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Read Consumer Protection updates, news, and legal commentary from leading lawyers and law firms:
Hogan Lovells

U.S. Department of Education seeks comment on new federal student loan rules

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On January 30, 2026, the U.S. Department of Education (ED) published a Notice of Proposed Rulemaking (NPRM) that would implement the July 4, 2025 One Big Beautiful Bill Act’s (OBBBA) changes to federal student financial aid...more

Orrick, Herrington & Sutcliffe LLP

GAO issues report on status of CFPB’s reorganization efforts

On January 27, GAO released a report requested by a group of Democratic senators and representatives chronicling the CFPB’s reorganization efforts between February and August 2025. GAO found that during that period, the CFPB...more

Saiber LLC

New York Expands Protections Against Credit-Based Employment Discrimination

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February 13, 2026 Source: Saiber Employment Law Alert Pursuant to changes signed into law by Governor Hochul on December 19, 2025, employers in New York state will no longer be able to use an applicant’s or employee’s...more

Orrick, Herrington & Sutcliffe LLP

NCUA announces fifth round of deregulatory proposals

On February 10, the NCUA announced a fifth round of proposed regulatory changes under its ongoing “Deregulation Project” seeking to reduce administrative burden and eliminate duplicative requirements for federally insured...more

Orrick, Herrington & Sutcliffe LLP

FTC revises three rules to conform with federal court decisions

On February 12, the FTC issued a final rule in the Federal Register to conform three of its recent rules to federal court decisions, revising the Negative Option Rule and withdrawing both the Combating Auto Retail Scams Trade...more

Orrick, Herrington & Sutcliffe LLP

District court dismisses proposed mortgage discrimination class action with prejudice

On February 5, the U.S. District Court for the Northern District of Illinois dismissed with prejudice a putative class action lawsuit alleging race discrimination in mortgage lending. ...more

Orrick, Herrington & Sutcliffe LLP

CFPB union urges D.C. Circuit to uphold injunction blocking the Bureau’s shutdown

On February 2, the union representing CFPB employees filed an en banc brief in the U.S. Court of Appeals for the D.C. Circuit, urging the court to uphold the district court’s preliminary injunction preventing the executive...more

Morgan Lewis

'No Artificial Colors' Claims Get More Colorful As FDA Announces Shift Away from Petroleum-Based Food Dyes

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The US Food and Drug Administration (FDA) recently announced that brands may label their products as without “artificial colors” as long as the colors are not petroleum-based. Although this may provide limited comfort from an...more

Orrick, Herrington & Sutcliffe LLP

Court declines to halt Washington’s racial equity homeownership program

On February 9, the U.S. District Court for the Western District of Washington denied a motion for preliminary injunction in a case challenging Washington’s Covenant Homeownership Program, a special purpose credit program...more

Hogan Lovells

Agentic payments and the new fraud landscape for retailers

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Agentic payments create new opportunities for fraud. When an external AI agent is increasingly the “shopper”, both the merchant and payments provider sees less of the human and more of an automated request. That loss of...more

Robinson+Cole Data Privacy + Security Insider

CIPA Demand Letters Are Here to Stay; Reducing Risk from Chat, Session Replay, and Analytics

Until California’s legislature provides clearer guardrails, companies should expect continued class action activity under the California Invasion of Privacy Act (CIPA), targeting common website tracking technologies....more

Bergeson & Campbell, P.C.

