Resellers in the Middle: Duties, Data, and Defenses Under the FCRA — FCRA Focus Podcast
Point-of-Sale Finance Series: Health Care Financing Compliance, Regulatory, and Privacy Pitfalls — Payments Pros – The Payments Law Podcast
Point-of-Sale Finance Series: Health Care Financing Compliance, Regulatory, and Privacy Pitfalls — The Consumer Finance Podcast
From Showroom to Server Room: AI in Auto Finance — Moving the Metal: The Auto Finance Podcast
Redlining Enforcement: Past and Future — The Consumer Finance Podcast
Podcast - Key Consumer Protection Issues in 2026
Navigate the Money Matrix in Our Upcoming Series: Privacy, Security, and AI Explained — The Consumer Finance Podcast
New Year, New Surprises? 2026 Resolutions for Dealers and Auto Finance Companies — Moving the Metal: The Auto Finance Podcast
5 Key Takeaways | The Essentials of Advertising Claims Substantiation
Podcast - La banca sin secretos: El reto del open finance
Electronic Funds Transfers Issues
The Trump Administration's Debanking Initiative: Risk Mitigation, Regulatory Deadlines, and Sanctions for Noncompliance — The Consumer Finance Podcast
12 Days of Regulatory Insights: Day 11 – FTC Enforcement Trends in a New Age — Regulatory Oversight Podcast
12 Days of Regulatory Insights: Day 10 – State AGs on Pricing and Renewals — Regulatory Oversight Podcast
Deck the Halls, Not the Trade Lines: Auto Fraud Talk — Moving the Metal: The Auto Finance Podcast
12 Days of Regulatory Insights: Day 7 – Tobacco and Nicotine Regulatory Roundup — Regulatory Oversight Podcast
The Privacy Insider Podcast Episode 20: Privacy, Power, and the Algorithmic Workplace with Matthew Scherer of the Center for Democracy & Technology
Point-of-Sale Finance Series: The Holder Rule at 50 — The Consumer Finance Podcast
Inside the Homebuyers Privacy Protection Act: A Conversation With the Mortgage Bankers Association — FCRA Focus Podcast
12 Days of Regulatory Insights: Day 3 – How the BBB Shapes Regulatory Outcomes — Regulatory Oversight Podcast
On November 10, 2025, New York’s Algorithmic Pricing Disclosure Act, N.Y. Gen. Bus. Law § 349-a, took effect. The act survived a First Amendment challenge, becoming the first enacted statute of its kind....more
Washington and New Jersey have finalized new regulations that add to the list of state restrictions and reporting requirements addressing per- and polyfluoroalkyl substances (“PFAS”)—so-called “forever chemicals”—in consumer...more
As 2026 kicks into high gear, all signs point to another year of jaw-dropping headlines as federal financial regulators move swiftly to implement many of the policy changes found in executive orders and other directives...more
Markets have continued to observe the rapid growth of fiat-backed stablecoins, with the U.S. dollar-denominated stablecoin market reaching $225 billion and commentators estimating that number could reach up to $750 billion...more
In Florida’s 2026 legislative session, both chambers will consider bills that would impose strict requirements for caller identification on businesses. The bills target both telecommunications companies and the callers....more
On December 17, 2025, a coalition of ten state attorneys general announced a $4.25 million settlement with Menards, the third-largest home improvement chain, resolving allegations that the company deceptively marketed its...more
The Department of Justice (DOJ) recently filed a civil enforcement action against industrial tool manufacturer Stanley Black & Decker, Inc. that provides an early look at how consumer product safety cases will be handled...more
On January 12, the California Department of Financial Protection and Innovation (DFPI) issued a second invitation for comments on potential regulations under the California Consumer Financial Protection Law (CCFPL) that would...more
A class action lawsuit against J.M. Smucker Co. filed in California federal court is nearing certification. Plaintiffs allege Smucker failed to warn consumers of potential risks associated with per- and polyfluoroalkyl...more
To ring in the new year, New Jersey became the latest state to enact legislation banning intentionally-added PFAS in certain consumer products. In the final days of his term, Governor Murphy signed into law the Protecting...more
In early 2024, the UK Financial Conduct Authority (FCA) announced that it intended to make it easier for itself to publish the names of firms under investigation. This led to market-wide uproar as well as criticism in...more
As organizations across the country adapt to an ever-changing digital environment, 2025 brought a wave of important updates in data privacy and cybersecurity at both the federal and state levels. New and amended state laws,...more
On January 5, 2026, Colorado Attorney General (AG) Phil Weiser announced that MC Global Holdings and affiliated persons and entities (collectively, MC) had been fined for allegedly violating the terms of a May 2025 assurance...more
The EU Cyber Resilience Act (“CRA”) establishes mandatory cybersecurity requirements for most hardware and software products made available on the EU market. While the CRA's date of full application (11 December 2027) is...more
Scrutiny of European Union's dependence on non-European cloud services is intensifying amid geopolitical tensions and rising cyber risk. U.S. hyperscalers control more than 70% of the EU cloud market, while European...more
What Businesses Need to Know - Contrary to the expectations of many in the privacy field, no new state-level data privacy laws were passed in 2025. As we enter 2026, however, several laws that were passed in 2024, along...more
In September 2025 – with little fanfare – the Consumer Protection Branch (CPB or the branch), an influential arm of the U.S. Department of Justice (DOJ), was dissolved and its functions divided between the DOJ's Criminal and...more
In this article, we share a timeline of monthly "bites" for the past year applicable to Payments....more
As noted in last week’s post, privacy risk assessments are now required in several states. Of the 19 U.S. states with comprehensive consumer data privacy laws, all but two mandate that businesses conduct privacy risk...more
In this article, we share a timeline of monthly "bites" for the past year applicable to student lending....more
Colorado hospitality businesses are now operating under Colorado House Bill 25-1090, the “Protections Against Deceptive Pricing Practices” law, which took effect on Jan. 1st. The law doesn’t specifically define “junk fees,”...more
The CFPB, under former Director Rohit Chopra, regularly engaged in regulatory overreach, the Bureau’s current leadership said in its semi-annual report, covering the period from April 1- September 30, 2024. “As indicated...more
New York Governor Kathy Hochul recently signed the Consumer Litigation Funding Act (the Act) into law, significantly expanding state regulation of consumer litigation funding. The Act requires plain language contracts that...more
In this episode of FCRA Focus, host Dave Gettings is joined by Troutman colleagues Cindy Hanson and Noah DiPasquale for a deep dive into reseller litigation under the Fair Credit Reporting Act. The trio breaks down what a...more
New York AG Scrutinizes Instacart's Algorithmic Pricing Practices - On January 8, 2026, the New York Attorney General's Office sent a formal information request to Instacart seeking details about its pricing practices and...more
