En febrero de 2024, el Tesoro de los Estados Unidos publicó la Evaluación Nacional de Riesgo de Lavado de Dinero (NMLRA) de 2024, que examina el entorno actual de lavado de dinero e identifica las formas en que los...more
On February 2024, the U.S. Treasury released the 2024 National Money Laundering Risk Assessment (NMLRA) which examines the current money laundering environment and identifies the ways in which criminals and other actors seek...more
3/13/2024
/ FBI ,
Fraud ,
Healthcare ,
Investment ,
Money Laundering ,
Ponzi Scheme ,
Popular ,
Scams ,
Telemedicine ,
U.S. Treasury ,
Virtual Currency
El 02/23/24, el Grupo de Acción Financiera Internacional (GAFI o “FATF”), una entidad intergubernamental independiente que desarrolla políticas para la protección de nuestro sistema financiero global contra el lavado de...more
3/6/2024
/ AML/CFT ,
Anti-Money Laundering ,
Beneficial Owner ,
Corporate Transparency Act ,
FATF ,
FinCEN ,
Foreign Investment ,
Money Laundering ,
Real Estate Transactions ,
Terrorist Financing Regulations ,
Transparency ,
U.S. Treasury
On 2/23/24, the Financial Action Task Force (FATF), an independent inter-governmental entity that develops policies for protection of our global financial system from money laundering, terrorist financing and financing of...more
3/6/2024
/ AML/CFT ,
Anti-Money Laundering ,
Beneficial Owner ,
Corporate Transparency Act ,
FATF ,
FinCEN ,
Foreign Investment ,
Money Laundering ,
Real Estate Transactions ,
Terrorist Financing Regulations ,
Transparency ,
U.S. Treasury
El 3/11/22, el IRS-CI (Investigación Criminal del IRS) publicó su Reporte del Año Fiscal 2022 que destaca más de 2550 investigaciones criminales, una tasa de condena del 90%; acciones de cumplimiento enfocadas en el fraude...more
On 11/3/22, IRS-CI (IRS Criminal Investigation) released it FY2022 Annual Report highlighting more than 2,550 investigations, 90% conviction rate; enforcement actions focused on tax fraud, money laundering, cybercrimes, and...more
The Financial Action Task Force (FATF) is an independent inter-governmental entity that develops policies for protection of our global financial system from money laundering, terrorist financing and financing of weapons of...more
For the first time, a bipartisan group of U.S. lawmakers has proposed legislation that would require trust companies, lawyers, accountants, notaries, real estate agents, dealers in precious metals and stones, art dealers,...more
12/14/2021
/ Anti-Money Laundering ,
Financial Regulatory Reform ,
Financial Services Industry ,
High Net-Worth ,
Money Laundering ,
Offshore Funds ,
Pandora Papers ,
Popular ,
Proposed Legislation ,
Tax Evasion ,
White Collar Crimes
El 9 de abril de 2021, las agencias reguladoras bancarias federales (la Reserva Federal, “FDIC” y “OCC”) junto con FinCEN y la Administración Nacional de Cooperativas de Crédito emitieron una declaración conjunta que aborda...more
On April 9, 2021, the federal banking regulatory agencies (the Federal Reserve, FDIC and OCC) together with FinCEN and the National Credit Union Administration issued a joint statement addressing how risk management...more
5/6/2021
/ Bank Secrecy Act ,
Banks ,
BSA/AML ,
Cooperative Compliance Regime ,
FDIC ,
Federal Reserve ,
Financial Crimes ,
FinCEN ,
Joint Statements ,
Money Laundering ,
NCUA ,
OCC ,
Request For Information ,
Risk Management ,
Supervisory Guidance
La Ley de Transparencia Corporativa (“Corporate Transparency Act” – “CTA”) se encuentra dentro de la Ley ALD del 2020. Establece requisitos para la presentación de informes de información sobre los titulares reales para...more
Con respecto a los activos que pertenecen a Altos Funcionarios Extranjeros, la Sección 6313 de la Ley ALD del 2020 prohíbe el ocultamiento de la fuente de esos activos en transacciones monetarias o que involucren...more
Regarding assets belonging to Senior Foreign Officials, Section 6313 of the AML Act of 2020 prohibits the concealment of the source of those assets in monetary transactions or involving Institutions of primary Money...more
El 19 de enero del 2021, FinCEN emitió respuestas a preguntas frecuentes sobre informes de actividades sospechosas y otras consideraciones contra el lavado de dinero. FinCEN proporcionó las respuestas a siete preguntas en...more
