Welcome to Wiley’s update on recent developments and what’s next in consumer protection at the Consumer Financial Protection Bureau (CFPB) and Federal Trade Commission (FTC). In this newsletter, we analyze recent regulatory...more
4/25/2023
/ Cease and Desist Orders ,
Consumer Financial Protection Bureau (CFPB) ,
Credit Cards ,
Dietary Supplements ,
False Advertising ,
Federal Trade Commission (FTC) ,
Fraud ,
FTC Act ,
Magnuson-Moss Act ,
Misleading Impressions ,
Over The Counter Drugs (OTC) ,
Popular ,
Unfair or Deceptive Trade Practices ,
VoIP
Welcome to Wiley’s update on recent developments and what’s next in consumer protection at the Consumer Financial Protection Bureau (CFPB) and Federal Trade Commission (FTC). In this newsletter, we analyze recent regulatory...more
3/28/2023
/ Consolidated Appropriations Act (CAA) ,
Consumer Financial Protection Act (CFPA) ,
Consumer Financial Protection Bureau (CFPB) ,
Data Brokers ,
Debt Collectors ,
False Advertising ,
Federal Trade Commission (FTC) ,
Financial Institutions ,
FTC Act ,
NPRM ,
Online Safety for Children ,
Popular ,
Proposed Rules ,
Request For Information ,
Student Loans ,
Subscription Services ,
Telemarketing ,
Unfair or Deceptive Trade Practices
Welcome to Wiley’s update on recent developments and what’s next in consumer protection at the Consumer Financial Protection Bureau (CFPB) and Federal Trade Commission (FTC). In this newsletter, we analyze recent regulatory...more
12/6/2022
/ Advanced Notice of Proposed Rulemaking (ANPRM) ,
Background Checks ,
CARES Act ,
Consumer Financial Protection Bureau (CFPB) ,
Department of Justice (DOJ) ,
Do Not Call List ,
Enforcement Actions ,
Fake Reviews ,
False Advertising ,
FDIC ,
Federal Trade Commission (FTC) ,
FTC Act ,
Gramm-Leach-Blilely Act ,
Telemarketing Sales Rule ,
Unfair or Deceptive Trade Practices
Welcome to Wiley’s update on recent developments and what’s next in consumer protection at the Consumer Financial Protection Bureau (CFPB) and Federal Trade Commission (FTC). In this newsletter, we analyze recent regulatory...more
11/15/2022
/ Advanced Notice of Proposed Rulemaking (ANPRM) ,
Big Tech ,
Consumer Financial Products ,
Consumer Financial Protection Act (CFPA) ,
Consumer Financial Protection Bureau (CFPB) ,
Consumer Reporting Agencies ,
Data Security ,
Enforcement Actions ,
Fair Credit Reporting Act (FCRA) ,
Federal Trade Commission (FTC) ,
FTC Act ,
ROSCA ,
Sherman Act ,
Unfair Competition
CFPB Releases Outline of Proposals and Alternatives to Implement Section 1033 of the CFPA. On October 27, the CFPB released a Small Business Advisory Review Panel Outline of Proposals and Alternatives Under Consideration...more
11/1/2022
/ Advanced Notice of Proposed Rulemaking (ANPRM) ,
Consumer Financial Protection Act (CFPA) ,
Consumer Financial Protection Bureau (CFPB) ,
Credit Reports ,
Data Breach ,
Energy Projects ,
Excessive Fees ,
Fake Reviews ,
Federal Trade Commission (FTC) ,
Financial Services Industry ,
FTC Act ,
Labeling ,
Membership Agreements ,
Small Business ,
Unfair Competition
On October 20, 2022, the Federal Trade Commission (FTC) announced the launch of a new rulemaking process to address how fees are charged for goods or services, focusing on potentially “deceptive or unfair” fees that the FTC...more
10/24/2022
/ Advanced Notice of Proposed Rulemaking (ANPRM) ,
Advertising ,
AMG Capital Management LLC v FTC ,
Corporate Counsel ,
Cybersecurity ,
Disclosure Requirements ,
Federal Trade Commission (FTC) ,
Fees ,
FTC Act ,
Marketing ,
Proposed Rules ,
Surveillance ,
Unfair or Deceptive Trade Practices
On September 15, 2022, the Federal Trade Commission (FTC) issued a Notice of Proposed Rulemaking (NPRM) to promulgate a “Rule on Impersonation of Government and Businesses,” which would prohibit the impersonation of...more
Regulatory Announcements-
