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Pillsbury - Global Sourcing Practice

Quantum‑as‑a‑Service: Contracting for the Next Wave of Cloud Computing

Quantum-as-a-Service (QaaS) has moved from lab curiosity to real-world adoption. The inflection point isn’t that enterprises will own quantum computers anytime soon; it’s that usable quantum capacity is becoming accessible...more

Orrick, Herrington & Sutcliffe LLP

FDIC Releases August 2025 CRA Performance Evaluations

On November 3, the FDIC published its list of state nonmember banks evaluated for CRA compliance for August 2025. The CRA requires the FDIC to assess how well banks meet the credit needs of their communities, including low-...more

Orrick, Herrington & Sutcliffe LLP

OCC Releases CRA Evaluations for October 2025

On November 3, the OCC released a list of CRA performance evaluations that became public during October 2025. All 16 national banks and federal savings associations included on the list received ratings of “outstanding” or...more

Orrick, Herrington & Sutcliffe LLP

FDIC Publishes Enforcement Actions From September 2025

On October 31, the FDIC released a list of enforcement actions taken against banks and individuals during September 2025. The list included 13 actions — 11 orders and two adjudicated decisions and orders. Of the 11 orders,...more

Hogan Lovells

Climate Liability Litigation: A Growing Risk for UK Financial Institutions

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Climate liability litigation is fast becoming a material risk for UK financial institutions. Over 3,000 cases have been filed globally to date, with nearly 230 new cases in 2024 alone1. And while the majority of these are...more

Orrick, Herrington & Sutcliffe LLP

Fed’s Bowman Calls for Pragmatic Approach to Bank Regulation to Ease Regulatory Burdens

On October 30, Fed Vice Chair for Supervision Michelle Bowman emphasized the need for a pragmatic approach to bank regulation during remarks at an EGRPRA outreach meeting. Bowman noted that the regulatory system had become...more

Orrick, Herrington & Sutcliffe LLP

Fed Finalizes Changes to the Supervisory Rating Framework for Large Bank Holding Companies and Supervised Insurance Organizations

On November 5, the Fed released its draft final notice and memo after it finalized revisions to the large financial institution rating system and the framework for the supervision of insurance organizations (Frameworks). The...more

Stikeman Elliott LLP

Blockchain & Cryptocurrency Regulation 2026: Canada

Stikeman Elliott LLP on

Government attitude and definition - As in many countries, the regulation of cryptocurrencies in Canada is divided among various levels of government and administrative agencies, depending on the nature of the activity...more

Orrick, Herrington & Sutcliffe LLP

District Court Denies Trade Organization’s Attempt to Stop CFPB’s Final PACE Rule

On November 3, the U.S. District Court for the Southern District of Florida denied a motion to enjoin a final rule issued by the CFPB that applies TILA protections and other federal regulations to residential PACE financing....more

ASKramer Law

Tax-Loss Harvesting Part V: State and Local Taxes

ASKramer Law on

Successful tax-loss harvesting depends on a taxpayer’s ability to deduct losses. In addition to their federal tax liability, taxpayers also need to consider state and local taxes. As we wrap up this series, I want to focus in...more

Thomas Fox - Compliance Evangelist

ACI-FCPA Conference Speaker Preview Series - Anik Shah on Lawyering Through These Uncertain Times

In this episode of the ACI-FCPA and Global Anti-Corruption Conference Speaker Podcasts series, Anik Shah discusses his panel at the event, “Lawyering Through Uncertainty: The New Reality of Advising Clients and Making...more

Ropes & Gray LLP

European Private Equity Market Recap – Q3 2025

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Europe showed resilient buyout activity in Q3, on pace to exceed 2024. The market is moving with improved sentiment into Q4 with global sponsors—especially U.S. firms—deploying capital actively....more

