The Consumer Financial Protection Bureau (CFPB or Bureau) is a U.S. government agency created by the Dodd-Frank Wall Street Reform and Consumer Protection Act. The CFPB is the first federal agency tasked solely with the...more
4/12/2019
/ Consumer Complaint System ,
Consumer Financial Products ,
Consumer Financial Protection Act (CFPA) ,
Consumer Financial Protection Bureau (CFPB) ,
Consumer Lenders ,
Debt Collection ,
Enforcement Actions ,
FDCPA ,
Financial Services Industry ,
Mortgage Assistance Relief Services (MARS) ,
Mortgages ,
Sandbox ,
Settlement Agreements ,
Veterans
The Consumer Financial Protection Bureau (“CFPB” or “Bureau”) is a U.S. government agency created by the Dodd-Frank Wall Street Reform and Consumer Protection Act. The CFPB is the first federal agency tasked solely with the...more
10/26/2017
/ Arbitration ,
Arbitration Agreements ,
Automotive Loans ,
Class Action ,
Class Action Arbitration Waivers ,
Consumer Complaint System ,
Consumer Contracts ,
Consumer Financial Products ,
Consumer Financial Protection Act (CFPA) ,
Consumer Financial Protection Bureau (CFPB) ,
Consumer Lenders ,
ECOA ,
Federal Rules of Civil Procedure ,
Financial Services Industry ,
Foreclosure ,
HMDA ,
HUD ,
Misrepresentation ,
Mortgages ,
No-Action Letters ,
Payday Loans ,
RESPA ,
Sanctions ,
Statute of Limitations ,
Student Loans ,
Title Loans
The Dodd-Frank Wall Street Reform and Consumer Protection Act was enacted as a measure to promote financial stability and protection for consumers through increased regulation of nearly every aspect of the consumer finance...more
6/19/2017
/ Ally Financial Inc ,
Bank of America ,
Bank of New York (BNY) Mellon ,
Citibank ,
Consumer Complaint Database ,
Consumer Financial Protection Bureau (CFPB) ,
Dodd-Frank ,
ECOA ,
FDCPA ,
Financial Institutions ,
Mortgages ,
Popular ,
Regulatory Oversight ,
RESPA ,
Truth in Lending Act (TILA) ,
US Bank National Association
The Dodd-Frank Wall Street Reform and Consumer Protection Act was enacted as a measure to promote financial stability and protection for consumers through increased regulation of nearly every aspect of the consumer finance...more
11/3/2015
/ Amicus Briefs ,
Anti-Retaliation Provisions ,
Appeals ,
Arbitration ,
Automotive Industry ,
Automotive Loans ,
Chevron Deference ,
Class Action ,
Class Action Arbitration Waivers ,
Consumer Complaint System ,
Consumer Financial Products ,
Consumer Financial Protection Bureau (CFPB) ,
Credit Reports ,
Debt ,
Debt Collection ,
Debt Collectors ,
Department of Labor (DOL) ,
Deutsche Bank ,
Disclosure Requirements ,
Dodd-Frank ,
Fannie Mae ,
FDCPA ,
FDIC ,
Federal Reserve ,
Financial Institutions ,
Foreclosure ,
GE Capital Retail Bank ,
Hiring & Firing ,
HMDA ,
ILSA ,
Integrated Disclosures ,
JPMorgan Chase ,
Lenders ,
Mortgages ,
Obama Administration ,
OCC ,
Political Appointments ,
Preemption ,
Recess Appointments ,
Regulation X ,
Regulation Z ,
RESPA ,
Rural Development ,
Sarbanes-Oxley ,
Securities and Exchange Commission (SEC) ,
Securities Exchange Act ,
Standing ,
Summary Judgment ,
Truth in Lending Act (TILA) ,
Wachovia ,
Whistleblower Protection Policies ,
Whistleblowers
The Dodd-Frank Wall Street Reform and Consumer Protection Act was enacted as a measure to promote financial stability and protection for consumers through increased regulation of nearly every aspect of the consumer finance...more