FTC Holds September Open Commission Meeting and Votes to Approve Government and Business Impersonation Fraud NPRM, Gig Work Policy Statement, and Dark Patterns Report. On September 15, the FTC held...more
9/21/2022
/ Advertising ,
Amicus Briefs ,
Consumer Financial Protection Bureau (CFPB) ,
Credit Karma ,
Data Brokers ,
Data Collection ,
E-Cigarettes ,
Experian ,
Fair Credit Reporting Act (FCRA) ,
Fake Reviews ,
False Advertising ,
FDCPA ,
Federal Nursing Home Reform Act (FNHRA) ,
Federal Trade Commission (FTC) ,
FTC Act ,
Geolocation ,
Made in the USA ,
NPRM ,
Popular ,
Pre-approval ,
Skilled Nursing Facility ,
Surveillance ,
Third-Party
FTC Launches Long-Anticipated Trade Regulation Rulemaking on ‘Commercial Surveillance’ and Data Security. On August 11, the FTC issued an Advance Notice of Proposed Rulemaking (ANPR), titled “Trade Regulation Rule on...more
8/30/2022
/ Advanced Notice of Proposed Rulemaking (ANPRM) ,
Advertising to Minors ,
Car Dealerships ,
Consumer Financial Protection Bureau (CFPB) ,
Consumer Protection Act ,
Coronavirus/COVID-19 ,
Data Security ,
Department of Justice (DOJ) ,
False Claims Act (FCA) ,
Federal Trade Commission (FTC) ,
Financial Institutions ,
FinTech ,
FTC Act ,
Made in the USA ,
Marketing ,
Multi-Factor Authentication ,
Personal Protective Equipment ,
Popular ,
ROSCA ,
Surveillance
On August 11, 2022, the Federal Trade Commission (FTC) released its much anticipated advance notice of proposed rulemaking (ANPR), titled “Trade Regulation Rule on Commercial Surveillance and Data Security.” The ANPR is the...more
8/12/2022
/ Administrative Procedure Act ,
Advanced Notice of Proposed Rulemaking (ANPRM) ,
Artificial Intelligence ,
Automated Decision Systems (ADS) ,
Communications Decency Act ,
Consent ,
Consumer Financial Products ,
Corporate Counsel ,
Data Collection ,
Data Security ,
Federal Register ,
Federal Trade Commission (FTC) ,
FTC Act ,
Surveillance ,
Transparency ,
Unfair or Deceptive Trade Practices
Regulatory Announcements-
FTC Commissioner Phillips Plans to Leave the Agency in the Fall, Per Media Reports. On August 8, several media outlets reported that FTC Commissioner Noah Phillips informed his staff through a memo...more
8/9/2022
/ Automotive Loans ,
Bank Accounts ,
Cancellation Rights ,
Consent Order ,
Consumer Financial Protection Bureau (CFPB) ,
Coronavirus/COVID-19 ,
CRA ,
Credit Reports ,
Department of Justice (DOJ) ,
Fair Credit Reporting Act (FCRA) ,
Fair Housing Act (FHA) ,
Federal Trade Commission (FTC) ,
FTC Act ,
Hyundai ,
Made in the USA ,
Medical Debt ,
Misleading Statements ,
Payment Processors ,
Personal Protective Equipment ,
Popular ,
Servicemembers Civil Relief Act (SCRA) ,
Truth in Lending Act (TILA) ,
US Bank
On July 26, 2022, the Request for Comment approved by the Federal Trade Commission (FTC or Commission) in May seeking public input on a number of proposed changes to the FTC’s Guides Concerning the Use of Endorsements and...more
7/27/2022
/ Advertising ,
Advertising to Minors ,
Comment Period ,
Endorsements ,
Fake Reviews ,
False Advertising ,
Federal Trade Commission (FTC) ,
FTC Act ,
FTC Endorsement Guidelines ,
Influencers ,
Marketing ,
Online Endorsements ,
Online Reviews ,
Unfair or Deceptive Trade Practices
Regulatory Announcements-
FTC Announces MOU with NLRB to Address Employment-Based Consumer Protection Issues. On July 19, the FTC announced that it entered into a memorandum of understanding (MOU) with the National Labor...more
7/26/2022
/ Consumer Financial Protection Bureau (CFPB) ,
Data Collection ,
EFTA ,
Federal Trade Commission (FTC) ,
FTC Act ,
Geolocation ,
Gig Economy ,
Memorandum of Understanding ,
Military Lending Act ,
NLRB ,
Non-Compete Agreements ,
OCC ,
Truth in Lending Act (TILA)
Regulatory Announcements-
CFPB Issues Advisory Opinion on FCRA Permissible Purposes for Providing Consumer Reports. On July 7, the CFPB issued an Advisory Opinion on the Fair Credit Reporting Act (FCRA) that outlines...more