Frost Brown Todd

Bill Introduced to Increase Reporting Thresholds Under the Bank Secrecy Act

Frost Brown Todd on

On October 21, 2025, the Senate Committee on Banking, Housing, and Urban Affairs introduced S.B. 3017, titled the Streamlining Transaction Reporting and Ensuring Anti-Money Laundering Improvements for a New Era Act...more

Conyers

Conyers Investment Funds Report | Q3 2025

Conyers on

This edition of the Conyers Investment Funds Report provides a variety of updates and insights relevant to the investment funds space in the Cayman Islands, British Virgin Islands, and Bermuda....more

Orrick, Herrington & Sutcliffe LLP

Ninth Circuit affirms bona fide error defense for debt collector in FDCPA case

On October 28, the U.S. Court of Appeals for the 9th Circuit affirmed the lower court’s entry of summary judgment in favor of a law firm in a case alleging violations of the FDCPA related to collection efforts on a used car...more

BakerHostetler

Weekly Blockchain Blog - November 2025 #2

BakerHostetler on

US Digital Asset Companies Announce Stablecoin Initiatives, TradFi Integrations - On Nov. 5, Ripple, a U.S. fintech and digital asset infrastructure provider, announced its newly established collaboration with a...more

DLA Piper

Equity Lines Of Credit And At-The-Market Offerings: Alternative Public Financing Options

DLA Piper on

For public companies looking to raise capital relatively quickly and at a lower cost, equity lines of credit (ELOCs) and at-the-market equity offerings (ATMs) may be viable options. Both allow companies to control the timing...more

A&O Shearman

UK Pensions: What’s new this week? November 2025 # 2

A&O Shearman on

Welcome to your weekly update from the A&O Shearman Pensions team, covering all the latest legal and regulatory developments in the world of workplace pensions. Box Clever saga ends in settlement - The Pensions Regulator...more

Goodwin

Digital Currency & Blockchain Quarterly Litigation Update - November 2025

Goodwin on

Welcome to Goodwin’s Digital Currency & Blockchain Quarterly Litigation Update, in which our Chambers-ranked global team of specialists shares highlights and key litigation and enforcement updates that are shaping the...more

A&O Shearman

SGX RegCo issues its response on its proposals for a more disclosure based regime

A&O Shearman on

With effect from October 29, 2025, Singapore Exchange Regulation (SGX RegCo) has put into place measures in response to comments on its consultation paper on “A Shift to a More Disclosure-Based Regime” (issued on May 15,...more

DLA Piper

VAT treatment of certain factoring commissions confirmed

DLA Piper on

A Finnish company was providing factoring services that consisted in "invoice factoring", which took the form of a credit granted that corresponded to the factored debts, but limited to an amount determined on the basis of...more

Orrick, Herrington & Sutcliffe LLP

California DFPI orders restitution and penalties for crypto ATM operator over alleged Digital Financial Assets Law violations

On October 30, the California DFPI announced a consent order with a digital asset kiosk operator, resolving findings that the company violated several provisions of the Digital Financial Assets Law (DFAL)....more

Orrick, Herrington & Sutcliffe LLP

Pennsylvania attorney general settles with company alleged to have violated state consumer protection law with ‘deceptive’...

On October 30, the attorney general of Pennsylvania announced a settlement agreement with a seller of collectible merchandise alleged to have violated the state’s Unfair Trade Practices and Consumer Protection Law....more

Paul Hastings LLP

UK Equity Capital Markets Insights — November 2025

Paul Hastings LLP on

On 15 July 2025, the UK Digitisation Taskforce (the Taskforce) published its Final Report on the proposed digitisation of the UK shareholding framework (see the August edition of this newsletter). One of the key...more

A&O Shearman

UK PRA near-final rules on a simplified capital regime for SDDTs

A&O Shearman on

The UK Prudential Regulation Authority (PRA) has published near-final policy statement PS20/25, marking the second and final phase of its "strong and simple" framework. This introduces a simplified capital regime for smaller,...more

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