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Read Consumer Protection updates, news, and legal commentary from leading lawyers and law firms:
Hogan Lovells

UK Insurance Horizon Scanner - January 2025

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DATE DETAILS 1 January Critical third parties: Final rules and policy on critical third parties set out in the joint policy statement of the PRA and FCA (PS16/24 and PS24/16) came into effect. Certain requirements are subject...more

Hudson Cook, LLP

CFPB Fines National Bank and Bank Holding Company for Alleged Violations of the CFPA, TISA, and Regulation DD in Connection with...

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On January 14, 2025, the CFPB filed a lawsuit against the Bank, alleging violations of the CFPA, TISA, and its implementing Regulation DD. The lawsuit alleges that the Bank deceived customers who were enrolled in the Bank's...more

Venable LLP

Fast VAST Update: Federal Court Declines to Stay FTC Negative Option Rule During Challenge

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Last Friday in a 2-1 order, the Eighth Circuit Court of Appeals rejected an initial challenge to the Federal Trade Commission’s (FTC) Negative Option Rule. The challengers had asked the court to stay the Rule from taking...more

WilmerHale

Texas AG Brings First Ever Lawsuit Under a State Comprehensive Privacy Law

WilmerHale on

On January 13, 2025, the Texas Attorney General (AG) announced a lawsuit against insurance company Allstate, and its subsidiary, Arity, for allegedly collecting, using and selling the geolocation and movement of Texan...more

Hogan Lovells

FDA Issues Proposed Rule on Front-of-Package Nutrition Labeling

Hogan Lovells on

On January 14, 2025, the U.S. Food and Drug Administration (FDA) issued its proposed rule on front-of-package nutrition labeling (FOPNL). With certain exemptions, the proposed rule would require food products to display an...more

Orrick, Herrington & Sutcliffe LLP

CFPB announces March 30 compliance date for “payday” lending rule

In a blog post published on January 10, the CFPB announced that its 2017 payday lending rule would go into effect on March 30 after conclusion of litigation regarding the rule, which sought to block implementation of the...more

Troutman Pepper Locke

CFPB Highlights Fair Lending Risks in Advanced Credit Scoring Models

Troutman Pepper Locke on

Last week, the Consumer Financial Protection Bureau (CFPB or Bureau) released its latest Supervisory Highlights report, focusing on the use of advanced technologies in credit scoring models. ...more

Orrick, Herrington & Sutcliffe LLP

CFPB requests information on language access in consumer finance

On January 15, the CFPB published a blog post after engaging with industry associations, financial service providers, and stakeholders to understand how financial institutions are serving consumers with limited English...more

Awatif Mohammad Shoqi Advocates & Legal...

Children in Public Transport

Affordable and safe public transport is an important requirement for the smooth functioning of daily life in any country. Dubai in particular stands out with an array of public transport available to choose from. Although the...more

Axinn, Veltrop & Harkrider LLP

FTC and State AGs File “Right to Repair” Lawsuit Against Deere & Co.

Last week, the FTC and the Illinois and Minnesota Attorneys General brought suit against Deere & Company (Deere) challenging allegedly unfair equipment repair restrictions, which they claim resulted in higher equipment repair...more

Holland & Knight LLP

The FTC Takes Action Against Grubhub

Holland & Knight LLP on

In the 54th episode of his "Clearly Conspicuous" podcast series, consumer protection attorney Anthony DiResta discusses significant regulatory actions taken against Grubhub by the Federal Trade Commission (FTC) and Illinois...more

Allen Matkins

Has California Imposed Nationwide Price Controls?

Allen Matkins on

On January 7, 2025, Governor Newsom proclaimed a State of Emergency in Los Angeles and Ventura Counties due to the fire in the Pacific Palisades and windstorm.  This proclamation triggered price the application of California...more

Mitratech Holdings, Inc

Common Background Screening Mistakes

Did you know that 94% of companies perform background checks? Of those, almost all are criminal record checks, fingerprinting, and verifications. But is that the right approach? And with so many people doing them, it should...more

White and Williams LLP

Consumer Product Safety Commission Recalls

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In subrogation cases where the insured’s damages were caused by a defective product, the fact that the product at issue is or was subject to a recall announced by the Consumer Product Safety Commission (CPSC) may help to...more

Epstein Becker & Green

States Ring in the New Year with Proposed AI Legislation

Epstein Becker & Green on

As we enter 2025, the rapid growth of artificial intelligence (AI) presents both transformative opportunities and pressing legal challenges, particularly in the workplace....more

DLA Piper

EU: DLA Piper GDPR Fines and Data Breach Survey: January 2025

DLA Piper on

The seventh annual edition of DLA Piper’s GDPR Fines and Data Breach Survey has revealed another significant year in data privacy enforcement, with an aggregate total of EUR1.2 billion (USD1.26 billion/GBP996 million) in...more

Troutman Pepper Locke

NCUA Releases its 2025 Supervisory Priorities

Troutman Pepper Locke on

On January 7, the National Credit Union Administration (NCUA) released its supervisory priorities for 2025, outlining the key areas of focus for federally insured credit unions. This guidance is crucial for credit unions as...more

Venable LLP

Welcome to the New Federal Trade Commission! But First, a Look Back at FTC Rulemaking

Venable LLP on

With the Biden-Harris administration and Federal Trade Commission (FTC) Chair Lina Khan tenures now completed, we take a look back at the mountain of rulemaking carried out over the last few years. Khan’s ambitious agenda led...more

Brownstein Hyatt Farber Schreck

CFPB Urges States to Enact Consumer Protections

CFPB Urges States to Enact Consumer Protections Last week, the Consumer Financial Protection Bureau (CFPB) issued a report in tandem with a new initiative aimed at pushing an increased number and widening the scope of...more

Fox Rothschild LLP

What Is the Status of the Texas Privacy Act?

Fox Rothschild LLP on

The old saying goes, “Don’t mess with Texas.” The same can be said of the Texas Privacy Act. The Texas Department of Information Resources recently issued an implementation status for the act....more

Dunlap Bennett & Ludwig PLLC

How the FTC’s “Click to Cancel” Rule Will Impact Your Subscriptions

The days of jumping through hoops just to cancel a subscription or membership will soon be no more. A recent rule adopted by the Federal Trade Commission (“FTC”) will go into effect in April 2025 imposing new requirements...more

Davis Wright Tremaine LLP

Stay ADvised: 2025, Issue 2

"Seek" and You Shall Find … That the FTC Is Closely Watching Potentially Deceptive Claims Designed To Entice Small Businesses - The FTC alleges that a company marketing itself as a leading provider of startup business...more

Davis Wright Tremaine LLP

Stay ADvised: 2025, Issue 1

Survey Says … NAD Finds Realtor.com Claims Supported by Survey Despite Industry Changes - The National Advertising Division (NAD) recently weighed in on the question of whether recent changes in the real estate industry...more

Orrick, Herrington & Sutcliffe LLP

CFPB issues report on home equity contracts

On January 15, the CFPB published a report focusing on the home equity contracts, also known as home equity investments (HEIs). As described by the CFPB, these financial products allow homeowners to receive an upfront payment...more

Orrick, Herrington & Sutcliffe LLP

CFPB issues new proposal to ban certain financial contract terms

On January 13, the CFPB proposed a new rule to ban large banks and consumer finance companies from using certain contractual provisions in agreements with consumers under Regulation AA. The CFPB’s proposal warns against the...more

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