New York Legislature Passes FAIR Business Practices Act. On June 18, the New York state legislature passed the Fostering Affordability and Integrity through Reasonable Business Practices Act (FAIR Business Practices Act),...more
7/2/2025
/ Advertising ,
Algorithms ,
Artificial Intelligence ,
California ,
Consumer Protection Laws ,
Cryptocurrency ,
Department of Financial Protection and Innovation (DFPI) ,
Enforcement Actions ,
FTC Act ,
New Legislation ,
New York ,
State Attorneys General ,
Telecommunications ,
Texas ,
Unfair or Deceptive Trade Practices
On June 22, 2025, Texas Governor Greg Abbott signed the Texas Responsible Artificial Intelligence Governance Act (TRAIGA or the Texas AI Act) into law. The new law goes into effect January 1, 2026. The law places obligations...more
6/24/2025
/ Algorithms ,
Artificial Intelligence ,
Biometric Information ,
Corporate Counsel ,
Data Privacy ,
Enforcement ,
Enforcement Actions ,
Governance Standards ,
Government Agencies ,
Governor Abbott ,
Machine Learning ,
New Legislation ,
NIST ,
Privacy Laws ,
Regulatory Requirements ,
State and Local Government ,
State Attorneys General ,
State Privacy Laws ,
Texas
On April 3, the Office of Management and Budget (OMB) released two much-anticipated memos that will impact the use and procurement of artificial intelligence (AI) by the federal government, signaling an appetite to move...more
The White House Office of Science and Technology Policy (OSTP) is seeking input on the Artificial Intelligence (AI) Action Plan being developed by the Administration, in a Request for Information (RFI) published on February...more
2/6/2025
/ Artificial Intelligence ,
Cybersecurity ,
Data Privacy ,
Executive Orders ,
Export Controls ,
Machine Learning ,
National Science Foundation ,
National Security ,
OSTP ,
Regulatory Agenda ,
Request For Information ,
Technology Sector ,
Trump Administration
As expected, President Trump took action on the first day of his new term to revoke the landmark 2023 Executive Order on Artificial Intelligence (AI) that was the centerpiece of the Biden Administration’s approach to AI....more
1/28/2025
/ Artificial Intelligence ,
Biden Administration ,
Cybersecurity ,
Executive Orders ,
Government Agencies ,
NIST ,
OMB ,
Regulatory Agenda ,
Regulatory Oversight ,
Regulatory Reform ,
Risk Management ,
Technology Sector ,
Trump Administration
The Trump Administration has issued a new Executive Order (EO) on Artificial Intelligence (AI) that previews the new direction for federal AI policy.
As we noted in a recent update, one of President Trump’s first actions in...more
1/27/2025
/ Artificial Intelligence ,
Biden Administration ,
Executive Orders ,
Machine Learning ,
National Security ,
OMB ,
Regulatory Agenda ,
Regulatory Reform ,
Rescission ,
Technology Sector ,
Trump Administration
Amidst the buzz of artificial intelligence innovation, new laws and regulations are quickly emerging in the European Union, United Kingdom, and United States, including the trailblazing EU AI Act and the Colorado AI Act. In...more
Welcome to Wiley’s update on recent developments and what’s next in consumer protection at the Consumer Financial Protection Bureau (CFPB) and Federal Trade Commission (FTC). In this newsletter, we analyze recent regulatory...more
1/8/2025
/ Artificial Intelligence ,
Consumer Financial Protection Bureau (CFPB) ,
Consumer Protection Laws ,
Credit Cards ,
Data Privacy ,
Department of Justice (DOJ) ,
Enforcement Actions ,
Federal Trade Commission (FTC) ,
Final Rules ,
Fraud ,
FTC Act ,
Regulatory Agenda ,
Rewards Programs ,
Truth in Advertising ,
Unfair or Deceptive Trade Practices
Last year we made some predictions about 2024’s cyber landscape and major issues. Several proved prescient, with incident reporting, CISO scrutiny, SEC aggression, and new regulation of various sectors taking shape as the...more
1/7/2025
/ Artificial Intelligence ,
Chief Information Security Officer (CISO) ,
China ,
Corporate Counsel ,
Cyber Incident Reporting for Critical Infrastructure Act of 2022 (CIRCIA) ,
Cybersecurity ,
Cybersecurity Information Sharing Act (CISA) ,
