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Read Consumer Protection updates, news, and legal commentary from leading lawyers and law firms:
Sheppard Mullin Richter & Hampton LLP

Delaware Bans Medical Debt from Consumer Credit Reports

On October 27, 2025, amendments to Delaware’s Medical Debt Protection Act took effect, establishing a total ban on the inclusion of medical debt in consumer credit reports. The amendments, enacted through Senate Substitute 1...more

Sheppard Mullin Richter & Hampton LLP

DFPI Fines Kiosk Operator $675,000 for Alleged Violations of the Digital Financial Assets Law

On October 30, the California DFPI announced a consent order against a Nevada-based crypto kiosk operator for alleged violations of the Digital Financial Assets Law and the California Consumer Financial Protection Law. The...more

Sheppard Mullin Richter & Hampton LLP

Federal Court Halts Implementation of CFPB’s Open Banking Rule

On October 29, the U.S. District Court for the Eastern District of Kentucky granted a preliminary injunction prohibiting the Consumer Financial Protection Bureau from enforcing its Personal Financial Data Rights Rule, also...more

Sheppard Mullin Richter & Hampton LLP

Oklahoma Issues Memo Detailing New Digital Asset Kiosk Licensing Requirements

On October 15, the Oklahoma State Banking Department issued a memo detailing new licensing and compliance obligations for digital kiosk operators. The memo details the requirements under Senate Bill 1083, enacted in May under...more

Sheppard Mullin Richter & Hampton LLP

West Virginia Federal Court Certifies Class Action Challenging “Pay-to-Pay” Fees

On November 3, the U.S. District Court for the Northern District of West Virginia granted class certification certified a statewide class of borrowers challenging a credit union’s alleged assessment of unauthorized...more

Freeman Mathis & Gary

AI-powered cyber threats: What everyone needs to know

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A new report from Anthropic, a leading Artificial Intelligence (AI) company, highlights a troubling development in the cybersecurity landscape: threat actors are now using AI to automate nearly every step of a cyber extortion...more

Loeb & Loeb LLP

For Advertisers, Claiming Comparative Environmental Benefits Can be Toxic

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While advertisers are awaiting the Federal Trade Commission's revisions to the Green Guides, the National Advertising Division (NAD) of BBB National Programs continues to review environmental advertising claims through its...more

Smart & Biggar

Canadian-inspired branding: what’s it all mean, eh?

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“Maple washing” and “maple glazing” are buzzwords gaining traction online and in the news, reflecting a rise in Canadian-inspired marketing of a wide variety of goods and services across the country....more

Jones Day

New ECB Guide on Outsourcing Cloud Services to Cloud Service Providers

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On 16 July 2025, the European Central Bank ("ECB") published a non-binding Guide clarifying supervisory expectations for institutions outsourcing cloud services....more

Ballard Spahr LLP

Gould says OCC will take steps to promote federal preemption

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Comptroller of the Currency Joseph Gould is vowing that his agency will take a variety of steps to promote federal preemption. Speaking as part of a fireside chat at the Clearing House’s annual conference, Gould said that...more

McCarter & English, LLP

Keeping the Lights On: Cybersecurity & Data Privacy Concerns in the Commercial Real Estate Industry

Cybersecurity and data privacy matters impact everything around us, including our physical space. Commercial real estate space represents a large part of every city across the globe, whether it is owned or leased. What would...more

Cozen O'Connor

Democratic AGs Take Issue with DOL’s Risky Reinterpretation of General Duty Clause

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Illinois AG Kwame Raoul co-led a group of 11 Democratic AGs and three state labor departments in submitting a letter opposing a U.S. Department of Labor (DOL) proposed rule that would limit the Occupational Safety and Health...more

Troutman Pepper Locke

State AGs Seek Federal Ban on Intoxicating Hemp-Derived THC Products

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The Agriculture Improvement Act of 2018 (the 2018 Farm Bill) legalized industrial hemp for commercial use to support American farmers and create a regulated industrial hemp market. The 2018 Farm Bill defined “hemp” as “the...more

