In this month's article, we share some of our top "bites" covered during the April 2025 webinar....more
4/22/2025
/ Automotive Loans ,
Banking Sector ,
Congressional Committees ,
Consumer Financial Protection Bureau (CFPB) ,
Federal Trade Commission (FTC) ,
Final Rules ,
Financial Institutions ,
Financial Regulatory Reform ,
HMDA ,
Money Transfer ,
Mortgage Lenders ,
Mortgages ,
Overdraft Fees ,
Payday Loans ,
Popular ,
Proposed Rules ,
Small Business Loans
In this month's article, we share some of our top "bites" covered during the March 2025 webinar....more
3/31/2025
/ Comment Period ,
Consumer Financial Protection Bureau (CFPB) ,
Data Brokers ,
Debt Collection ,
Medical Debt ,
Pending Litigation ,
Presidential Nominations ,
Proposed Rules ,
Regulatory Reform ,
Rulemaking Process ,
State Attorneys General ,
Stop Work Orders ,
Trump Administration
In this month's article, we share some of our top "bites" for the prior months covered during the February 2025 webinar....more
In this month's article, we share some of our top "bites" covered during the January 2025 webinar....more
2/25/2025
/ Buy Now Pay Later (BNPL) ,
Consumer Financial Products ,
Consumer Financial Protection Bureau (CFPB) ,
Consumer Privacy Rights ,
Credit Cards ,
Data Privacy ,
Loan Servicer ,
Mortgages ,
Open Banking ,
Popular ,
Privacy Laws ,
Proposed Rules ,
Regulation Z ,
Seventh Amendment ,
UDAAP
In this month's article, we share some of our top "bites" for the prior months covered during the December 2024 webinar....more
2/20/2025
/ Bank Secrecy Act ,
Consumer Financial Protection Bureau (CFPB) ,
Credit Reports ,
Data Brokers ,
Data Privacy ,
Debt Collection ,
Elder Issues ,
Enforcement Actions ,
Fair Credit Reporting Act (FCRA) ,
Financial Abuse ,
FinCEN ,
Indian Health Service (IHS) ,
Overdraft Fees ,
Payday Loans ,
Regulatory Agenda ,
Student Loans
In this article, we share a timeline of our monthly "bites" for 2024 applicable to companies in FinTech. The Consumer Financial Protection Bureau was on a tear in the months leading up to the election and the inauguration of...more
2/11/2025
/ Buy Now Pay Later (BNPL) ,
Consumer Financial Products ,
Consumer Financial Protection Bureau (CFPB) ,
Data Privacy ,
Data Protection ,
Enforcement Actions ,
Federal Trade Commission (FTC) ,
FinTech ,
FTC Act ,
Risk Management ,
ROSCA ,
State Attorneys General
In this article, we share a timeline of our monthly "bites" for 2024 applicable to debt collection practices. Like 2023, the theme of 2024 was medical debt collection....more
2/10/2025
/ Automotive Loans ,
Consumer Financial Protection Bureau (CFPB) ,
Consumer Reporting Agencies ,
Credit Reports ,
Debt Collection ,
Fair Credit Reporting Act (FCRA) ,
FDCPA ,
Final Rules ,
Medical Debt ,
Medicare ,
Proposed Rules ,
Unfair or Deceptive Trade Practices
In this article, we share a timeline of our monthly "bites" for 2024 applicable to the mortgage industry. There was also a flurry of last-minute action by the CFPB in the mortgage space in the waning days of the Biden...more
In this article, we share a timeline of our monthly "bites" for 2024 applicable to the credit card industry. The year saw the CFPB give a fair amount of attention to credit card products, with a focus on pricing....more
1/30/2025
/ Consumer Financial Products ,
Consumer Financial Protection Bureau (CFPB) ,
Consumer Protection Laws ,
Credit Cards ,
Department of Justice (DOJ) ,
Fee Caps ,
Fees ,
Final Rules ,
Financial Institutions ,
Interchange Fees ,
Regulation Z ,
Regulatory Agenda ,
Rewards Programs ,
Truth in Lending Act (TILA)