Cybersecurity Maturity Model Certification (CMMC) ,
Department of Defense (DOD) ,
Department of Homeland Security (DHS) ,
Department of Justice (DOJ) ,
DFARS ,
Emerging Technologies ,
FCC ,
Federal Acquisition Regulations (FAR) ,
Federal Contractors ,
Intelligence Services ,
Internet of Things ,
Loper Bright Enterprises v Raimondo ,
National Security Agency (NSA) ,
NIST ,
OIG ,
Popular ,
Regulatory Agenda ,
Regulatory Standards ,
SCOTUS ,
TSA ,
Unmanned Aircraft Systems
Welcome to Wiley’s update on recent developments and what’s next in consumer protection at the Consumer Financial Protection Bureau (CFPB) and Federal Trade Commission (FTC). In this newsletter, we analyze recent regulatory...more
10/2/2024
/ Artificial Intelligence ,
Consumer Financial Protection Bureau (CFPB) ,
Consumer Reports ,
EFTA ,
Electronic Transaction ,
False Advertising ,
Federal Trade Commission (FTC) ,
FTC Act ,
Marketing ,
Military Service Members ,
Overdraft Fees ,
Social Media ,
Transaction Fees ,
Unfair or Deceptive Trade Practices ,
Veterans
Welcome to Wiley’s update on recent developments and what’s next in consumer protection at the Consumer Financial Protection Bureau (CFPB) and Federal Trade Commission (FTC). In this newsletter, we analyze recent regulatory...more
8/21/2024
/ Artificial Intelligence ,
Consumer Financial Protection Bureau (CFPB) ,
COPPA ,
Credit Rating Agencies ,
Deceptively Misdescriptive ,
Department of Justice (DOJ) ,
Fake Reviews ,
False Advertising ,
FDIC ,
Federal Trade Commission (FTC) ,
Fees ,
FTC Act ,
Influencers ,
Misleading Impressions ,
Misrepresentation ,
Social Media ,
Solar Energy ,
Sweepstakes ,
TCPA ,
Truth in Lending Act (TILA) ,
Unfair or Deceptive Trade Practices
Welcome to Wiley’s update on recent developments and what’s next in consumer protection at the Consumer Financial Protection Bureau (CFPB) and Federal Trade Commission (FTC). In this newsletter, we analyze recent regulatory...more
7/31/2024
/ Artificial Intelligence ,
Buy Now Pay Later (BNPL) ,
Cannabis Products ,
Cease and Desist Orders ,
Consumer Financial Protection Act (CFPA) ,
Consumer Financial Protection Bureau (CFPB) ,
Credit Reports ,
Debt-Relief Industry ,
Department of Justice (DOJ) ,
Earned Wage Access ,
European Commission ,
Federal Trade Commission (FTC) ,
Financial Institutions ,
Food and Drug Administration (FDA) ,
FTC Act ,
Joint Statements ,
Medical Debt ,
Payment Processors ,
Regulation Z ,
Rent-to-Own Companies ,
Student Loans ,
THC ,
Truth in Lending Act (TILA)
On July 25, 2024, the Federal Communications Commission (FCC or Commission) released a Notice of Proposed Rulemaking (NPRM) that proposes rules to require all radio and television broadcast stations that air political ads to...more
On May 22, 2024, Federal Communications Commission (FCC or Commission) Chairwoman Jessica Rosenworcel announced that she had circulated a draft notice of proposed rulemaking (NPRM) to her colleagues on the use of artificial...more
On May 17, 2024, Colorado Governor Jared Polis signed into law SB24-205 — Consumer Protections for Artificial Intelligence (Colorado AI Act) — making Colorado as the first state to adopt broad artificial intelligence (AI)...more
5/21/2024
/ Anti-Discrimination Policies ,
Artificial Intelligence ,
Automated Decision Systems (ADS) ,
Bias ,
Colorado ,
Consumer Privacy Rights ,
Disclosure ,
Documentation ,
Public Disclosure ,
Risk Management ,
Software Developers ,
State Attorneys General
At the end of March, the National Telecommunications and Information Administration (NTIA) issued its long-awaited AI Accountability Policy Report (Report), which provides federal policy recommendations regarding...more
Welcome to Wiley’s update on recent developments and what’s next in consumer protection at the Consumer Financial Protection Bureau (CFPB) and Federal Trade Commission (FTC). In this newsletter, we analyze recent regulatory...more
4/17/2024
/ Advertising ,
Artificial Intelligence ,
Consumer Financial Protection Bureau (CFPB) ,
Consumer Reporting Agencies ,
Deep Fake ,
E-Cigarettes ,
Fair Credit Reporting Act (FCRA) ,