Morrison & Foerster LLP - Social Media

Social Links: Robots, Rewinds, and a Rocky Mountain High

A new bipartisan bill introduced in the U.S. Senate would make it illegal for minors to use “companion” AI chatbots, with criminal penalties for systems that engage children in sexual or self-harm discussions. Dubbed the...more

Cozen O'Connor

NJ AG Shuts the Door on Predatory Homeowner Contracts

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New Jersey AG Matthew J. Platkin and the Division of Consumer Affairs announced a $2.8 million settlement with MV Realty PBC, LLC and affiliates (collectively, “MV Realty”), resolving a 2023 lawsuit alleging that the company...more

Katten Muchin Rosenman LLP

Are You Using 'Finfluencers': Practical Guidance for CFTC-Registered Derivatives Intermediaries and Exchanges

Retail participation in futures, forex and swaps has accelerated markedly in recent years, propelled by low-cost access, mobile platforms and growing interest in crypto-referenced instruments, event contracts and micro-sized...more

Blake, Cassels & Graydon LLP

2025 Federal Budget: Financial Sector Highlights

On November 4, 2025, Canada’s newly elected federal government released its first budget, Budget 2025: Building Canada Strong (Budget 2025). Focusing on increasing competition and supporting innovation, Budget 2025...more

Lasher Holzapfel Sperry & Ebberson PLLC

AI-Powered Scams Are on the Rise: What You Need to Know and How to Protect Yourself

Artificial intelligence (“AI”) continues to transform society in ways beyond imagination. It is rapidly becoming clear that AI pervades every aspect of society, and criminal activity has been no exception. AI is now...more

Kelley Drye & Warren LLP

34 State AGs Settle UDAP Autorenewal Allegations Against ​“JustFab” Subscriptions

Last month, a group of 34 state attorneys general—led by D.C, Maryland, Pennsylvania, and Texas—settled with TFG Holdings, a company known for brands such as JustFab and Shoedazzle, concerning its subscription practices. The...more

Stikeman Elliott LLP

Federal Government’s 2025 Budget Announces Further Changes to Greenwashing Rules under the Competition Act

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On November 4, 2025, the federal government published its 2025 budget, including plans to remove the requirement for companies to substantiate environmental benefit claims using internationally recognized methodologies, and...more

Ballard Spahr LLP

Judge delays effective dates of CFPB’s open banking rule

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A federal judge has issued an injunction delaying the compliance dates of the CFPB’s open banking rule (“Rule”)....more

Hogan Lovells

BNPL: UK government lays SI exempting domestic premises suppliers from BNPL credit broking rules

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On 4 November 2025, the government laid the Financial Services and Markets Act 2000 (Regulated Activities etc.) (Amendment) (No. 2) Order 2025 (Amendment Order), introducing an exemption for domestic premises suppliers from...more

Troutman Pepper Locke

Justices’ Age Verification Ruling May Lead To More State Laws

Troutman Pepper Locke on

The digital age presents a complex challenge: protecting children online while also allowing free speech to continue to be a thriving marketplace of ideas. Originally published in Law360 - August 4, 2025....more

Bradley Arant Boult Cummings LLP

Florida Becomes Battleground for Text Messaging TCPA Arguments

In the wild new world of TCPA litigation following the end of binding deference to the Federal Communications Commission (FCC), one of the more salient questions is whether the Do-Not-Call (DNC) Registry’s protections extend...more

Venable LLP

FTC’s Melissa Holyoak Outlines Consumer Protection Focus at ANA Advertising Law Conference

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In her remarks at this year’s ANA Masters of Advertising Law Conference, Commissioner Melissa Holyoak of the Federal Trade Commission (FTC) emphasized three areas where the agency is focusing its consumer protection...more

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