7/12/2022
/ Advertising ,
Advisory Opinions ,
CARD Act ,
Consumer Financial Products ,
Consumer Financial Protection Bureau (CFPB) ,
Convenience Fees ,
Coronavirus/COVID-19 ,
Debt Collectors ,
Enforcement Actions ,
Fair Credit Reporting Act (FCRA) ,
FDCPA ,
Federal Trade Commission (FTC) ,
Financial Services Industry ,
Fraud ,
FTC Act ,
Internet Marketing ,
Interpretive Rule ,
Minors ,
Money Transfer ,
Notice of Proposed Rulemaking (NOPR) ,
Request For Information ,
Sandbox ,
Telemarketing Sales Rule ,
Wal-Mart
The Federal Trade Commission (FTC or Commission) now has a full slate of Commissioners with the confirmation and swearing-in of Commissioner Alvaro Bedoya, who brings an extensive background in privacy issues....more
6/29/2022
/ Algorithms ,
Artificial Intelligence ,
CafePress ,
COPPA ,
Data Collection ,
Data Security ,
Federal Trade Commission (FTC) ,
FTC Act ,
Notice Requirements ,
Personal Information ,
Surveillance
Regulatory Announcements-
CFPB Releases Guidance on ECOA Requirements for Algorithmic Credit-Related Decisions. On May 26, the CFPB published a Consumer Financial Protection Circular addressing creditors’ requirements...more
6/1/2022
/ Algorithms ,
Breach Notification Rule ,
Competition ,
Consumer Financial Protection Act (CFPA) ,
Consumer Financial Protection Bureau (CFPB) ,
COPPA ,
Data Breach ,
ECOA ,
Endorsements ,
Federal Trade Commission (FTC) ,
FTC Act ,
Innovation ,
Notice of Proposed Rulemaking (NOPR) ,
Online Education ,
Substance Abuse ,
Targeted Digital Advertising ,
Twitter
Regulatory Announcements-
FTC Holds April 2022 Open Commission Meeting and Launches Rulemaking Proceedings on Telemarketing. On April 28, the FTC held a virtual Open Commission Meeting to consider a Notice of Proposed...more
5/3/2022
/ Advanced Notice of Proposed Rulemaking (ANPRM) ,
AMG Capital Management LLC v FTC ,
Consumer Financial Protection Act (CFPA) ,
Consumer Financial Protection Bureau (CFPB) ,
Department of Justice (DOJ) ,
Do Not Call List ,
Enforcement Actions ,
Fair Credit Reporting Act (FCRA) ,
Federal Trade Commission (FTC) ,
FinTech ,
FTC Act ,
Misleading Statements ,
Notice of Proposed Rulemaking (NOPR) ,
Senate Committees ,
Telemarketing ,
Telemarketing Sales Rule
Welcome to Wiley’s update on recent developments and what’s next in consumer protection at the Consumer Financial Protection Bureau (CFPB) and Federal Trade Commission (FTC). In this newsletter, we analyze recent regulatory...more
4/19/2022
/ Advanced Notice of Proposed Rulemaking (ANPRM) ,
Consent Order ,
Consumer Financial Protection Act (CFPA) ,
Consumer Financial Protection Bureau (CFPB) ,
Credit Cards ,
Credit Practices Rule ,
Credit Reporting Agencies ,
ECOA ,
Employee Training ,
False Advertising ,
False Claims Act (FCA) ,
Federal Family Education Loan Program (FFEL) ,
Federal Trade Commission (FTC) ,
For Profit Colleges ,
FTC Act ,
Holder Rule ,
Human Trafficking ,
Labeling ,
Late Fees ,
Made in the USA ,
Popular ,
Telemarketing Sales Rule ,
Unfair or Deceptive Trade Practices
Welcome to Wiley’s update on recent developments and what’s next in consumer protection at the Consumer Financial Protection Bureau (CFPB) and Federal Trade Commission (FTC). In this newsletter, we analyze recent regulatory...more
3/29/2022
/ Abusive Acts ,
Advanced Notice of Proposed Rulemaking (ANPRM) ,
CafePress ,
Consent Agreements ,
Consumer Financial Protection Bureau (CFPB) ,
Consumer Review Fairness Act (CRFA) ,
Credit Cards ,
Credit Reports ,
Dietary Supplements ,
E-Cigarettes ,
E-Commerce ,
ECOA ,
Electronic Payment Transactions ,
Fake Reviews ,
False Statements ,
Federal Trade Commission (FTC) ,
FTC Act ,
Gig Economy ,
Horse Racing ,
Money Laundering ,
Sensitive Personal Information ,
Telemarketing Sales Rule ,
Vaping
Welcome to Wiley’s update on recent developments and what’s next in consumer protection at the Consumer Financial Protection Bureau (CFPB) and Federal Trade Commission (FTC). In this newsletter, we analyze recent regulatory...more
