MLA and SCRA 101: Servicemember Credit Protections and Compliance Risks — The Consumer Finance Podcast
The Debanking Debate: Regulators, Risk, and Reality for Payments — The Consumer Finance Podcast
Nationwide Shifts in Background Checks: New York’s Credit Ban, Virginia's Sealed Records Law, and Federal FCRA Reform — FCRA Focus Podcast
No Password Required: Former Navy Cyber Targeteer Fueled by Metal Music
The Debanking Debate: Regulators, Risk, and Reality for Payments — Payments Pros – The Payments Law Podcast
Colorado's New ADMT Act: Repeal of the 2024 AI Law, Expanded Coverage, and What It Means for Financial Services — The Consumer Finance Podcast
Kicking the Tires on Kentucky: SB 158 and the Add-On Product Revolution — Moving the Metal: The Auto Finance Podcast
Fraud on the Front Line: How Dealers Are Fighting Emerging Auto Finance Scams — Moving the Metal: The Auto Finance Podcast
CFPB's Reg B Final Rule: Disparate Impact Liability Out, Discouragement Standard Narrowed, and SPCPs in the Crosshairs — The Consumer Finance Podcast
Why the Consumer Reporting System Is So Important — The Consumer Finance Podcast
JONES DAY TALKS®: Why Clients Need a Global Class Actions Defence Team
Point-of-Sale Finance Series: Evolving Collection Rules Impacting Creditors — Payments Pros – The Payments Law Podcast
Point-of-Sale Finance Series: Getting E-SIGN and UETA Right in Electronic Contracting — The Consumer Finance Podcast
Charting a Course for Collections: Diagnosing Compliance and Privacy Risks in Medical Debt — The Consumer Finance Podcast
Price Tags and Pitfalls: Inside the FTC–Maryland Dealer Smackdown — Moving the Metal: The Auto Finance Podcast
Bankruptcy 101 for Consumer Creditors: Automatic Stays, Discharge Injunctions, and Common Pitfalls — The Consumer Finance Podcast
Point-of-Sale Finance Series: Fair Lending Risks at the Checkout Counter — Payments Pros – The Payments Law Podcast
Point-of-Sale Finance Series: Evolving Collection Rules Impacting Creditors — The Consumer Finance Podcast
Auto Finance Year in Review, Part 2: Security Clearances, Supervisory Lines, and Connected Cars — Moving the Metal: The Auto Finance Podcast
Point-of-Sale Finance Series: Fair Lending Risks at the Checkout Counter — The Consumer Finance Podcast
Effective August 1, 2026, Louisiana law will change to prohibit retail businesses from assessing fees to cardholders who elect to pay with debit cards, a move that could affect businesses that have implemented “convenience...more
The Enhancing Consumer Protection Procedures Amendment Act of 2026 (B26-0174) is an enrolled act that fundamentally shifts the consumer protection enforcement landscape in Washington, D.C. For companies transacting with D.C....more
AI agents are making payments — booking flights, renewing subscriptions, and buying gifts — without human review and approval for specific transactions using a set of parameters the principal preauthorized. The legal question...more
Recently enacted Colorado legislation targeting lead generation legal marketing is slated to become effective August 12, 2026. As such, it is imperative for our readers to immediately consider this significant development....more
Italy has adopted Legislative Decree No. 78/2026 ("Decree"), in force since May 16, 2026, which strengthens product-safety enforcement and further operationalizes the EU General Product Safety Regulation ("GPSR") across...more
On June 5, the California attorney general (AG) announced a $4.6 million settlement resolving allegations that a mortgage servicer violated California and federal mortgage servicing and debt collection laws during the...more
Happy Friday, TCPAWorld! We frequently discuss the strategic importance of bifurcating discovery in TCPA class actions. Asymmetrical discovery costs are one of the primary levers the plaintiff’s bar uses to force classwide...more
Kelley Drye submitted a comment this week in response to the Federal Trade Commission’s request for public input on X Corp.’s petition to reopen and set aside or modify the Commission’s 2022 Decision and Order over the...more
On June 8, the DFPI announced that it had entered into a consent order with a commercial equipment lender, requiring the company to pay $4 million penalty and provide borrower refunds. According to the DFPI, the lender...more
On June 4, the U.S. District Court for the Eastern District of Michigan granted preliminary approval of a $17.5 million proposed class action settlement in litigation arising from an alleged “data security incident”...more
On April 8, Virginia Governor Abigail Spanberger signed HB 444, the Uniform Consumer Debt Default Judgments Act, into law. The Act establishes pleading and notice requirements in certain consumer debt collection actions that...more
Amendments to the Virginia Residential Landlord and Tenant Act will expand tenant protections and impose new compliance obligations on landlords, including requirements to accept checks and money orders, limits on payment...more
The past year has continued to be an active one for class proceedings in Canada. More than 250 actions have been filed in courts across the country since the beginning of 2025. Quebec, Ontario and British Columbia continue to...more
Earlier this year, we flagged the growing momentum behind state efforts to regulate dynamic and surveillance pricing....more
The auto lending market stands at a critical inflection point halfway through 2026. With outstanding auto loan debt reaching $1.67 trillion across 108 million open accounts at the end of 2025, the sheer scale of the market...more
In recent years, several provinces have taken steps to prevent suppliers from restricting consumers’ access to the courts via class proceedings or otherwise. In 2025, British Columbia joined the likes of Ontario, Québec,...more
California AG Rob Bonta announced a $4.6 million settlement with California mortgage servicer Select Portfolio Servicing (SPS). The suit alleges that the company violated state and federal mortgage and debt collection laws...more
On June 10, President Trump sent to the Senate his nomination of Brian Johnson to serve as Director of the Consumer Financial Protection Bureau (CFPB or Bureau) for a five-year term.The CFPB has been without a confirmed,...more
On June 8, the CFPB issued a statement in the Federal Register reminding creditors of their obligations under TILA and Regulation Z when assessing consumers’ ability to repay (ATR), consistent with Executive Order 14406,...more
Last week, the New York State Legislature passed the One Fair Price Act (S.8623B/A.9349B) (the Act), a bill that prohibits businesses from using personal data—such as purchase history, browsing history, real-time location,...more
New York AG Letitia James has joined a bipartisan coalition of 36 AGs, and the United States Department of Justice (DOJ) has secured a $36.5 million settlement from CVS Pharmacy Inc (CVS) for fraudulently overbilling Medicaid...more
On June 10, the White House announced that President Trump nominated Brian Johnson to serve as Director of the Consumer Financial Protection Bureau for a five-year term. The nomination was sent to the Senate for confirmation....more
A U.S. district court in California has temporarily halted an allegedly deceptive mortgage assistance relief operation by National Amendment Assistance, which claimed it can provide mortgage relief assistance under the...more
President Trump has nominated Brian Johnson for a five year term to serve as Director of the Consumer Financial Protection Bureau (CFPB). Johnson is the third nomination Trump has made to fill the position. The first two...more
On June 6, Fed Governor Michael Barr delivered remarks, warning that, in his view, recent bank regulatory and supervisory changes could weaken bank safety and soundness and increase financial stability risks. Governor Barr...more
