News & Analysis as of

Finance & Banking law-news Tax

Read Finance & Banking Law updates, alerts, news, and legal analysis from leading lawyers and law firms:
Orrick, Herrington & Sutcliffe LLP

GAO report highlights FHLBanks’ lending linked to positive outcomes for small banks

Recently, GAO released a report to the U.S. House Committee on Financial Services examining the role of the FHLBank system during recent periods of financial stress. The report found that, as of June 2025, 93 percent of U.S....more

Orrick, Herrington & Sutcliffe LLP

Federal Issues, GAO, Report, FHLBanks, FHFA, Loans

Recently, the CFPB released its Semi-Annual Report to Congress, covering activities during the tenure of former CFPB Director Chopra from April 1 through September 30, 2024, unless otherwise noted. On complaints, the CFPB...more

Orrick, Herrington & Sutcliffe LLP

Congressional Research Service publishes overview of federal student loan origination fees

On January 9, the Congressional Research Service (CRS) published an overview examining the history and legislative evolution of federal student loan origination fees. The article provided that the U.S. Secretary of Education...more

Orrick, Herrington & Sutcliffe LLP

U.S. Senate confirms new leadership chairs at FDIC and CFTC

Recently, the U.S. Senate confirmed new chairs for the FDIC and CFTC as part of a group of government nominations approved by Senate resolution. On January 13, Acting Chairman Travis Hill was sworn in as the 23rd chairman of...more

Orrick, Herrington & Sutcliffe LLP

CFPB reports record number of complaints on student loans

On January 9, the CFPB released its 2025 Private Education Loan Ombudsman Annual Report analyzing consumer complaints on both private and federal student loans from July 1, 2024, through June 30, 2025. During this period, the...more

Orrick, Herrington & Sutcliffe LLP

OCC moves to raise asset threshold for heightened oversight from $50B to $700B

On December 23, the OCC issued and requested public comment on a proposed rule that would raise the asset threshold for its heightened standards guidelines, increasing the minimum threshold from $50 billion to $700 billion in...more

Orrick, Herrington & Sutcliffe LLP

NCUA publishes list of federal resources for credit unions using AI

Recently, the NCUA published a list of resources aimed toward guiding credit unions implementing AI or partnering with AI third-party vendors. The publication noted that while AI presented significant opportunities for...more

Morgan Lewis

An Antitrust Primer for Companies Innovating with Digital Assets

Morgan Lewis on

As stablecoins, cryptocurrencies, and other digital assets continue to play a growing role in the global financial system, and as aspects of the GENIUS Act begin to go into effect, companies contemplating their use should...more

Orrick, Herrington & Sutcliffe LLP

NCUA announces third round of deregulatory proposals in ongoing ‘deregulation project’

On January 13, the NCUA announced a third round of proposed regulatory changes under its “deregulation project,” an ongoing initiative aimed at easing regulatory burdens and eliminating requirements for federal credit unions...more

Orrick, Herrington & Sutcliffe LLP

HUD moves to eliminate disparate impact rules under Fair Housing Act

On January 14, HUD proposed a rule to rescind its regulations addressing disparate impact liability under the Fair Housing Act. The agency explained that questions about whether a housing practice has an unjustified...more

Hogan Lovells

UK cryptoassets regulation: What firms need to know and why early action matters

Hogan Lovells on

On 15 December 2025, the UK government laid before Parliament the draft Financial Services and Markets Act 2000 (Cryptoassets) Regulations 2025. This landmark legislation, together with the FCA's messaging, signals a major...more

Orrick, Herrington & Sutcliffe LLP

Banking regulators report no material differences in accounting and capital standards

On January 15, the OCC, the Fed, and the FDIC submitted in the Federal Register a joint report to congressional committees stating that, as of September 30, 2025, they had not identified any material differences among their...more

Orrick, Herrington & Sutcliffe LLP

CFPB publishes updates on collected data for mortgage registry checks

On January 15, the CFPB published in the Federal Register a notice related to the Nationwide Mortgage Licensing System and Registry, which allows mortgage loan originators employed by a federal agency to register and submit...more