Federal Trade Commission (FTC) ,
Fraud and Abuse ,
Hidden Fees ,
Human Trafficking ,
Identity Theft ,
NPRM ,
Online Gaming ,
Proposed Rules ,
Video Games ,
Virtual Currency
On March 13, 2024, the Utah governor signed the Artificial Intelligence Policy Act (the Utah AI Act) into law. This new law—which will directly regulate the private sector’s use of generative AI by imposing disclosure...more
On March 13, 2024, the European Parliament passed the much-anticipated European AI Act, which is the first comprehensive attempt to regulate artificial intelligence (AI) globally. The AI Act – which is formally known as the...more
Welcome to Wiley’s update on recent developments and what’s next in consumer protection at the Consumer Financial Protection Bureau (CFPB) and Federal Trade Commission (FTC). In this newsletter, we analyze recent regulatory...more
2/6/2024
/ Artificial Intelligence ,
Banking Sector ,
Consumer Financial Protection Bureau (CFPB) ,
COPPA ,
Do Not Call List ,
ECOA ,
False Advertising ,
Federal Trade Commission (FTC) ,
Financial Services Industry ,
FTC Act ,
Made in the USA ,
NPRM ,
Overdraft Fees ,
Parental Consent ,
Personal Information ,
Product Labels ,
ROSCA ,
Telemarketing ,
Telemarketing Sales Rule ,
Unfair or Deceptive Trade Practices
2023 has been a big year for AI with the landmark Executive Order for Safe, Secure, and Trustworthy Artificial Intelligence (EO) adding to the already busy and dynamic AI landscape. Issued less than two months ago, the EO has...more
12/22/2023
/ Artificial Intelligence ,
Cybersecurity ,
Cybersecurity Information Sharing Act (CISA) ,
Department of Defense (DOD) ,
Emerging Technology Companies ,
Executive Orders ,
FCC ,
Federal Trade Commission (FTC) ,
National Security ,
NIST ,
Notice of Inquiry ,
OMB ,
Popular ,
Risk Management ,
Robocalling ,
TCPA ,
U.S. Commerce Department ,
UK
Welcome to Wiley’s update on recent developments and what’s next in consumer protection at the Consumer Financial Protection Bureau (CFPB) and Federal Trade Commission (FTC). In this newsletter, we analyze recent regulatory...more
12/5/2023
/ Artificial Intelligence ,
CID ,
Cloud Computing ,
Consumer Financial Protection Act (CFPA) ,
Consumer Financial Protection Bureau (CFPB) ,
Data Collection ,
Disclosure Requirements ,
Dodd-Frank ,
Endorsements ,
Fair Credit Reporting Act (FCRA) ,
Fake Websites ,
FDCPA ,
Federal Trade Commission (FTC) ,
Financial Reporting ,
FTC Act ,
GLBA Privacy ,
Gramm-Leach-Blilely Act ,
HMDA ,
Influencers ,
Loans ,
OMB ,
Payment Systems ,
Senate Judiciary Committee ,
Social Media ,
Unfair or Deceptive Trade Practices ,
Warning Letters
On November 27, 2023, the California Privacy Protection Agency (CPPA) released draft regulations for automated decision-making technology (ADMT). While the CPPA has not officially begun the formal rulemaking process, the...more
11/30/2023
/ Artificial Intelligence ,
Automated Decision Systems (ADS) ,
California ,
California Consumer Privacy Act (CCPA) ,
California Privacy Protection Agency (CPPA) ,
COPPA ,
Data Profiling ,
Opt-In ,
Opt-Outs ,
Personal Information ,
Proposed Regulation ,
Risk Assessment
Over the past several months, federal lawmakers have continued exploring regulation of artificial intelligence (AI) through hearings and legislative proposals. Amidst many other Congressional priorities, legislators seem set...more
Welcome to Wiley’s update on recent developments and what’s next in consumer protection at the Consumer Financial Protection Bureau (CFPB) and Federal Trade Commission (FTC). In this newsletter, we analyze recent regulatory...more
11/14/2023
/ Artificial Intelligence ,
Consumer Financial Protection Act (CFPA) ,
Consumer Financial Protection Bureau (CFPB) ,
Consumer Protection Laws ,
Copyright Office ,
Credit Cards ,
Data Breach ,
Debt Collection ,
Deep Fake ,
Digital Wallets ,
ECOA ,
Excessive Fees ,
Federal Register ,
Federal Trade Commission (FTC) ,
Financial Services Industry ,
FTC Act ,
Gramm-Leach-Blilely Act ,
Non-Bank Lenders ,
NPRM ,
Online Safety for Children ,
Payment Systems ,
SBA ,
Surveillance