2/23/2022
/ Advanced Notice of Proposed Rulemaking (ANPRM) ,
Consumer Financial Protection Bureau (CFPB) ,
Digital Assets ,
EFTA ,
Federal Trade Commission (FTC) ,
Fraud ,
FTC Act ,
Loan Forgiveness ,
Public Service Loan Forgiveness program (PSLF program) ,
Rulemaking Process ,
Scams ,
Social Media ,
Stablecoins ,
Student Loans ,
Telemarketing ,
Telemarketing Sales Rule ,
Unfair or Deceptive Trade Practices
Welcome to Wiley’s update on recent developments and what’s next in consumer protection at the Consumer Financial Protection Bureau (CFPB) and Federal Trade Commission (FTC). In this newsletter, we analyze recent regulatory...more
2/8/2022
/ Advanced Notice of Proposed Rulemaking (ANPRM) ,
Bureau of Consumer Protection ,
Consumer Financial Products ,
Consumer Financial Protection Bureau (CFPB) ,
Consumer Reporting Agencies ,
Coronavirus/COVID-19 ,
Enforcement Actions ,
Fair Credit Reporting Act (FCRA) ,
False Advertising ,
False Reporting ,
Federal Trade Commission (FTC) ,
Financial Products ,
Financial Stimulus ,
Fraud ,
FTC Act ,
Marketing ,
Minorities ,
Online Reviews ,
Popular ,
Scams ,
Social Media ,
Student Loans ,
Telemarketing
Privacy In Focus®-
On December 10, 2021, the Federal Trade Commission (FTC) published its Annual Regulatory Plan for 2022 – the first under FTC Chair Lina Khan – noting that it “will consider developing both...more
1/19/2022
/ AMG Capital Management LLC v FTC ,
Consumer Protection Laws ,
Enforcement ,
Executive Orders ,
Federal Trade Commission (FTC) ,
Fraud ,
FTC Act ,
Joe Biden ,
Magnuson-Moss Act ,
Rulemaking Process ,
Rules of Practice ,
Unfair Competition ,
Unfair or Deceptive Trade Practices
Welcome to Wiley’s update on recent developments and what’s next in consumer protection at the Consumer Financial Protection Bureau (CFPB) and Federal Trade Commission (FTC). In this newsletter, we analyze recent regulatory...more
1/11/2022
/ Consent Order ,
Consumer Financial Protection Bureau (CFPB) ,
Consumer Protection Laws ,
COPPA ,
Credit Bureaus ,
Data Protection ,
Deferred Payment Products ,
Department of Justice (DOJ) ,
Do Not Call List ,
EFTA ,
Enforcement Actions ,
Equifax ,
Experian ,
Fair Credit Reporting Act (FCRA) ,
Federal Civil Penalties Inflation Adjustment Act Improvements Act of 2015 ,
Federal Register ,
Federal Trade Commission (FTC) ,
FinTech ,
Fraud ,
FTC Act ,
Gramm-Leach-Blilely Act ,
Joe Biden ,
Loans ,
Merchant Cash Advance (MCA) ,
Nominations ,
Popular ,
Robocalling ,
Software ,
Subscription Services ,
Telemarketing ,
TransUnion
On December 16, the Federal Trade Commission (FTC) voted 4-0 to issue an Advance Notice of Proposed Rulemaking (ANPRM) to commence a rulemaking targeting rising business and government impersonation fraud. Critically, the...more
12/21/2021
/ Advanced Notice of Proposed Rulemaking (ANPRM) ,
AMG Capital Management LLC v FTC ,
Consumer Protection Laws ,
Deceptive Intent ,
Enforcement Actions ,
Federal Register ,
Federal Trade Commission (FTC) ,
Fraud ,
FTC Act ,
Gift-Cards ,
Payment Processors ,
Scams ,
Unfair or Deceptive Trade Practices ,
Unlawful Means
Thank you for your interest in the Wiley Consumer Protection Download! This will be our last publication of 2021, with our bi-weekly newsletter returning in January 2022.
Welcome to Wiley’s update on recent developments...more
12/14/2021
/ Advanced Notice of Proposed Rulemaking (ANPRM) ,
Banking Sector ,
Capital Markets ,
CARES Act ,
Consumer Financial Protection Bureau (CFPB) ,
Consumer Protection Laws ,
Credit Cards ,
Digital Assets ,
Dodd-Frank ,
ECOA ,
Federal Reserve ,
Federal Trade Commission (FTC) ,
FinTech ,
FTC Act ,
Gift-Cards ,
Gramm-Leach-Blilely Act ,
Libor ,
Mortgages ,
Overdraft Fees ,
Proposed Rules ,
Regulation Z ,
Reverse Mortgages ,
Scams ,
State Attorneys General ,
Student Loans ,
Truth in Lending Act (TILA)