On January 19, 2021, FinCEN issued Answers to Frequently Asked Questions Regarding Suspicious Activity Reporting and Other Anti-Money Laundering Considerations. The answers to seven questions were provided by FinCEN in...more
El “Travel Rule” es una regla de la Ley de Secreto Bancario (“BSA”) regla [31 CFR 103.33(g)] y requiere que todas las instituciones financieras transmitan cierta información a la siguiente institución financiera, en ciertas...more
2/17/2021
/ Bank Secrecy Act ,
Financial Crimes ,
Financial Institutions ,
Financial Services Industry ,
FinCEN ,
Money Laundering ,
Money Transfer ,
Money Transmitter ,
NPRM ,
Regulatory Requirements ,
Travel Rule
Section 314(b) of the USA PATRIOT Act (Sec 314) was drafted by Congress in 2001 to allow financial institutions to work with law enforcement agencies and with each other to support the common goal of deterring money...more
On September 15, 2020, FinCEN issued a Final Rule stating that Banks lacking a Federal Functional Regulator will be required to establish and implement AML programs including policies and procedures, a dedicated compliance...more
11/5/2020
/ Anti-Money Laundering ,
Bank Secrecy Act ,
Beneficial Owner ,
BSA/AML ,
CIP ,
Currency Transaction Reports (CTR) ,
Final Rules ,
Financial Crimes ,
Financial Institutions ,
FinCEN ,
Money Laundering ,
Policies and Procedures ,
Regulatory Agenda ,
Suspicious Activity Reports (SARs)
FinCEN has more than 400 data-access MOUs with federal, state, and local law enforcement regulatory agencies relating to BSA data. It consolidates the information that it receives and shares the consolidated reports with...more
FinCEN issues implementing regulations that “ensure” compliance with the BSA. FinCEN delegates its examination authority to federal agencies. These federal agencies are the “Federal Functional Regulators” who supervise...more
11/4/2020
/ Anti-Money Laundering ,
BSA/AML ,
CFTC ,
Corporate Governance ,
FDIC ,
Federal Reserve ,
Financial Crimes ,
Financial Institutions ,
Financial Transactions ,
FinCEN ,
Information Sharing ,
IRS ,
Money Laundering ,
NCUA ,
OCC ,
Securities and Exchange Commission (SEC)
Section 314 of the USA PATRIOT Act (Sec 314) was drafted by Congress in 2001 to allow financial institutions to work with law enforcement agencies and with each other to support the common goal of deterring money laundering...more
The U.S. Department of Justice (DOJ) 39 count indictment charging Robert T. Brockman, with tax evasion, wire fraud, money laundering, and other offenses, demonstrates that the DOJ is committed to the investigation and...more
11/3/2020
/ Criminal Investigations ,
Criminal Prosecution ,
Department of Justice (DOJ) ,
Indictments ,
IRS ,
Money Laundering ,
Offshore Funds ,
Popular ,
Tax Evasion ,
Tax Fraud ,
Voluntary Disclosure ,
White Collar Crimes ,
Wire Fraud
GAFILAT (Grupo de Acción Financiera de América Latina) publicó una Segunda Actualización del Informe Regional de Amenazas de Lavado de Dinero (2017-2018) que incluye: ANEXO VI: AMENAZAS RELACIONADAS CON LA PANDEMIA COVID-19....more
10/28/2020
/ AML/CFT ,
Anti-Money Laundering ,
BSA/AML ,
Coronavirus/COVID-19 ,
Corruption ,
Financial Crimes ,
Financial Institutions ,
Financial Transactions ,
Infectious Diseases ,
Latin America ,
Money Laundering ,
Phishing Scams ,
Terrorism Funding ,
Terrorist Financing Regulations
GAFILAT (Financial Action Task Force of Latin America) published a Second Update to the Money Laundering Regional Threat Report (2017-2018) that includes: ANNEX VI: THREATS RELATED TO THE COVID-19 PANDEMIC. ...more
10/6/2020
/ AML/CFT ,
Anti-Money Laundering ,
BSA/AML ,
Cross-Border Transactions ,
Cybersecurity ,
Financial Crimes ,
Financial Institutions ,
Financial Transactions ,
Latin America ,
Money Laundering ,
Phishing Scams ,
Risk Mitigation ,
Terrorism Funding ,
Terrorist Financing Regulations
The Office of the Comptroller of the Currency (OCC) Semiannual Risk Perspective Report highlights how the Covid-19 Pandemic has elevated operational risks for banks as they are challenged with the implementation of new...more
10/6/2020
/ Anti-Money Laundering ,
Bank Secrecy Act ,
BSA/AML ,
Coronavirus/COVID-19 ,
Financial Institutions ,
Infectious Diseases ,
Money Laundering ,
OCC ,
Office of Foreign Assets Control (OFAC) ,
Risk Assessment ,
Risk Mitigation