Contech Trends to Watch in the New Year -
“As builders adapt to economic, supply chain and labor challenges, they’re turning to technology to boost performance.”
Why this is important: All of the turmoil of 2022 (the...more
1/27/2023
/ Building Codes ,
Business Strategies ,
Carbon Emissions ,
Climate Change ,
Construction Industry ,
Contractors ,
Cybersecurity ,
Drones ,
Employees ,
Employer Liability Issues ,
Infrastructure ,
Infrastructure Financing ,
Infrastructure Investment and Jobs Act (IIJA) ,
Popular ,
Prevailing Wages ,
Software ,
State and Local Government ,
Subcontractors ,
Technology ,
Wage and Hour ,
Workplace Safety
Welcome to our 7th and final edition of The Academic Advisor for 2022 - our e-newsletter focused on education law insights.
In this issue, we discuss the academic strike occurring at the University of California and how...more
1/4/2023
/ Biden Administration ,
Colleges ,
Cyber Attacks ,
Cybersecurity ,
Debt ,
Educational Institutions ,
LGBTQ ,
Loan Forgiveness ,
Policies and Procedures ,
Popular ,
Proposed Legislation ,
Sexual Assault ,
Sexual Harassment ,
Strike ,
Student Loans ,
Threat Management ,
Title IX ,
Unions ,
Universities
There is more news of recent investigations and charges involving people in the cryptocurrency world. The FTX cryptocurrency exchange recently collapsed. Its CEO, Sam Bankman-Fried, has been arrested in the Bahamas and...more
12/21/2022
/ Advertising ,
Celebrity Endorsements ,
Cryptocurrency ,
False Advertising ,
Federal Trade Commission (FTC) ,
Fraud ,
Investigations ,
Popular ,
Regulatory Requirements ,
Securities and Exchange Commission (SEC) ,
Securities Violations
There are a variety of ways in which accounts, or debts, are collected. However, aging technology and legacy servicing (collection) infrastructure restricts a lender’s ability to leverage automation and technology. Without...more
North Carolina Power Outage Points to Homeland Security Long-Documented Threats to US Power Grid -
“Moore County blackouts serve as reminder that nation’s electricity infrastructure could be vulnerable targets for domestic...more
12/16/2022
/ Advertising ,
Banking Sector ,
Chapter 11 ,
Class Action ,
Consumer Privacy Rights ,
Coronavirus/COVID-19 ,
Critical Infrastructure Sectors ,
Cuba ,
Cybersecurity ,
Data Collection ,
Debt Collection ,
Department of Homeland Security (DHS) ,
Electricity ,
FDIC ,
Federal Trade Commission (FTC) ,
Health Insurance Portability and Accountability Act (HIPAA) ,
Healthcare ,
Infrastructure ,
Non-Bank Lenders ,
OCR ,
Phishing Scams ,
Power Grid ,
Privacy Laws ,
Ransomware ,
Regulatory Agenda ,
State and Local Government ,
Technology Sector ,
Terrorist Threats ,
Text Messages ,
Threat Management ,
Tracking Systems ,
Unsolicited Advertisements
Student Loans -
Supreme Court Likely to Rule that Biden Student Loan Plan is Illegal, Experts Say. Here’s What that Means for Borrowers -
“Long before the president acted, Republicans had criticized student loan...more
12/14/2022
/ Automotive Loans ,
Borrowers ,
Commercial Bankruptcy ,
Consumer Financial Products ,
Consumer Financial Protection Bureau (CFPB) ,
Data Breach ,
Data Protection ,
Data Security ,
Debt Collection ,
Delinquent Borrowers ,
Department of Education ,
Educational Institutions ,
Financial Services Industry ,
Joe Biden ,
Landlords ,
Loan Forgiveness ,
No Surprises Act (NSA) ,
Phishing Scams ,
Student Loans ,
Surprise Medical Bills ,
TCPA ,
Tenants ,
Text Messages
A recent survey by PricewaterhouseCoopers revealed that U.S. executives now consider cyberattacks the number one risk their companies face. Concerns about cybersecurity have moved beyond the Chief Information Security Office...more
12/7/2022
/ Bias ,
Consumer Financial Products ,
Consumer Financial Protection Bureau (CFPB) ,
Consumer Lenders ,
Credit Cards ,
Credit Reports ,
Cyber Attacks ,
Cybersecurity ,
Data Protection ,
Enforcement Actions ,
Financial Services Industry ,
Legislative Agendas ,
Loan Applications ,
Loan Forgiveness ,
Nursing Homes ,
Popular ,
Student Loans ,
UDAAP ,
Unfair or Deceptive Trade Practices
Complex, Customized CRISPR Combo Could Help Patients Cure Their Own Cancer -
“In a small phase 1 clinical trial run by PACT Pharma, researchers edited the genes of 16 patients’ immune cells to work against their cancer,...more
12/5/2022
/ Biotechnology ,
CRISPR ,
Cyber Attacks ,
Data Management ,
Genetic Materials ,
Geolocation ,
Google ,
Healthcare ,
Information Technology ,
Life Sciences ,
NFL ,
Non-Fungible Tokens (NFTs) ,
Online Safety for Children ,
Patient Privacy Rights ,
Pharmaceutical Industry ,
Popular ,
Ransomware ,
Traumatic Brain Injuries
Welcome to our 6th edition of The Academic Advisor - our e-newsletter focused on education law insights. In this issue, we look at a variety of topics, including a recent federal court challenge to employment options for F-1...more
11/21/2022
/ Colleges ,
Cybersecurity ,
Department of Education ,
Department of Homeland Security (DHS) ,
Department of Justice (DOJ) ,
Educational Institutions ,
F-1 Visa ,
Federal Trade Commission (FTC) ,
Foreign Exchange Students ,
FTC Act ,
Immigration and Nationality Act ,
Opioid ,
Personal Data ,
Ransomware ,
Section 5 ,
Student Privacy ,
Students ,
Substance Abuse ,
Title IX ,
Universities
The Supreme Court has Made It Harder to Regulate New Technologies -
“However, the way the Supreme Court did this—by recognizing and endorsing the ‘major questions doctrine’—threatens regulation and public policy in the...more
Data Breaches
Pennsylvania Settlements with Experian and T-Mobile
Why this is important: Pennsylvania’s Attorney General, Josh Shapiro, announced on Monday, November 7, 2022, that Pennsylvania entered into settlements...more
EU and U.S. Agree to New Data-Sharing Pact, Offering Some Respite for Big Tech
“For over a year, officials on either side of the Atlantic have been hashing out a deal to replace the so-called Privacy Shield.”