EPA Announces PFAS Coordinating Group

The U.S. Environmental Protection Agency (EPA) announced on February 6, 2026, a list of significant actions that the Agency has taken in the first year of the Trump Administration to combat risks from per- and polyfluoroalkyl...more

Orrick, Herrington & Sutcliffe LLP

NCUA proposes new stablecoin issuer application guidelines under GENIUS Act

On February 12, the NCUA proposed new regulations to implement the licensing and oversight requirements for payment stablecoin issuers that are subsidiaries of federally insured credit unions, as mandated by the GENIUS Act. ...more

Hogan Lovells

BNPL: FCA publishes final rules for 15 July 2026 go-live

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The FCA has published the final detailed, outcomes-focused rules which will apply to regulated Buy Now, Pay-Later (BNPL) firms. With registration for the Temporary Permissions Regime opening on 15 May and regime go-live on 15...more

Beveridge & Diamond PC

CPSC Compliance: Five Tips for Product Manufacturers, Distributors, and Retailers

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Over the last decade, the Consumer Product Safety Commission (CPSC) has imposed dozens of multi-million-dollar civil penalties on companies under the Consumer Product Safety Act (CPSA) in connection with alleged violations of...more

Orrick, Herrington & Sutcliffe LLP

U.S. DOJ and Texas reach $68M settlement with developer in predatory lending and land sales case

On February 10, DOJ announced a settlement agreement, pending approval in the U.S. District Court for the Southern District of Texas, resolving claims brought by DOJ, the CFPB, and the state of Texas against a land developer...more

Venable LLP

[Event] 12th Advertising Law Symposium - March 11th - 12th, Washington, DC

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It’s that time of year again—Ad Law Symposium is back! Please join us in DC for this highly anticipated event focused on providing you with the information you need to promote your brand with confidence. Combining the...more

Orrick, Herrington & Sutcliffe LLP

Court rules Illinois may enforce interchange fee ban, blocks data provision for banks and federal credit unions

On February 10, the U.S. District Court for the Northern District of Illinois granted in part and denied in part cross-motions for summary judgment in a challenge to the Illinois Interchange Fee Prohibition Act (IFPA). ...more

Hogan Lovells

Germany’s new repair law: Implementing the EU Right to Repair Directive

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In January 2026, the German Federal Ministry of Justice and Consumer Protection (BMJV) proposed a draft law to implement the EU's Right to Repair Directive (Directive (EU) 2024/1799) into German law, with the aim of promoting...more

Hogan Lovells

Key considerations for firms contemplating crypto-linked notes to retail in the UK

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Following the UK Financial Conduct Authority's (FCA) decision to lift its 4-year ban on 8 October 2025 on offering cryptoasset-backed exchange-traded notes (cETNs) to retail investors in the UK, a steady stream of market...more

Hinch Newman LLP

Essential Guide to Complying With FTC and California Strike-Through Pricing Laws

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Strike-through pricing is a popular marketing technique where a higher “regular” price is listed on marketing materials and crossed out immediately adjacent to a lower, “discounted” sale price. The practice is policed when...more

A&O Shearman

UK FCA Finalises BNPL Rules (Deferred Payment Credit)

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The UK Financial Conduct Authority (FCA) has published final policy statement PS26/1 setting out its final rules for regulating Deferred Payment Credit (DPC), commonly known as Buy Now Pay Later (BNPL). This follows the July...more

Perkins Coie

FDA Relaxes Enforcement for 'No Artificial Colors' Labeling Claims and Expands Approval of Two Naturally Derived Color Additives

Perkins Coie on

On February 5, 2026, the U.S. Food and Drug Administration (FDA) announced that food manufacturers will now have greater flexibility to use a “no artificial colors” claim when the products do not contain petroleum-based...more

Ballard Spahr LLP

FTC intends to issue ANPRM on Negative Option Plans

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The FTC has announced that it has submitted an Advance Notice of Proposed Rulemaking (ANPRM) regarding negative option plans to the OMB Office of Information and Regulatory Affairs (OIRA) for review — an indication that the...more

Troutman Pepper Locke

California AG Resolves Litigation Alleging Elevated Levels of Cadmium and Lead in Seafood Products

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California Attorney General (AG) Rob Bonta recently announced a consent judgment resolving allegations that the Pacific American Fish Company, Inc. (PAFCO), a seafood distributor and processor, had sold frozen seafood...more

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