Orrick, Herrington & Sutcliffe LLP

CFPB receives rulemaking petition to remove Regulation C

On January 12, the CFPB received a petition from a nonprofit law firm urging the Bureau to rescind Regulation C, 12 C.F.R. § 1003, and Appendix B to Part 1003. ...more

Mayer Brown

UK HMRC Pauses Concession on Failures to Withhold Tax on Interest Payments

Mayer Brown on

1. WHAT HAPPENED? HM Revenue & Customs (HMRC) has paused operation of its long‑standing practice under which, where UK‑source yearly interest was paid gross to a treaty-entitled overseas lender before HMRC clearance was...more

Orrick, Herrington & Sutcliffe LLP

Court approves joint Massachusetts and CFPB settlement with credit-repair firm

Recently, the CFPB announced that it entered a stipulated final judgment and order with the Commonwealth of Massachusetts against a national credit-repair company and its owner in the U.S. District Court for the District of...more

Hogan Lovells

Hogan Lovells UK cryptoasset regime roundtable key takeaways

Hogan Lovells on

On 14 January 2026, the Hogan Lovells Digital Assets and Blockchain practice hosted a half‑day roundtable event for clients to discuss the FCA's trio of consultation papers: Consultation Paper 25/40 on Regulating Cryptoasset...more

Orrick, Herrington & Sutcliffe LLP

Eleventh Circuit rules in favor of FTC against ‘deceptive’ company

On January 6, the U.S. Court of Appeals for the 11th Circuit opined that a corporate payments company and its CEO must obey an FTC enforcement order. The appellate court affirmed the lower court’s grant of summary judgment...more

Orrick, Herrington & Sutcliffe LLP

OCC proposes rule to clarify national trust bank chartering authority

On January 8, the OCC announced it had issued an NPRM in the Federal Register to clarify its purported “longstanding authority” to charter national banks limited to the operations of trust companies and related activities....more

Orrick, Herrington & Sutcliffe LLP

Treasury issues proposed revisions to the ‘Treasury Offset Program’

On December 23, the Treasury issued an NPRM in the Federal Register titled “Debt Collection Authorities Under the Debt Collection Improvement Act of 1996” proposing to revise regulations governing the Treasury Offset Program...more

Orrick, Herrington & Sutcliffe LLP

CFPB and DOJ withdraw ECOA guidance on immigration status in credit decisions

On January 12, the CFPB in conjunction with DOJ announced the withdrawal of a joint statement that previously cautioned lenders about the risks of considering a credit applicant’s immigration or citizenship status under the...more

BCLP

The New UK Prospectus Rules: What DCM Issuers Need to Know in 2026

BCLP on

With much anticipation, the reforms to the prospectus requirements for public offers of bonds in the UK came into force on 19 January 2026 when the UK Prospectus Regulation was revoked and replaced by the new regulatory...more

A&O Shearman

Beneficial Ownership Register: New Access Rules Enter Into Force

A&O Shearman on

On January 9, 2026, Legislative Decree No. 210 of December 31, 2025 entered into force, amending and supplementing Legislative Decree No. 231/2007 (the “AML Decree”), the cornerstone of Italy’s anti-money-laundering and...more

McGuireWoods LLP

Healthcare & Life Sciences Private Equity Deal Tracker: WindRose Invests in Avalon Healthcare

McGuireWoods LLP on

WindRose Health Investors has announced an investment in Avalon Healthcare Solutions. Avalon, founded in 2013 and based in Tampa, Florida, is a healthcare technology company that manages the appropriate use of routine...more

White & Case LLP

New NPL Investment Opportunities Emerge As Market Shifts

White & Case LLP on

Europe’s non-performing loan (NPL) market is evolving, as shifts in global trade policy and sector-specific headwinds change the dynamics that have driven NPL deals over the past 10 years. The most recent Risk Assessment...more

120,556 Results
 / 
View per page
Page: of 4,823

"My best business intelligence, in one easy email…"

Your first step to building a free, personalized, morning email brief covering pertinent authors and topics on JD Supra:
*By using the service, you signify your acceptance of JD Supra's Privacy Policy.
- hide
- hide