Why this...more
Legal Challenges Mount for Biden’s Student Loan Debt Forgiveness Plan -
“Six Republican-led states and a libertarian policy organization sued the Biden administration over its plan to cancel up to $20,000 in student loan...more
10/19/2022
/ Biden Administration ,
College Admissions ,
Colleges ,
Department of Education ,
Educational Institutions ,
Financial Services Industry ,
Loan Forgiveness ,
Relief Measures ,
School Districts ,
Student Loans ,
Title IX ,
Universities
Cybersecurity Is Everyone’s Responsibility -
A recent survey by PricewaterhouseCoopers revealed that U.S. executives now consider cyberattacks the number one risk their companies face. Concerns about cybersecurity have...more
WVU Study Shows American Coal Industry Generates $261 Billion in Economic Activity, 381,000 Jobs -
“The study, conducted by the West Virginia University Bureau for Business and Economics Research, shows that the...more
Seven North Carolina Colleges Secretly Tracked Social Media Posts of Students, Protesters
"A new report shows seven North Carolina universities monitored social media platforms to keep an eye on things like protests or...more
IRS Says It Exposed Some Confidential Taxpayer Data on Website "Tax agency says error led to posting about some taxpayers with IRAs." Why this is important: In the last issue of Decoded, we discussed the fact that the IRS...more
Mortgage Lenders are Starting to Go Broke Amid Rate Spike and US Mortgage Lenders are Starting to Go Bankrupt — How This One Factor Could be Triggering the Worst Surge of Failures Since 2008
"Last year, two-thirds of the...more
CFPB Takes Action to Protect the Public from Shoddy Data Security Practices
"The bureau said the circular does not suggest that particular security practices are specifically required under the Consumer Financial...more
9/7/2022
/ Blockchain ,
Consumer Financial Protection Act (CFPA) ,
Consumer Financial Protection Bureau (CFPB) ,
Cryptocurrency ,
Cybersecurity ,
Data Collection ,
Data Privacy ,
Data Protection ,
Data Security ,
Financial Institutions ,
Non-Fungible Tokens (NFTs)
Biden Signs Bills Aimed at Catching Pandemic Business Loan Cheats -
"President Joe Biden signed a pair of bills that will give the Justice Department more time to investigate and prosecute people accused of fraudulently...more
CHIPS and Science Act Will Lower Costs, Create Jobs, Strengthen Supply Chains, and Counter China
"Spurred by the passage of the CHIPS and Science Act of 2022, companies have announced nearly $50 billion in additional...more
Financial Services Committee Passes Bills to Protect Consumers
"The House Financial Services Committee, led by Chairwoman Maxine Waters (D-CA), passed eight bills to strengthen oversight of our nation’s affordable housing...more
8/11/2022
/ Consumer Financial Products ,
Consumer Financial Protection Bureau (CFPB) ,
Consumer Lenders ,
Cryptocurrency ,
Fair Lending ,
FDCPA ,
FDIC ,
Financial Institutions ,
Financial Regulatory Reform ,
Financial Services Industry ,
Securities and Exchange Commission (SEC)
Data Privacy, Abortion Limits Set to Collide Post-Roe "Even before the June 24 ruling in Dobbs v. Jackson Women’s Health Organization, privacy advocates, concerned that data on women seeking abortions could be used to target...more
Is the U.S. Finally Getting a Comprehensive Cybersecurity and Data Protection Law? What You Need to Know About the Proposed American Data Privacy and Protection Act -
In the beginning of the 2000s, as a result of the...more
7/21/2022
/ Biotechnology ,
Consumer Privacy Rights ,
Coronavirus/COVID-19 ,
CRISPR ,
Cryptocurrency ,
Cybersecurity ,
Data Privacy ,
Data Protection ,
Data Security ,
Facial Recognition Technology ,
Food and Drug Administration (FDA) ,
Nanotechnology
A New Student Loan Company is Now Taking Over the Accounts of Public Servants Seeking Debt Cancellation
"This also comes as borrowers have 4 months left to apply for extended student-loan relief."
Why this is important:...more