6/26/2015
/ American Bankers Association ,
Appraisal ,
Appraisal Management Companies ,
Arbitration ,
Bank of America ,
Basel III ,
Compliance ,
Consumer Financial Protection Bureau (CFPB) ,
Dodd-Frank ,
Fannie Mae ,
FDCPA ,
FDIC ,
Federal Arbitration Act ,
Federal Reserve ,
Financial Institutions ,
Foreclosure ,
Freddie Mac ,
Grace Period ,
Insurance Industry ,
JPMorgan Chase ,
Lender-Placed Insurance ,
Loan Modifications ,
Mortgages ,
NACHA ,
Property Insurance ,
RESPA ,
Ripeness ,
SIFIs ,
Student Loans ,
TILA-RESPA Integrated Disclosure Rule (TRID) ,
Truth in Lending Act (TILA) ,
Washington Mutual
The Dodd-Frank Wall Street Reform and Consumer Protection Act was enacted as a measure to promote financial stability and protection for consumers through increased regulation of nearly every aspect of the consumer finance...more
4/22/2015
/ American Bankers Association ,
Anti-Retaliation Provisions ,
Arbitration ,
Arbitration Agreements ,
Asset Protection ,
Auto Insurance ,
Bank of America ,
Banking Sector ,
Banks ,
Breach of Duty ,
Consumer Complaint System ,
Consumer Financial Products ,
Consumer Financial Protection Act (CFPA) ,
Consumer Financial Protection Bureau (CFPB) ,
Consumer Lenders ,
Countrywide ,
Covered Entities ,
Credit Cards ,
Department of Labor (DOL) ,
Disclosure Requirements ,
Dodd-Frank ,
Due Process ,
Educational Institutions ,
False Claims Act (FCA) ,
FDCPA ,
Fiduciary Duty ,
Fifth Amendment ,
Financial Adviser ,
Financial Institutions ,
HAMP ,
HOLA ,
HSBC ,
Insurance Industry ,
Jesinoski v Countrywide ,
Mortgages ,
OCC ,
Payday Loans ,
Preemption ,
RESPA ,
Retaliation ,
RICO ,
Sarbanes-Oxley ,
Statute of Limitations ,
TILA-RESPA Integrated Disclosure Rule (TRID) ,
Truth in Lending Act (TILA) ,
Whistleblower Protection Policies ,
Whistleblowers
In This Issue:
- RECENT CASES
.. Mortgage Servicing Rules
.. Antiretaliation Provision
..Credit Default Swaps Antitrust Litigation
..CFPB Involvement in Litigation
- IN THE...more
10/24/2014
/ Anti-Retaliation Provisions ,
Bank Merger Act ,
Banks ,
Compliance ,
Consumer Financial Protection Bureau (CFPB) ,
Credit Default Swaps ,
Dodd-Frank ,
EFTA ,
Enforcement ,
Larger Participant ,
Money Transfer ,
Mortgage Servicing Rules ,
Mortgages ,
No-Action Letters ,
OCC ,
RESPA ,
Swaps ,
Truth in Lending Act (TILA)
In This Issue:
- RECENT CASES
..Preemption
..CFPB Involvement in Litigation
..CFTC Regulation of Retail Commodity Transactions
..Durbin Amendment
..Appraiser Disclosure Requirements Under...more
5/30/2014
/ Arbitration ,
Arbitration Agreements ,
Banks ,
CFTC ,
Collateralized Debt Obligations ,
Collateralized Loan Obligations ,
Commodities ,
Commodity Pool ,
Consumer Financial Protection Bureau (CFPB) ,
Derivatives ,
Disclosure Requirements ,
Dodd-Frank ,
Durbin Amendment Rules ,
Fair Lending ,
FDCPA ,
Federal Reserve ,
Financial Products ,
Financial Regulatory Reform ,
Futures ,
Mortgages ,
Nonbank Firms ,
OCC ,
Payday Loans ,
Prepaid Payment Products ,
Qualified Mortgage Rule ,
Regulation Z ,
RESPA ,
Small Entity Compliance Guide ,
Swap Data Repositories ,
Swap Dealers ,
Swaps ,
Trust Preferred Securities ,
Truth in Lending Act (TILA) ,
Volcker Rule ,
Whistleblower Protection Policies ,
Whistleblowers
In This Issue:
- Recent Cases January Through March 2014
..Dodd-Frank Amendments to RESPA
