The Debanking Debate: Regulators, Risk, and Reality for Payments — The Consumer Finance Podcast
Nationwide Shifts in Background Checks: New York’s Credit Ban, Virginia's Sealed Records Law, and Federal FCRA Reform — FCRA Focus Podcast
No Password Required: Former Navy Cyber Targeteer Fueled by Metal Music
The Debanking Debate: Regulators, Risk, and Reality for Payments — Payments Pros – The Payments Law Podcast
Colorado's New ADMT Act: Repeal of the 2024 AI Law, Expanded Coverage, and What It Means for Financial Services — The Consumer Finance Podcast
Kicking the Tires on Kentucky: SB 158 and the Add-On Product Revolution — Moving the Metal: The Auto Finance Podcast
Fraud on the Front Line: How Dealers Are Fighting Emerging Auto Finance Scams — Moving the Metal: The Auto Finance Podcast
CFPB's Reg B Final Rule: Disparate Impact Liability Out, Discouragement Standard Narrowed, and SPCPs in the Crosshairs — The Consumer Finance Podcast
Why the Consumer Reporting System Is So Important — The Consumer Finance Podcast
JONES DAY TALKS®: Why Clients Need a Global Class Actions Defence Team
Point-of-Sale Finance Series: Evolving Collection Rules Impacting Creditors — Payments Pros – The Payments Law Podcast
Point-of-Sale Finance Series: Getting E-SIGN and UETA Right in Electronic Contracting — The Consumer Finance Podcast
Charting a Course for Collections: Diagnosing Compliance and Privacy Risks in Medical Debt — The Consumer Finance Podcast
Price Tags and Pitfalls: Inside the FTC–Maryland Dealer Smackdown — Moving the Metal: The Auto Finance Podcast
Bankruptcy 101 for Consumer Creditors: Automatic Stays, Discharge Injunctions, and Common Pitfalls — The Consumer Finance Podcast
Point-of-Sale Finance Series: Fair Lending Risks at the Checkout Counter — Payments Pros – The Payments Law Podcast
Point-of-Sale Finance Series: Evolving Collection Rules Impacting Creditors — The Consumer Finance Podcast
Auto Finance Year in Review, Part 2: Security Clearances, Supervisory Lines, and Connected Cars — Moving the Metal: The Auto Finance Podcast
Point-of-Sale Finance Series: Fair Lending Risks at the Checkout Counter — The Consumer Finance Podcast
Podcast - The FTC and Consumer Online Transactions
A set of nonprofit and for-profit organizations filed suit against the Consumer Financial Protection Bureau (“CFPB”) and its Acting Director Russell Vought, asking the court to vacate the CFPB’s final rule amending the...more
As laws and market expectations regarding AI continue to evolve, so do contracting considerations associated with AI-enabled products and services. While contract language permitting vendors to use customer data for...more
As states continue to debate and pass AI regulation, Connecticut has adopted a targeted approach—imposing requirements for certain high-risk uses rather than establishing a comprehensive governance regime. Connecticut...more
On May 19, the FTC announced that the U.S. District Court for the District of Nevada held a payment processor and two of its executives in civil contempt for allegedly violating a 2015 order governing the company’s payment...more
Here are curated AG and federal regulatory news stories highlighting key areas in which state and federal regulators’ decisions are having an impact across the US: • Florida AG Sues OpenAI Over ChatGPT Safety Claims •...more
During the recent oral arguments in Chatrie v. United States, the Supreme Court Justices sounded almost as fractured as the Fourth Circuit's en banc panel over how the Fourth Amendment applies to law enforcement's use of...more
The ringless voicemail nightmare continues for TCPA defendants. For years the purveyors of Ringless Voicemail solutions came to market arguing voicemails were not subject to the TCPA. They even had white papers from less...more
The North American Securities Administrators Association (NASAA) adopted its Model Franchise Broker Registration Act (the “Model Act”) last month. This warrants close attention from any franchisor that relies on third-party...more
On May 20, Vermont Governor Phil Scott signed H.385 into law, establishing protections and remedies for victims of “coerced debt” and authorizing banks and credit unions to take protective action against suspected financial...more
Competition and consumer enforcers across Asia-Pacific are increasing their focus on "dark patterns," online design techniques that lead users to make unintended decisions. The trend is moving beyond privacy and misleading...more
Have you ever talked to your friends about something only to see an ad for it appear on your phone a moment later? Like maybe you were talking about Kelley Drye and a moment later saw this post announcing that more than 25 of...more
This update provides information about party filings with the district court and parallel rulemaking efforts by the U.S. Department of Agriculture’s (USDA) Agricultural Marketing Service (AMS), which provide potential insight...more
UK Payments Initiative Ltd (UKPI) has announced the launch of a new industry-led payment scheme designed to support scalable account‑to‑account payments using open banking. The scheme supports the ambitions set out in the UK...more
On May 19, 2026, the Superior Court of California, County of Los Angeles, granted summary judgment in favor of Opportunity Financial, LLC ("OppFi") in its dispute with Clothilde Hewlett, in her official capacity as...more
When the Pennsylvania Supreme Court vacated the Superior Court’s en banc decision in Chilutti v. Uber Technologies, Inc., businesses may have hoped that Pennsylvania’s unusually strict approach to online arbitration...more
California has long been one of the most influential consumer protection jurisdictions in the country. Governor Gavin Newsom's appointment of former Consumer Financial Protection Bureau (CFPB) Director and Federal Trade...more
Vermont recently passed a major update to its data broker law (HB 211), joining California and Texas as one of the few states with privacy laws targeting businesses that collect and sell consumer data. Here’s what businesses...more
No enforcement action. No consent order. No settlement. No public allegation of wrongdoing. No announced violation of law. Yet a federal financial regulator recently chose to publicly discuss a matter involving...more
Over the last few years, the plaintiffs’ bar has frequently cited businesses’ use of session replay code (SRC) on websites as one basis for the flood of website tracking litigation against businesses across the country. SRCs...more
On May 13, the U.S. District Court for the Northern District of Florida granted summary judgment in favor of a debt collector, holding that the FDCPA permits a debt collector to send required validation disclosures under 15...more
Picture if you will a quiet Texas home. It’s unremarkable, cozy, and most importantly for the purposes of this article, insured. All is well at this humble domicile until disaster strikes in one of the many forms that the...more
Wellness-forward marketing is under attack. The growing wave of ingredient-level challenges to these marketing claims begs the question: how many of these claims are truly viable and under what circumstances?...more
Consumer litigation activity moved higher across the board in April 2026, with WebRecon’s latest data showing the first month since March 2025 in which all three of the leading consumer protection statutes increased at the...more
Summary: Governor Jared Polis has signed SB 26-189 (the Automated Decision-Making Technology Act), a comprehensive rewrite of Colorado's landmark AI Act that will take effect on January 1, 2027. The new law replaces the...more
Connecticut Governor Ned Lamont has signed Senate Bill 4 into law, making major changes to the Connecticut Data Privacy Act (CTDPA). Together, these updates represent some of the most significant changes to the CTDPA since it...more