In this article, we share a timeline of our monthly "bites" for 2024 applicable to consumers protected by nondiscrimination and military protection laws. 2025 will likely bring more of the same, particularly in the area of...more
1/22/2025
/ Anti-Discrimination Policies ,
Consumer Financial Protection Bureau (CFPB) ,
Debt Collection ,
Discrimination ,
ECOA ,
Enforcement ,
Enforcement Actions ,
Enforcement Statistics ,
Fair Lending ,
Military Service Members ,
Servicemembers Civil Relief Act (SCRA) ,
Small Business ,
Student Loans ,
UDAAP
In this article, we share a timeline of our monthly "bites" for 2024 applicable to the auto finance industry....more
In this month's article, we share some of our top "bites" for the prior and current month covered during the November 2024 webinar....more
12/24/2024
/ Banking Sector ,
Compliance ,
Consumer Financial Products ,
Consumer Financial Protection Bureau (CFPB) ,
Credit Cards ,
Credit Reports ,
Data Privacy ,
Debit Cards ,
EFTA ,
Enforcement Actions ,
Federal Trade Commission (FTC) ,
Final Rules ,
FTC Act ,
NCUA ,
Overdraft Fees ,
ROSCA ,
Small Business ,
Statutory Authority ,
Student Loans ,
Subscription Services
In this month's article, we share some of our top "bites" for the prior and current month covered during the October 2024 webinar.
...more
11/4/2024
/ Advisory Opinions ,
Amended Rules ,
Arbitration ,
Automotive Loans ,
Consumer Financial Protection Bureau (CFPB) ,
Electronic Fund Transfer Act ,
Enforcement Actions ,
FDCPA ,
Federal Reserve ,
Financial Institutions ,
Financial Services Industry ,
Medical Debt ,
Military Service Members ,
OCC ,
Redlining ,
Regulation E ,
Regulation M ,
Regulation Z ,
Unfair or Deceptive Trade Practices ,
Veterans
The Consumer Financial Protection Bureau has long required that an institution within the scope of its supervision or enforcement authority, including both depository institutions like banks and non-depository consumer...more
11/1/2024
/ Buy Now Pay Later (BNPL) ,
Civil Investigation Demand ,
Compliance ,
Consumer Financial Products ,
Consumer Financial Protection Bureau (CFPB) ,
Consumer Lenders ,
Depository Institutions ,
Enforcement Authority ,
Financial Services Industry ,
Internal Controls ,
Policies and Procedures ,
Risk Management ,
State Regulators
In this month's article, we share some of our top "bites" for the prior and current month covered during the September 2024 webinar....more
In this month's article, we share some of our top "bites" for the prior and current month covered during the August 2024 webinar....more
8/28/2024
/ Advisory Opinions ,
Anti-Discrimination Policies ,
Artificial Intelligence ,
Automation Systems ,
Buy Now Pay Later (BNPL) ,
Consumer Financial Protection Act (CFPA) ,
Consumer Financial Protection Bureau (CFPB) ,
Credit Repair Services ,
ECOA ,
Excessive Fees ,
Fees ,
Final Rules ,
Payment Processors ,
Popular ,
Property Valuation ,
Regulation Z ,
Request For Information ,
Residential Leases ,
School Lunch Programs ,
Solar Energy ,
U.S. Treasury ,
UDAAP ,
Whistleblower Protection Policies ,
Whistleblowers
In this month's article, we share some of our top "bites" for the prior and current month covered during the July 2024 webinar....more
7/30/2024
/ Compliance ,
Consumer Financial Products ,
Consumer Financial Protection Bureau (CFPB) ,
Consumer Lenders ,
Dodd-Frank ,
ECOA ,
Enforcement Actions ,
Fair Lending ,
Financial Services Industry ,
HMDA ,
Information Reports ,
Mortgage Lenders ,
Mortgage Servicers ,
Mortgage Servicing Rules ,
Mortgages ,
Proposed Rules ,
Redlining ,
Regulatory Agenda ,
RESPA ,
Reverse Mortgages ,
Small Business
In this month's article, we share some of our top "bites" covered during the June 2024 webinar....more
7/12/2024
/ Buy Now Pay Later (BNPL) ,