..Dodd-Frank Prohibition on Arbitration Clauses
..Whistleblower Protection Under Dodd-Frank
- News &...more
3/27/2014
/ Arbitration ,
Arbitration Agreements ,
Banks ,
Community Banks ,
Consumer Financial Protection Bureau (CFPB) ,
Credit Reports ,
Debt Collection ,
Dodd-Frank ,
Fannie Mae ,
Financial Regulatory Reform ,
HUD ,
Money Transfer ,
Mortgages ,
RESPA ,
Stress Tests ,
Whistleblower Protection Policies ,
Whistleblowers
In This Issue:
- Recent Cases
..Dodd-Frank Prohibition on Arbitration
..Statutory Damages Under TILA
..Preemption
..Declaratory Relief
..HAMP Claims
..Constitutional Challenge to...more
11/25/2013
/ Arbitration ,
Automotive Loans ,
Cease and Desist ,
Consumer Financial Protection Bureau (CFPB) ,
Debt Collection ,
Declaratory Relief ,
Dodd-Frank ,
Elder Issues ,
HAMP ,
Mortgages ,
Preemption ,
Remittance Transfer Rule ,
RESPA ,
Richard Cordray ,
Truth in Lending Act (TILA) ,
Whistleblowers
In This Issue:
- Introduction
- Potential Litigation Exposure Under the New Mortgage Servicing Regulations Governing Responses to Borrower Inquiries
..Which of the New Servicing Regulations Governing Responses...more
11/8/2013
/ Borrowers ,
Consumer Financial Protection Bureau (CFPB) ,
Dodd-Frank ,
Dual Tracking Restrictions ,
FDCPA ,
Foreclosure ,
Loss Mitigation ,
Mortgage Loan Servicing Standards ,
Mortgages ,
RESPA ,
Truth in Lending Act (TILA)
In This Issue:
- Recent Cases
..CFPB Involvement in Litigation
..Say-On-Pay Voting
..Constitutional Challenges to Dodd-Frank
..TILA Rescission
..Dodd-Frank Amendment to the Securities and...more
9/24/2013
/ Basel Committee on Banking Supervision (BCBS) ,
CFTC ,
Consumer Financial Protection Bureau (CFPB) ,
Credit Cards ,
Derivatives ,
Dodd-Frank ,
Fair Housing Act (FHA) ,
Federal Reserve ,
Mortgages ,
OCC ,
Payroll Cards ,
Preemption ,
Prepaid Payment Products ,
Regulation E ,
Remittance Transfer Rule ,
Rescission ,
Say-on-Pay ,
Securities Exchange Act ,
Small Business ,
Swaps ,
Truth in Lending Act (TILA) ,
Volcker Rule
In This Issue:
- Recent Cases
..Dodd-Frank Act Amendments to RESPA
..Amendments to Preemption Standards
..Whistleblower Protection
..SEC Final Rule Pursuant to Dodd-Frank Act Vacated
...more
7/31/2013
/ Basel III ,
Consumer Financial Protection Bureau (CFPB) ,
Dodd-Frank ,
FDIC ,
Federal Reserve ,
Garnishment ,
Mortgages ,
New Regulations ,
Preemption ,
RESPA ,
Securities and Exchange Commission (SEC) ,
SIPA ,
Truth in Lending Act (TILA) ,
UDAAP ,
Whistleblowers
In This Issue:
- RECENT CASES
. Dodd-Frank Challenges Under the Administrative Procedure Act and Commodity Exchange Act
. Preemption
. Whistleblower Protection Under the Dodd-Frank Act
. Arbitration...more
1/25/2013
/ Administrative Procedure Act ,
Arbitration Agreements ,
Basel Committee on Banking Supervision (BCBS) ,
CFTC ,
Commodity Exchange Act (CEA) ,
Consumer Financial Protection Bureau (CFPB) ,
Dodd-Frank ,
Federal Reserve ,
Federal Trade Commission (FTC) ,
Higher-Priced Mortgage Loans ,
HOEPA ,
Mortgages ,
OCC ,
Preemption ,
Qualified Mortgage Rule ,
RESPA ,
Say-on-Pay ,
Securities and Exchange Commission (SEC) ,
Swaps ,
Whistleblowers
Few would dispute that the Dodd-Frank Wall Street Reform and Consumer Protection Act (Dodd-Frank Act or Act) has fundamentally altered the residential mortgage industry. Although the Act was passed just over three years ago,...more