Other stages will follow (discussed below)....more
The California Department of Toxic Substances Control (DTSC) has initiated rulemaking to list cleaning products containing hydrofluoric acid (HF) as Priority Products under California’s Safer Consumer Products (SCP) Program...more
A U.S. District Court Judge has temporarily halted an allegedly deceptive mortgage assistance relief operation lured homeowners with promises that it could provide mortgage relief assistance under the Coronavirus Aid, Relief...more
When the U.S. Supreme Court invalidated certain tariffs imposed under the International Emergency Economic Powers Act (IEEPA) in Learning Resources, Inc. v. Trump, it did more than reshape trade policy. The decision triggered...more
For years, the debate over mandatory arbitration clauses and class-action waivers in consumer financial services contracts has largely focused on questions of consumer protection, access to justice, the validity of class...more
In 2022, Parliament amended the Competition Act to prohibit drip pricing. Since then, class action plaintiffs and the Competition Bureau have been busy in bringing cases against businesses who they argue have "dripped" prices...more
In February 2026, the U.S. Supreme Court ruled that President Trump did not have constitutional authority to impose tariffs under the International Emergency Economic Powers Act (IEEPA)....more
On June 4, 2026, Illinois Attorney General (AG) Kwame Raoul announced a settlement with Rushmore Energy, LLC (Rushmore), resolving allegations that the company violated the Illinois Consumer Fraud and Deceptive Business...more
For many hospitality businesses, summertime is the busiest time of year for grounds maintenance and landscaping work. This article explains some tips for complying with federal and state laws when dealing with pesticides and...more
On June 2, 2026, Professors Todd Zywicki and Thomas Miller, Jr., together with the Center for Individual Freedom, filed an amicus brief in support of the plaintiff trade associations in National Association of Industrial...more
In this kickoff episode of a special series on servicemember protections for The Consumer Finance Podcast, Chris Willis is joined by colleagues Taylor Gess and Jeremy Sairsingh to unpack the fundamentals of the Military...more
Illinois is on the cusp of enacting what may prove to be one of the most consequential pieces of artificial intelligence legislation in the country. Not because Illinois SB 315 is sweeping — it’s not. But because it is...more
The Federal Communications Commissions just dismissed several outstanding petitions–including some from industry advocates aimed at limiting the TCPA. Critically, however, the petition of Responsible Enterprises Against...more
As part of its marketplace monitoring program, NAD launched an inquiry into how Kalshi uses influencers. NAD was concerned about whether Kalshi’s influencers and affiliates clearly and conspicuously disclosed their...more
Recent court decisions have significantly expanded the reach of Washington’s Commercial Electronic Mail Act (CEMA), a statute enacted in 1998 in response to dial-up era concerns. The claims driving today’s litigation wave...more
With the enactment of the Colorado Artificial Intelligence Act (CAIA) on May 17, 2024, Colorado became the first state to adopt a comprehensive law governing the development and deployment of artificial intelligence (AI)...more
Federal regulators recently took two coordinated steps that significantly shift expectations for how lenders and banks treat non‑work authorized individuals and their employers. On June 5, the Consumer Financial Protection...more
Data brokers are facing heightened scrutiny at the state level. Several states are continuing to expand their data broker registration frameworks, enact substantive restrictions on certain categories of data sales, and pursue...more
State regulation of per- and polyfluoroalkyl substances (PFAS), commonly known as “forever chemicals,” continues to accelerate nationwide. In April 2026, New Jersey enacted the Protecting Against Forever Chemicals Act (the...more