Compliance ,
Constitutional Challenges ,
Consumer Financial Protection Bureau (CFPB) ,
Credit Cards ,
Credit Reports ,
Debt-Relief Industry ,
Enforcement Actions ,
Federal Funding ,
Financial Services Industry ,
Late Fees ,
Loan Servicer ,
Medical Bills ,
Military Lending Act ,
Misrepresentation ,
Open Banking ,
Peer-to-Peer ,
Pending Legislation ,
SCOTUS ,
Student Loans ,
Telemarketing ,
UDAAP ,
Unfair or Deceptive Trade Practices
Please join Eric Johnson and Justin Hosie as they recap recent CFPB actions and enforcements, including negative equity findings from the Auto Finance Data Pilot; compliance dates for the Small Business Lending Rule; the...more
7/9/2024
/ Consumer Financial Products ,
Consumer Financial Protection Bureau (CFPB) ,
Data Collection ,
Enforcement Actions ,
Fair Lending ,
Financial Services Industry ,
Fraudulent Transfers ,
Lenders ,
Mortgage Lenders ,
Reverse Mortgages ,
Small Business ,
Supervisory Highlights ,
Webinars
Ever heard of "mass arbitration"? If you haven't heard of that term, you may be lucky. By rule of thumb, a "mass" of something isn't necessarily a good thing (unless it's a mass of tacos on my plate)....more
In this month's article, we share some of our top "bites" covered during the May 2024 webinar....more
5/24/2024
/ Consumer Financial Protection Bureau (CFPB) ,
Credit Cards ,
Credit Reports ,
Deposit Accounts ,
Enforcement Actions ,
Federal Reserve ,
Fees ,
Financial Institutions ,
Financial Services Industry ,
FinTech ,
Health Savings Accounts ,
Medical Bills ,
Overdraft Fees ,
Popular ,
Regulation CC ,
Rewards Programs ,
Students
In this month's article, we share some of our top "bites" covered during the April 2024 webinar....more
5/2/2024
/ Administrative Procedure ,
Amicus Briefs ,
Banking Sector ,
Consumer Financial Products ,
Consumer Financial Protection Bureau (CFPB) ,
Covered Person ,
Credit Reporting Agencies ,
Data Protection ,
Department of Justice (DOJ) ,
Fair Credit Reporting Act (FCRA) ,
Financial Services Industry ,
Military Service Members ,
Mortgages ,
Prepaid Payment Products ,
Sensitive Personal Information ,
Video Games
In this month's article, we share some of our top "bites" covered during the March 2024 webinar.
Bite 10: CFPB Issues Statement on Privacy and Personal Data -
On February 28, 2024, the CFPB issued a statement on...more
4/1/2024
/ Appraisal ,
Banking Regulators ,
Banking Sector ,
Banks ,
Closing Costs ,
Comment Period ,
Consumer Financial Products ,
Consumer Financial Protection Bureau (CFPB) ,
Consumer Lenders ,
Credit Cards ,
Dodd-Frank ,
Federal Trade Commission (FTC) ,
Fees ,
FFIEC ,
Financial Services Industry ,
Mortgages ,
New Guidance ,
Paycheck Protection Program (PPP) ,
Personal Data ,
Sensitive Personal Information ,
UDAAP
In this month's article, we share some of our top "bites" covered during the February 2024 webinar....more
3/1/2024
/ Appraisal ,
Bias ,
Consumer Financial Products ,
Consumer Financial Protection Bureau (CFPB) ,
Credit Cards ,
Debt Relief ,
Debt-Relief Industry ,
Enforcement Actions ,
Enforcement Statistics ,
Federal Trade Commission (FTC) ,
Fees ,
FFIEC ,
Financial Services Industry ,
FinTech ,
FOIA ,
Future Wages ,
Unpaid Wages
In this article, we share a timeline of our monthly "bites" for 2023 applicable to debt collection. If debt collection in 2023 had a theme it would be medical debt....more
2/1/2024
/ Consumer Financial Protection Bureau (CFPB) ,
Credit Reports ,
Debt Collection ,
Debt Collectors ,
Enforcement ,
Enforcement Actions ,
FDCPA ,
Financial Services Industry ,
Loan Servicing ,
Medical Debt ,
Mortgages ,
Payday Loans ,
Rulemaking Process ,
Student Loans ,
UDAAP